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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,366£16,958757,0834,284
Aberdeen City22£19,065538,70241
Aberdeenshire3£22,081530,6082
Angus1£10,995774,1702
Antrim9£13,707772,33925
Ards12£9,32512117,8345
Argyll and Bute1£18,979549,000-
Armagh8£9,760993,63638
Ballymena12£9,32910105,08724
Ballymoney10£15,817671,30222
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£3,90011134,9101
Bedfordshire58£15,118975,61868
Belfast12£15,831666,88853
Berkshire32£21,392548,37560
Bexley - Greater London3£15,048753,0393
Blaenau Gwent2£14,750663,3984
Brent - Greater London4£18,306450,5457
Bristol30£15,667761,67465
Bromley - Greater London5£20,709634,1947
Buckinghamshire32£27,772654,46846
Caerphilly3£8,7641073,2342
Cambridgeshire84£16,936658,513115
Cardiff15£22,422436,64317
Carmarthenshire1£7,9957158,4571
Carrickfergus5£17,699748,7936
Ceredigion6£19,544635,64718
Cheshire79£19,945545,835166
City of Edinburgh40£19,883648,21648
City of London - Greater London49£16,805652,62381
Coleraine9£13,467779,5422
Conwy2£20,500330,2496
Cookstown2£16,723669,6415
Cornwall1£9,7951157,2057
County Durham36£18,961648,63372
Craigavon1£8,9509133,0007
Croydon - Greater London12£15,809857,84210
Cumbria20£27,021538,73830
Derbyshire52£20,712638,889120
Derry12£10,266987,94618
Devon13£20,626659,15638
Dorset24£19,962847,04638
Down3£21,328448,7436
Dumfries and Galloway4£20,324538,1428
Dundee City5£23,096422,17621
Dungannon11£16,196671,89223
Ealing - Greater London7£12,641961,36612
East Ayrshire13£21,621438,54435
East Dunbartonshire1£17,498727,4831
East Riding of Yorkshire20£17,941541,62025
East Sussex11£20,942532,79033
Essex34£15,482763,53261
Falkirk13£12,254969,23216
Fermanagh8£15,395676,39014
Fife5£14,798766,84931
Flintshire8£14,071770,6712
Glasgow City37£18,177649,464111
Gloucestershire24£17,263749,47929
Greater Manchester175£20,198649,364244
Greenwich - Greater London1£13,190841,307-
Hampshire64£22,308541,589132
Harrow - Greater London2£10,245866,5604
Havering - Greater London5£17,537650,3216
Herefordshire1£27,368328,92112
Hertfordshire45£20,529744,19453
Highland15£18,235647,69519
Hillingdon - Greater London5£14,757762,76018
Hounslow - Greater London13£34,423111,57813
Inverclyde1£6,49511102,0004
Isle of Wight3£14,995856,7331
Kent54£20,492439,96282
Kingston upon Thames - Greater London1£4,5001684,000-
Lancashire73£15,726761,021151
Larne2£19,873637,0001
Leicestershire27£23,546435,68353
Limavady2£11,370983,5003
Lincolnshire39£14,576762,47984
Lisburn8£15,693661,6628
Magherafelt21£16,540675,42724
Merseyside41£22,450753,92553
Merthyr Tydfil1£5,9991299,7654
Merton - Greater London1£10,995839,6501
Monmouthshire1£9,4901153,0004
Moray5£13,0951076,5276
Newport21£25,396220,20923
Newry and Mourne6£18,821655,12210
Newtownabbey16£18,656653,65818
Norfolk17£16,490654,63748
North Ayrshire3£12,564862,2696
North Down1£9,995972,5851
North Lanarkshire9£18,123751,01035
North Yorkshire33£16,961754,75852
Northamptonshire12£15,029876,30036
Northumberland2£16,597644,0397
Nottinghamshire33£21,295547,08974
Omagh16£18,053566,68227
Oxfordshire6£19,774637,75512
Pembrokeshire2£20,940316,7803
Perth and Kinross5£19,078542,22514
Redbridge - Greater London4£9,245983,9044
Renfrewshire22£21,512432,22830
Rhondda Cynon Taf2£7,09712115,5337
Shropshire19£21,964862,32135
Somerset26£19,050755,56134
South Ayrshire14£18,746543,35030
South Lanarkshire12£19,083543,44429
South Yorkshire54£17,547649,228125
Staffordshire45£17,949652,46893
Stirling13£23,806432,12939
Strabane6£21,236457,2773
Suffolk38£22,695428,93361
Surrey22£17,639746,66455
Sutton - Greater London4£10,510858,1051
Swansea24£24,456324,33925
The Vale of Glamorgan1£4,7502035,8601
Tyne and Wear40£19,597650,445125
Waltham Forest - Greater London10£28,43418,26519
Wandsworth - Greater London1£8,490892,0001
Warwickshire9£13,9931074,80025
West Lothian4£16,370658,99611
West Midlands110£20,147651,800189
West Sussex14£23,040432,32844
West Yorkshire129£20,051550,274170
Wiltshire16£20,213649,82142
Worcestershire10£16,615972,73828
Wrexham1£16,310656,8512
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