Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,959£16,783650,12510,162
Aberdeen City40£21,740426,74890
Aberdeenshire20£22,941530,06425
Angus3£23,328430,6177
Antrim11£17,877546,21928
Ards13£14,395747,0668
Armagh10£10,364869,0114
Ballymena10£15,055754,24414
Ballymoney5£18,335551,8948
Barking & Dagenham - Greater London8£11,293963,87513
Barnet - Greater London1£19,750854,8001
Bedfordshire104£14,830761,687248
Belfast40£21,556431,83884
Berkshire50£11,9651062,827145
Blaenau Gwent7£12,126859,50313
Brent - Greater London4£23,2141157,94011
Bristol116£14,018759,551155
Bromley - Greater London12£21,928531,06516
Buckinghamshire81£17,370652,013163
Cambridgeshire159£15,909754,810250
Carmarthenshire4£18,618446,8102
Carrickfergus6£16,550559,54414
Ceredigion2£10,495784,0005
Cheshire175£17,277652,774392
City of Edinburgh46£18,181640,51283
City of London - Greater London21£15,177756,96245
Coleraine18£13,339765,26021
Conwy1£7,4951272,0006
Cookstown6£19,595437,9711
Cornwall18£22,673421,75750
County Durham81£16,998651,343177
Craigavon20£25,848215,35633
Croydon - Greater London19£21,538428,45641
Cumbria15£19,151536,12429
Derbyshire201£18,656641,188441
Devon72£15,131759,389147
Dorset36£21,308428,09058
Down1£16,495660,0001
Dumfries and Galloway8£25,022214,41514
Dundee City43£19,424436,85767
Dungannon7£17,174660,9809
Ealing - Greater London4£4,5701391,47415
East Ayrshire7£13,350659,16912
East Riding of Yorkshire11£14,461757,01922
East Sussex55£18,033748,47373
Enfield - Greater London23£18,698535,38232
Essex103£16,134749,235216
Falkirk11£17,171648,03125
Fermanagh5£19,274355,17911
Fife28£20,517533,73069
Flintshire32£17,789868,1561
Glasgow City76£20,785432,086233
Gloucestershire60£16,614645,52787
Greater Manchester341£15,792753,793718
Hampshire106£19,009537,596246
Harrow - Greater London10£13,850754,01611
Havering - Greater London74£13,957753,821128
Herefordshire12£22,085434,59628
Hertfordshire151£18,014644,756302
Highland17£26,545117,86537
Hillingdon - Greater London39£11,920965,87666
Hounslow - Greater London15£22,803424,03924
Isle of Anglesey1£18,499449,978-
Isle of Wight2£5,8451590,5857
Kent66£16,820643,971173
Kingston upon Thames - Greater London21£26,293315,70648
Lancashire205£15,837650,773351
Larne5£10,677983,5773
Leicestershire87£18,049543,826235
Limavady2£15,618661,5001
Lincolnshire114£18,762538,520224
Lisburn2£12,720983,3009
Magherafelt5£15,608648,8353
Merseyside91£15,838653,161128
Merthyr Tydfil5£12,098874,84313
Merton - Greater London2£6,495979,2115
Midlothian1£14,995653,2962
Moray2£19,995637,2937
Newham - Greater London2£4,32215109,1963
Newport2£13,697660,3316
Newry and Mourne10£19,095551,52911
Newtownabbey6£14,045757,28117
Norfolk90£17,177639,569136
North Ayrshire20£21,352331,90147
North Down5£10,834869,13610
North Lanarkshire16£16,623637,91856
North Yorkshire72£20,806539,712156
Northamptonshire55£15,508654,206114
Northumberland10£17,200644,08815
Nottinghamshire73£19,211541,020186
Omagh9£17,809554,9414
Oxfordshire17£17,433543,88953
Pembrokeshire1£16,199447,914-
Perth and Kinross13£18,416544,77730
Redbridge - Greater London7£9,0361075,11610
Renfrewshire24£19,244427,74251
Rhondda Cynon Taf15£10,784864,07215
Rutland1£5,5001380,8051
Scottish Borders4£17,774546,61710
Shropshire38£19,029651,47868
Somerset34£17,885641,43583
South Ayrshire14£19,412432,11022
South Lanarkshire11£20,950527,88237
South Yorkshire137£14,794761,175357
Staffordshire79£19,012537,221265
Stirling22£22,376325,53546
Strabane3£20,525439,5786
Suffolk46£16,258651,02477
Surrey110£17,323742,534160
Sutton - Greater London1£1,79511111,5822
Tower Hamlets - Greater London1£11,995684,0001
Tyne and Wear86£16,471649,582160
Warwickshire30£19,863543,31049
West Dunbartonshire2£21,098426,8995
West Lothian11£12,402768,40024
West Midlands236£15,759657,174510
West Sussex35£22,406426,986112
West Yorkshire181£17,788648,698474
Wiltshire100£19,623542,274212
Worcestershire45£18,692640,44277
Add postcode for better results.