Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,024£16,665650,53910,268
Aberdeen City42£21,669426,48097
Aberdeenshire22£23,309428,23926
Angus4£23,328429,3636
Antrim10£17,802545,91629
Ards12£14,265846,03010
Armagh9£10,387875,4564
Ballymena11£14,812755,04415
Ballymoney5£18,455551,8949
Banbridge1£9,995996,0001
Barking & Dagenham - Greater London8£11,324963,87513
Barnet - Greater London3£18,410536,7332
Bedfordshire114£14,317863,306236
Belfast40£21,928429,42879
Berkshire54£11,6251063,922143
Blaenau Gwent6£10,897966,48715
Brent - Greater London4£23,3391157,94011
Bristol116£14,561758,146156
Bromley - Greater London9£19,784636,91715
Buckinghamshire83£17,365652,440158
Cambridgeshire143£15,020758,012263
Carmarthenshire4£18,618446,8102
Carrickfergus5£16,710559,82315
Ceredigion2£10,495784,0006
Cheshire184£17,754650,564392
City of Edinburgh49£17,554642,20381
City of London - Greater London20£14,872751,59640
Coleraine15£13,414765,65224
Conwy2£7,4951178,0006
Cookstown6£19,595437,9713
Cornwall16£23,233319,18453
County Durham79£17,279648,260187
Craigavon18£24,652225,98036
Croydon - Greater London18£23,044326,16139
Cumbria14£17,248640,49528
Derbyshire197£18,767641,288450
Devon72£15,411754,913150
Dorset40£18,760639,33750
Down1£16,995660,0001
Dumfries and Galloway8£25,085214,41517
Dundee City40£19,269537,68267
Dungannon8£17,189557,3838
Ealing - Greater London2£9,4951274,00016
East Ayrshire8£12,233757,40012
East Riding of Yorkshire14£13,838757,75819
East Sussex57£18,934746,37271
Enfield - Greater London17£16,593643,05633
Essex101£15,527751,615224
Falkirk10£14,237757,37624
Fermanagh7£19,479355,9859
Fife27£21,660431,76070
Flintshire32£17,789868,1561
Glasgow City77£19,959434,253240
Gloucestershire59£17,106644,46190
Greater Manchester339£15,320755,268729
Hampshire114£19,033539,503246
Harrow - Greater London9£13,501754,33312
Havering - Greater London76£14,348753,803132
Herefordshire13£21,320435,34331
Hertfordshire151£18,487643,420296
Highland17£26,485221,16439
Hillingdon - Greater London40£11,580965,77770
Hounslow - Greater London14£22,101426,24827
Isle of Anglesey1£18,499449,978-
Isle of Wight3£6,3951486,7236
Kent68£16,441643,675178
Kingston upon Thames - Greater London23£25,951316,17250
Lancashire195£16,174650,562371
Larne6£9,979985,0562
Leicestershire94£18,458540,958235
Limavady2£15,745661,5001
Lincolnshire115£19,533537,101225
Lisburn3£12,478975,2009
Magherafelt4£15,511755,5353
Merseyside84£16,148651,236137
Merthyr Tydfil5£13,879655,39512
Merton - Greater London2£6,495979,2115
Midlothian1£14,995653,2962
Moray2£19,995637,2937
Newham - Greater London2£4,32215109,1963
Newport2£10,4971175,2446
Newry and Mourne9£19,451548,53311
Newtownabbey7£14,238656,79115
Norfolk94£17,378639,526146
North Ayrshire24£21,406331,05560
North Down5£11,034870,16311
North Lanarkshire18£15,976643,71055
North Yorkshire74£20,035542,267163
Northamptonshire56£16,265651,017113
Northumberland10£17,071644,80016
Nottinghamshire83£19,114541,707184
Omagh8£18,411551,5666
Oxfordshire12£18,214538,87355
Pembrokeshire1£16,199447,914-
Perth and Kinross16£19,843537,62926
Redbridge - Greater London7£9,0651074,73010
Renfrewshire21£19,924429,18950
Rhondda Cynon Taf14£11,985861,52613
Rutland1£5,5001380,8052
Scottish Borders5£18,417550,5139
Shropshire39£19,612649,03058
Somerset39£17,741640,65897
South Ayrshire13£19,352433,15722
South Lanarkshire12£21,538426,54637
South Yorkshire134£15,638758,293368
Staffordshire81£17,983541,412270
Stirling25£21,691427,76639
Strabane4£19,891546,8195
Suffolk42£15,800653,18079
Surrey104£16,925743,502159
Sutton - Greater London1£1,59511111,5822
Tower Hamlets - Greater London1£11,995684,0001
Tyne and Wear78£16,414650,113154
Warwickshire32£20,399442,04854
West Dunbartonshire2£21,098426,8996
West Lothian11£12,920665,83824
West Midlands265£15,613757,658503
West Sussex47£21,653528,028102
West Yorkshire189£17,921647,607466
Wiltshire107£19,832542,105216
Worcestershire43£18,114642,39275
Add postcode for better results.