Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,123£16,464652,27910,186
Aberdeen City47£22,115427,039103
Aberdeenshire18£22,490528,04428
Angus3£23,462430,6178
Antrim11£17,367544,19826
Ards6£12,078956,0199
Armagh8£11,160773,7644
Ballymena9£14,672761,56612
Ballymoney5£17,135657,2899
Banbridge1£9,995996,0001
Barking & Dagenham - Greater London11£10,308966,18213
Barnet - Greater London3£18,410536,7332
Bedfordshire115£14,430764,632233
Belfast45£21,669430,98269
Berkshire62£12,812963,116142
Blaenau Gwent9£10,719966,8159
Brent - Greater London6£18,2071165,15210
Bristol99£14,363858,907162
Bromley - Greater London9£16,581743,60915
Buckinghamshire94£17,134652,346154
Caerphilly1£18,491880,000-
Cambridgeshire164£15,012757,919266
Cardiff1£2,49015136,0593
Carmarthenshire4£18,618446,8102
Carrickfergus5£15,659657,65016
Ceredigion2£10,495784,0006
Cheshire193£17,867652,288391
City of Edinburgh42£16,297645,15482
City of London - Greater London20£13,705857,83638
Coleraine16£12,660865,54419
Conwy2£12,995961,2945
Cookstown3£15,328649,9943
Cornwall16£23,169321,96752
County Durham75£17,696645,218184
Craigavon21£26,083221,82831
Croydon - Greater London25£22,759426,88234
Cumbria14£17,836645,17337
Derbyshire185£18,002644,725453
Devon66£15,164758,296154
Dorset40£18,913639,31648
Down2£19,773651,483-
Dumfries and Galloway7£23,969318,76418
Dundee City42£18,688537,81059
Dungannon4£13,933769,55111
Ealing - Greater London5£7,5351180,57913
East Ayrshire8£9,497975,20810
East Riding of Yorkshire11£13,489760,83820
East Sussex67£18,476747,10560
Enfield - Greater London18£17,624641,32036
Essex98£15,023752,600235
Falkirk10£12,038869,66124
Fermanagh4£18,721352,3188
Fife26£22,262431,44970
Flintshire32£17,789868,1566
Glasgow City82£20,960431,928235
Gloucestershire60£17,547642,54991
Greater Manchester347£15,510755,033712
Gwynedd1£18,000343,6503
Hampshire126£18,684642,646245
Harrow - Greater London11£16,606644,71210
Havering - Greater London76£14,979749,335130
Herefordshire13£23,011433,98930
Hertfordshire160£18,377644,162287
Highland20£25,166223,67938
Hillingdon - Greater London32£12,835858,64075
Hounslow - Greater London17£22,547424,56126
Isle of Anglesey1£18,499449,978-
Isle of Wight4£6,6701480,2925
Kent76£15,600647,192180
Kingston upon Thames - Greater London30£26,791213,31250
Lancashire203£16,080750,400376
Larne4£8,60911100,2212
Leicestershire106£18,837540,504216
Limavady2£15,745661,5001
Lincolnshire106£19,295536,784242
Lisburn2£8,2201189,50013
Magherafelt4£15,511755,5355
Merseyside87£16,407651,515132
Merthyr Tydfil6£13,828654,51711
Merton - Greater London3£6,9971079,0402
Midlothian2£11,998760,6531
Moray4£19,370740,9714
Newham - Greater London2£4,17315109,1963
Newport2£10,4971175,2447
Newry and Mourne9£19,414548,53312
Newtownabbey6£15,545656,44616
Norfolk92£16,589642,534154
North Ayrshire26£21,917328,86058
North Down3£14,727554,21412
North Lanarkshire20£14,871746,49958
North Yorkshire62£20,646439,739163
Northamptonshire51£15,295658,045114
Northumberland11£15,693646,19614
Nottinghamshire93£17,864545,808171
Omagh7£18,576555,1128
Oxfordshire16£18,062535,56254
Pembrokeshire1£16,199447,9141
Perth and Kinross12£19,634544,82925
Redbridge - Greater London6£8,9931082,20710
Renfrewshire25£19,342432,04144
Rhondda Cynon Taf16£12,502762,51611
Rutland1£9,0001167,3521
Scottish Borders6£18,206548,06811
Shropshire36£21,222551,32573
Somerset46£16,314648,64694
South Ayrshire15£18,038537,57019
South Lanarkshire13£23,303320,68740
South Yorkshire146£16,162654,065356
Staffordshire87£18,602542,466268
Stirling18£23,673321,86941
Strabane4£19,891546,8196
Suffolk37£14,607755,25176
Surrey108£17,907742,264161
Swansea1£12,999683,1427
Tower Hamlets - Greater London1£12,495684,0001
Tyne and Wear71£16,067751,348158
Warwickshire26£21,539439,20657
West Dunbartonshire2£13,597857,3516
West Lothian9£12,074764,41724
West Midlands257£15,794656,909514
West Sussex57£20,777531,74995
West Yorkshire195£17,423649,304448
Wiltshire113£18,985642,671195
Worcestershire39£20,052537,75775
Add postcode for better results.