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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,287£17,063757,4164,304
Aberdeen City19£19,675537,44242
Aberdeenshire3£20,581643,9413
Angus1£10,995774,1702
Antrim8£12,183884,48225
Ards11£8,26412125,1646
Argyll and Bute1£18,979549,000-
Armagh7£9,947993,28436
Ballymena11£9,46410101,15124
Ballymoney11£15,056774,07221
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£3,90011134,9101
Bedfordshire58£15,079975,28470
Belfast12£15,960666,88856
Berkshire29£21,351547,05059
Bexley - Greater London2£19,330536,0583
Blaenau Gwent2£14,750663,3984
Brent - Greater London4£18,306450,5457
Bristol28£15,564762,96264
Bromley - Greater London5£21,081634,1948
Buckinghamshire31£26,765655,09846
Caerphilly3£8,7641073,2342
Cambridgeshire92£17,172656,496115
Cardiff15£22,107435,04116
Carmarthenshire1£7,9957158,4571
Carrickfergus5£17,699748,7936
Ceredigion6£19,544635,64719
Cheshire64£20,951545,032174
City of Edinburgh38£20,349646,91747
City of London - Greater London46£16,778654,90380
Coleraine8£12,714782,7854
Conwy2£21,000330,2496
Cookstown3£18,480467,6695
Cornwall1£9,7951157,2057
County Durham32£19,461649,80675
Craigavon1£8,9509133,0009
Croydon - Greater London12£15,334857,48710
Cumbria17£26,457540,99631
Derbyshire56£21,226537,534118
Derry12£10,266987,94618
Devon14£18,591764,55236
Dorset22£19,996846,13338
Down3£21,328448,7437
Dumfries and Galloway4£20,324538,1178
Dundee City5£23,096422,17622
Dungannon12£15,429670,28921
Ealing - Greater London8£13,749859,07411
East Ayrshire14£20,756439,69730
East Dunbartonshire1£17,498727,4831
East Riding of Yorkshire21£17,415539,89921
East Sussex11£20,852532,40932
Essex33£15,420764,52060
Falkirk14£12,114970,36215
Fermanagh7£15,953676,39014
Fife5£14,798766,84933
Flintshire8£14,071770,6712
Glasgow City39£18,535545,936110
Gloucestershire23£16,473751,54532
Greater Manchester164£19,743649,807254
Greenwich - Greater London1£13,190841,307-
Hampshire63£21,921542,639131
Harrow - Greater London3£7,32811103,0403
Havering - Greater London4£19,923544,5536
Herefordshire2£28,888216,96511
Hertfordshire43£20,602742,90355
Highland14£18,167647,64819
Hillingdon - Greater London3£14,996665,33317
Hounslow - Greater London13£34,462111,57814
Inverclyde1£6,49511102,0004
Isle of Wight3£14,995856,7331
Kent53£20,432540,28583
Kingston upon Thames - Greater London1£4,5001684,0001
Lancashire65£15,118861,893152
Larne1£27,750315,0001
Leicestershire29£23,965434,86852
Limavady2£11,370983,5003
Lincolnshire35£13,829862,48485
Lisburn9£14,794762,4077
Magherafelt21£16,940675,42726
Merseyside42£22,089754,63552
Merthyr Tydfil1£5,9991299,7654
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0004
Moray5£13,0951076,5276
Newport20£25,733217,74023
Newry and Mourne6£17,280754,7849
Newtownabbey14£18,126659,68317
Norfolk17£15,431760,85348
North Ayrshire3£12,564862,2696
North Down1£9,995972,5851
North Lanarkshire9£19,248650,81535
North Yorkshire33£16,338753,94354
Northamptonshire12£15,110876,30037
Northumberland1£23,698329,0778
Nottinghamshire34£20,234650,79370
Omagh16£18,178566,68227
Oxfordshire8£18,624638,0729
Pembrokeshire2£21,340316,7803
Perth and Kinross3£18,465645,62116
Redbridge - Greater London4£9,309983,9045
Renfrewshire21£21,617430,58930
Rhondda Cynon Taf2£7,59712115,5338
Shropshire17£22,728866,04537
Somerset25£19,270791,62834
South Ayrshire17£18,914544,43327
South Lanarkshire13£18,319542,95328
South Yorkshire52£17,184649,953127
Staffordshire41£19,412645,65698
Stirling13£23,537434,37942
Strabane6£21,236457,2773
Suffolk36£22,720427,49160
Surrey21£16,973749,35355
Sutton - Greater London4£10,510858,1051
Swansea22£24,620325,17824
The Vale of Glamorgan1£4,7502035,8601
Tyne and Wear38£19,796650,339124
Waltham Forest - Greater London8£29,01214,14419
Wandsworth - Greater London1£8,490892,0001
Warwickshire10£13,1381080,47125
West Lothian4£18,920653,85510
West Midlands101£20,697651,658186
West Sussex13£23,428533,77744
West Yorkshire127£20,311549,405173
Wiltshire15£19,760651,67643
Worcestershire11£16,367871,94428
Wrexham2£15,678748,3431
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