Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,137£16,492650,99810,628
Aberdeen City45£22,671422,67588
Aberdeenshire18£22,651527,32631
Angus4£23,795538,0017
Antrim13£15,890656,79628
Ards6£12,511944,5738
Armagh8£12,598771,8423
Ballymena8£14,797854,51611
Ballymoney6£16,944663,96812
Banbridge1£9,995996,0002
Barking & Dagenham - Greater London5£10,0031068,93811
Barnet - Greater London3£18,477536,7336
Bedfordshire136£13,385864,735230
Belfast32£20,880435,76988
Berkshire79£13,571960,597138
Blaenau Gwent14£12,776767,9325
Brent - Greater London8£15,7661161,72311
Bristol117£15,278750,748162
Bromley - Greater London10£16,079751,46514
Buckinghamshire86£15,224758,663165
Cambridgeshire159£14,935760,949290
Cardiff4£24,763536,81213
Carmarthenshire3£16,327553,9205
Carrickfergus9£15,682555,50613
Ceredigion4£14,370765,5618
Cheshire169£17,589649,616397
City of Edinburgh41£17,374747,33693
City of London - Greater London27£13,093860,98945
Clackmannanshire1£24,998320,1693
Coleraine14£13,565863,81525
Conwy4£10,8701059,8976
Cookstown3£15,328649,9944
Cornwall22£18,631743,21741
County Durham76£17,403647,452199
Craigavon15£23,812326,74442
Croydon - Greater London27£22,981424,93835
Cumbria14£17,236645,02439
Derbyshire216£18,216642,459459
Derry2£14,623892,0001
Devon64£14,762858,538172
Dorset38£18,553639,92548
Down2£19,773651,4831
Dumfries and Galloway8£20,485526,85922
Dundee City37£19,668533,09855
Dungannon6£14,936653,5868
Ealing - Greater London7£8,9091079,91613
East Ayrshire7£11,990764,46610
East Riding of Yorkshire8£14,368761,59422
East Sussex61£18,588747,51570
Enfield - Greater London17£16,962640,37552
Essex117£15,757754,045253
Falkirk10£11,617857,70022
Fermanagh5£20,395345,4415
Fife32£17,813646,14364
Flintshire32£17,789868,1566
Glasgow City81£20,741435,387237
Gloucestershire48£17,382644,21399
Greater Manchester380£14,866755,493711
Gwynedd1£19,950343,6503
Hampshire123£18,793640,941271
Harrow - Greater London9£15,956646,79212
Havering - Greater London68£15,074753,919139
Herefordshire10£20,888436,67734
Hertfordshire129£18,247642,279247
Highland13£23,605325,39342
Hillingdon - Greater London52£12,751857,61480
Hounslow - Greater London15£22,145424,29529
Inverclyde4£10,999854,9754
Isle of Anglesey1£18,945449,978-
Isle of Wight6£6,0281476,2283
Kent86£15,032750,295178
Kingston upon Thames - Greater London31£22,617422,34945
Lancashire190£16,171751,082399
Larne4£8,60911100,2212
Leicestershire109£19,054542,638210
Limavady2£16,995549,5001
Lincolnshire96£18,213540,738251
Magherafelt3£11,980869,6705
Merseyside76£16,431652,499150
Merthyr Tydfil7£13,927762,59413
Merton - Greater London2£8,995687,9573
Midlothian1£9,270868,0001
Monmouthshire3£17,995747,0008
Newham - Greater London3£6,11611113,6302
Newport4£12,386964,59314
Newry and Mourne10£19,457544,15610
Newtownabbey6£17,438539,57614
Norfolk86£17,345639,395170
North Ayrshire16£17,810542,87958
North Down4£11,945766,6528
North Lanarkshire20£13,628847,88853
North Yorkshire62£17,015650,024179
Northamptonshire37£16,868654,981136
Northumberland8£14,010854,12514
Nottinghamshire89£16,879647,904177
Omagh5£20,480549,3747
Oxfordshire22£19,474431,21547
Perth and Kinross13£19,422544,16730
Redbridge - Greater London4£11,809869,9187
Renfrewshire21£18,750532,94850
Rhondda Cynon Taf12£9,872972,92516
Rutland1£9,0001167,3521
Scottish Borders6£19,482439,18511
Shropshire36£21,036545,65878
Somerset48£15,079756,37896
South Ayrshire12£17,881534,98322
South Lanarkshire12£21,170426,13139
South Yorkshire148£15,940755,422363
Staffordshire114£18,278537,559268
Stirling21£23,334423,68645
Strabane4£19,943450,4319
Suffolk45£15,002756,32488
Surrey114£16,128748,712221
Swansea3£12,099856,1286
Torfaen1£13,990845,000-
Tyne and Wear68£15,610754,688181
Warwickshire30£22,652333,91466
West Dunbartonshire3£15,327750,5925
West Lothian12£13,817759,87318
West Midlands222£15,350757,762555
West Sussex55£20,690533,588103
West Yorkshire198£16,816650,062444
Wiltshire109£19,866542,044195
Worcestershire43£20,264640,33784
Add postcode for better results.