Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,529£16,340650,67111,512
Aberdeen City43£22,595423,54990
Aberdeenshire20£23,670526,90229
Angus5£21,436642,1619
Antrim18£15,216652,19134
Ards5£11,298847,6857
Armagh6£13,306764,1832
Ballymena8£15,929749,01610
Ballymoney8£14,479768,53410
Banbridge3£13,132776,3332
Barking & Dagenham - Greater London6£10,4371062,43212
Barnet - Greater London5£17,834537,1117
Bedfordshire134£13,387863,614234
Belfast35£19,473540,03588
Berkshire74£13,943959,662144
Bexley - Greater London1£9,2941339,0003
Blaenau Gwent10£11,947870,7838
Brent - Greater London9£16,4121156,41010
Bristol110£15,288751,895183
Bromley - Greater London47£22,463323,50068
Buckinghamshire81£16,338757,377176
Caerphilly2£9,597879,6898
Cambridgeshire171£15,487758,680325
Cardiff43£23,786327,25183
Carmarthenshire5£14,895648,2925
Carrickfergus9£16,827555,58915
Ceredigion6£12,913859,19512
Cheshire190£17,335651,837402
City of Edinburgh65£18,880640,70198
City of London - Greater London90£15,379650,404179
Clackmannanshire1£24,998320,1694
Coleraine16£12,182970,68832
Conwy8£10,7461064,8778
Cookstown4£16,370649,7463
Cornwall24£19,231645,13641
County Durham61£18,027648,658207
Craigavon18£25,179321,24536
Croydon - Greater London27£23,215425,40646
Cumbria16£16,424649,06340
Derbyshire207£17,541641,563487
Derry4£15,545784,7644
Devon63£15,019759,341184
Dorset27£17,313745,77267
Down2£20,145651,4831
Dumfries and Galloway5£20,957426,71024
Dundee City33£19,652531,94250
Dungannon7£14,594655,9205
Ealing - Greater London9£7,9501181,31618
East Ayrshire6£12,248764,12611
East Lothian1£12,699752,1431
East Riding of Yorkshire27£17,513545,71560
East Sussex57£16,325855,98981
Enfield - Greater London18£17,845638,37255
Essex138£16,012753,149248
Falkirk10£14,047850,24522
Fermanagh6£21,578443,5593
Fife29£17,978748,55467
Flintshire32£17,466866,7178
Glasgow City74£19,919535,815238
Gloucestershire68£17,384646,525115
Greater Manchester376£14,897755,841741
Greenwich - Greater London12£24,659215,98412
Gwynedd2£12,725861,6282
Hampshire129£18,160642,777328
Harrow - Greater London11£14,568753,62621
Havering - Greater London45£15,827755,11899
Herefordshire13£21,816433,16033
Hertfordshire137£18,804643,852253
Highland13£20,890435,14139
Hillingdon - Greater London48£11,686960,40375
Hounslow - Greater London11£21,106426,22634
Inverclyde3£9,995956,1985
Isle of Anglesey1£18,945449,9781
Isle of Wight6£6,1121476,2284
Kent91£14,604747,986180
Kingston upon Thames - Greater London34£20,734526,24866
Lambeth - Greater London1£13,295843,800-
Lancashire203£15,889753,711388
Larne6£13,063873,8141
Leicestershire118£20,518542,137190
Limavady2£16,995549,5001
Lincolnshire92£18,312543,165243
Lisburn2£9,9741081,50813
Magherafelt2£13,723864,5567
Merseyside83£15,522654,126187
Merthyr Tydfil7£13,856758,53113
Merton - Greater London1£10,995794,9143
Monmouthshire3£17,995747,00014
Neath Port Talbot4£14,974743,0006
Newham - Greater London1£10,4955123,0001
Newport29£20,074542,46161
Newry and Mourne9£20,239540,4139
Newtownabbey8£14,093653,60616
Norfolk90£18,074538,911171
North Ayrshire16£17,460545,51255
North Down6£15,580656,0526
North Lanarkshire20£13,766748,64364
North Yorkshire54£18,691647,940196
Northamptonshire50£15,894654,695142
Northumberland6£16,612741,14515
Nottinghamshire119£17,169646,356202
Omagh8£18,743456,6596
Oxfordshire24£21,200425,31346
Pembrokeshire1£17,295532,8643
Perth and Kinross16£17,488549,09429
Powys2£16,493660,2852
Redbridge - Greater London8£9,986886,2215
Renfrewshire19£18,961531,71244
Rhondda Cynon Taf14£10,103971,13317
Rutland1£9,7501167,3521
Scottish Borders5£17,749441,67111
Shropshire59£18,001748,337120
Somerset43£15,804652,88995
South Ayrshire11£19,207524,45620
South Lanarkshire13£19,538533,03244
South Yorkshire160£16,101655,900342
Staffordshire112£17,512639,072285
Stirling13£20,557530,60450
Strabane3£19,992459,9507
Suffolk50£15,820749,79592
Surrey137£16,531749,836238
Sutton - Greater London1£11,850961,0003
Swansea18£16,693737,24139
The Vale of Glamorgan1£7,750992,0872
Torfaen1£13,990845,000-
Tyne and Wear67£15,670753,872186
Warwickshire30£20,808443,01675
West Dunbartonshire2£12,997956,0379
West Lothian12£9,775977,53319
West Midlands234£15,650757,216556
West Sussex49£18,892640,008104
West Yorkshire187£17,422650,358437
Wiltshire104£20,682539,523212
Worcestershire52£19,250646,43392
Wrexham1£13,490836,7805
Add postcode for better results.