Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,133£16,378651,3109,840
Aberdeen City49£23,162422,88889
Aberdeenshire16£22,667529,28628
Angus2£19,695636,9018
Antrim12£15,670656,22422
Ards6£12,228947,7658
Armagh7£12,026776,7404
Ballymena8£14,771855,87313
Ballymoney6£16,944663,96811
Banbridge1£9,995996,0001
Barking & Dagenham - Greater London4£10,683973,89312
Barnet - Greater London3£18,477536,7335
Bedfordshire136£13,262865,970212
Belfast40£22,552329,10374
Berkshire73£13,584961,072132
Blaenau Gwent10£11,417870,2507
Brent - Greater London6£18,0911162,1309
Bristol118£15,858748,558143
Bromley - Greater London9£16,122747,41215
Buckinghamshire89£15,386756,668148
Cambridgeshire168£15,568758,870255
Cardiff1£18,499543,8236
Carmarthenshire3£16,327553,9205
Carrickfergus10£14,909655,40212
Ceredigion3£9,495974,6676
Cheshire189£18,474647,306376
City of Edinburgh45£17,469645,92986
City of London - Greater London22£11,924871,23728
Clackmannanshire1£24,998320,1693
Coleraine16£13,544761,91026
Conwy5£10,4951060,9173
Cookstown3£15,328649,9943
Cornwall22£18,945640,69341
County Durham76£16,446650,550175
Craigavon20£26,130220,48436
Croydon - Greater London29£23,365324,98529
Cumbria15£16,531745,89235
Derbyshire213£18,271643,033429
Derry1£6,49511113,000-
Devon59£14,439760,936163
Dorset37£19,127539,92646
Down2£19,773651,483-
Dumfries and Galloway9£22,964319,83222
Dundee City40£19,137536,32353
Dungannon5£15,425653,4149
Ealing - Greater London5£8,4351080,86513
East Ayrshire7£10,504865,13810
East Riding of Yorkshire10£15,081650,89522
East Sussex65£19,471745,09568
Enfield - Greater London16£17,411638,12248
Essex101£15,403753,958218
Falkirk11£14,415748,93723
Fermanagh6£19,378450,0205
Fife30£21,014535,26061
Flintshire32£17,789868,1566
Glasgow City92£20,873432,903224
Gloucestershire49£18,095544,31886
Greater Manchester336£15,257755,489677
Gwynedd1£19,950343,6503
Hampshire128£18,258642,491247
Harrow - Greater London9£16,541645,43110
Havering - Greater London70£15,196753,386127
Herefordshire13£24,262330,60833
Hertfordshire163£18,989641,913250
Highland17£23,416330,72140
Hillingdon - Greater London44£13,552855,10664
Hounslow - Greater London18£21,740425,92123
Inverclyde2£12,998743,1836
Isle of Anglesey1£18,945449,978-
Isle of Wight6£6,0281476,2282
Kent80£15,175750,622164
Kingston upon Thames - Greater London23£23,620319,20652
Lancashire185£15,576753,293384
Larne4£8,60911100,2212
Leicestershire116£19,225541,744203
Limavady1£17,745553,0001
Lincolnshire104£19,076537,884232
Lisburn4£7,7321082,87511
Magherafelt3£15,265756,2596
Merseyside68£15,984652,197135
Merthyr Tydfil5£13,599761,51714
Merton - Greater London2£8,995687,9572
Midlothian2£8,975968,540-
Moray3£12,245745,9624
Newham - Greater London2£4,17515108,9463
Newport2£10,4971175,2448
Newry and Mourne10£19,256444,05111
Newtownabbey7£16,038647,48913
Norfolk87£17,566638,054156
North Ayrshire18£18,048540,10954
North Down3£10,927777,77610
North Lanarkshire16£12,936849,78953
North Yorkshire57£19,245541,217168
Northamptonshire40£16,138654,902118
Northumberland9£16,103746,67518
Nottinghamshire93£16,791648,498154
Omagh5£20,309446,7048
Oxfordshire20£20,028430,29345
Perth and Kinross14£19,984443,45622
Redbridge - Greater London5£9,297976,1908
Renfrewshire21£19,155432,64843
Rhondda Cynon Taf12£11,323869,24415
Rutland1£9,0001167,3521
Scottish Borders5£19,949436,35812
Shropshire41£21,425544,86968
Somerset45£16,006652,98288
South Ayrshire11£17,579538,59819
South Lanarkshire11£21,550428,65439
South Yorkshire145£15,665756,964349
Staffordshire105£18,288538,909255
Stirling19£24,606323,02743
Strabane4£19,991450,4316
Suffolk39£14,680754,96185
Surrey92£17,429744,587178
Swansea1£12,999683,1428
Torfaen1£13,990845,000-
Tyne and Wear64£15,292755,503157
Warwickshire30£21,227438,04957
West Dunbartonshire2£13,997857,3515
West Lothian13£12,200762,00920
West Midlands250£15,610756,774498
West Sussex62£21,436531,28490
West Yorkshire201£17,479647,022424
Wiltshire109£19,543541,747186
Worcestershire40£21,684534,36281
Add postcode for better results.