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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,315£16,998757,3454,417
Aberdeen City15£20,208532,33241
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1702
Antrim10£15,267762,42123
Ards12£8,86312119,4006
Argyll and Bute1£18,979549,0001
Armagh7£11,261881,00633
Ballymena14£10,2409101,22123
Ballymoney10£16,227669,33723
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire55£15,627969,16978
Belfast13£16,513783,17564
Berkshire31£18,796656,80261
Bexley - Greater London2£24,190422,9123
Blaenau Gwent2£14,750663,3987
Brent - Greater London5£16,267567,13810
Bristol23£15,852762,69266
Bromley - Greater London5£23,393528,1568
Buckinghamshire34£26,984651,33545
Caerphilly2£9,397967,7392
Cambridgeshire91£18,044655,572118
Cardiff15£25,905432,46713
Carmarthenshire1£8,9957158,4573
Carrickfergus6£18,832747,9797
Ceredigion11£17,841642,74621
Cheshire84£20,419543,433167
City of Edinburgh34£19,240653,24456
City of London - Greater London37£16,855653,13478
Coleraine6£12,898780,3094
Conwy3£22,000327,8607
Cookstown3£10,312990,5445
Cornwall2£15,393839,9065
County Durham27£19,596651,59775
Craigavon3£10,133892,6277
Croydon - Greater London10£17,008857,06113
Cumbria18£24,988439,60729
Derbyshire53£18,131647,159104
Derry11£10,0861092,42314
Devon12£17,059755,67642
Dorset24£20,643748,51940
Down4£22,320445,3088
Dumfries and Galloway4£19,423647,2518
Dundee City7£20,080642,54520
Dungannon9£16,012761,07125
Ealing - Greater London9£12,314966,9029
East Ayrshire12£20,456545,63939
East Dunbartonshire2£21,998525,0752
East Riding of Yorkshire13£18,372543,26625
East Sussex12£16,955846,03930
Enfield - Greater London1£8,9951071,2112
Essex41£14,481869,75260
Falkirk14£11,457974,38915
Fermanagh9£15,646683,60217
Fife6£13,705751,68134
Flintshire8£14,071770,6712
Glasgow City43£20,141540,378111
Gloucestershire21£18,250749,08839
Greater Manchester168£19,824649,705273
Hampshire54£25,446431,081123
Harrow - Greater London2£10,345866,5604
Havering - Greater London4£12,059993,2506
Herefordshire2£29,084111,68510
Hertfordshire29£22,584745,07565
Highland10£18,015647,38219
Hillingdon - Greater London4£10,6961252,47516
Hounslow - Greater London14£34,000111,25315
Inverclyde1£6,49511102,0005
Isle of Wight2£15,495851,2504
Kent49£22,237435,29976
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire81£16,947758,413128
Larne1£14,995885,000-
Leicestershire29£20,898653,08959
Limavady1£12,945879,0006
Lincolnshire42£14,678762,98286
Lisburn6£14,345763,69412
Magherafelt23£15,390776,17225
Merseyside39£22,766758,85353
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0006
Moray7£16,781860,1834
Newport16£26,712216,53229
Newry and Mourne9£16,592763,3637
Newtownabbey11£15,978773,08414
Norfolk14£17,241658,53054
North Ayrshire2£15,497651,5198
North Down2£17,145741,8012
North Lanarkshire14£17,981645,25834
North Yorkshire31£17,321749,73454
Northamptonshire9£16,270883,86741
Northumberland3£14,318752,8956
Nottinghamshire33£18,855655,10272
Omagh18£18,381565,64832
Oxfordshire7£18,609632,71812
Pembrokeshire3£14,992649,1851
Perth and Kinross5£21,057626,72714
Redbridge - Greater London4£8,1091097,2695
Renfrewshire14£21,155432,54425
Rhondda Cynon Taf5£14,537875,2608
Shropshire22£21,651862,26033
Somerset24£19,705692,24446
South Ayrshire18£20,683537,52026
South Lanarkshire10£16,684647,22830
South Yorkshire56£15,571761,795123
Staffordshire35£19,647654,795104
Stirling14£24,592429,34238
Strabane5£20,736442,5049
Suffolk35£21,135433,61261
Surrey20£17,487745,31758
Sutton - Greater London2£11,023857,8791
Swansea18£24,115425,38024
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear48£16,998755,663117
Waltham Forest - Greater London8£25,818212,82416
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£13,4921082,92429
West Dunbartonshire4£16,798536,83916
West Lothian4£14,195871,01910
West Midlands113£19,447653,296190
West Sussex18£25,857326,17549
West Yorkshire128£21,130550,043177
Wiltshire17£19,354652,40757
Worcestershire20£13,783865,93023
Wrexham1£14,995739,8351
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