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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,329£17,063756,7404,149
Aberdeen City20£19,461536,30337
Aberdeenshire2£20,123634,2503
Angus1£10,995774,1702
Antrim8£11,996880,30724
Ards12£9,40812117,8344
Argyll and Bute1£18,979549,000-
Armagh9£10,408887,37839
Ballymena14£9,503997,40323
Ballymoney10£15,731671,30219
Banbridge1£17,450464,0001
Barking & Dagenham - Greater London1£3,90011134,9101
Bedfordshire50£15,210975,33168
Belfast15£15,980664,90556
Berkshire34£20,589652,98455
Bexley - Greater London4£15,061756,6584
Blaenau Gwent1£16,999461,7952
Brent - Greater London4£18,306450,5457
Bristol26£16,047761,90468
Bromley - Greater London6£17,070740,1807
Buckinghamshire36£26,892756,60942
Caerphilly2£8,9971067,6122
Cambridgeshire93£16,938657,248105
Cardiff12£20,714440,84018
Carrickfergus5£17,699748,7934
Ceredigion8£16,183749,59417
Cheshire76£20,413546,714165
City of Edinburgh36£19,037652,04248
City of London - Greater London46£16,951651,19581
Coleraine9£13,164782,3712
Conwy1£17,000552,1956
Cookstown3£13,963777,7615
Cornwall2£8,8951163,6036
County Durham28£18,762655,28577
Craigavon2£11,945899,9516
Croydon - Greater London10£16,091750,6799
Cumbria18£27,021541,46129
Derbyshire47£19,141644,124125
Derry13£10,430987,87114
Devon16£20,417654,55732
Dorset20£22,578841,15137
Down4£19,745458,2626
Dumfries and Galloway4£18,487550,4847
Dundee City5£23,897324,26921
Dungannon14£15,083678,61924
Ealing - Greater London7£12,620965,39612
East Ayrshire12£22,198433,69438
East Dunbartonshire1£17,498727,4831
East Lothian1£7,2509105,9071
East Riding of Yorkshire23£17,542545,87021
East Sussex11£20,922530,72432
Essex33£16,821759,50062
Falkirk14£12,107969,00413
Fermanagh8£15,395676,39013
Fife6£15,913758,59030
Flintshire8£14,009770,6712
Glasgow City41£18,641649,477102
Gloucestershire23£17,513749,98430
Greater Manchester167£20,016650,588231
Greenwich - Greater London1£13,190841,307-
Hampshire59£22,928539,445130
Harrow - Greater London2£10,245866,5604
Havering - Greater London6£18,142646,6924
Herefordshire1£27,569328,92111
Hertfordshire45£19,637746,72759
Highland10£16,635743,35718
Hillingdon - Greater London5£14,637762,76013
Hounslow - Greater London13£31,731231,60913
Inverclyde1£6,49511102,0002
Isle of Wight3£14,995856,7331
Kent51£20,683437,04484
Kingston upon Thames - Greater London2£4,4251587,399-
Lancashire71£15,676761,287153
Larne2£19,873637,0001
Leicestershire25£23,892437,02948
Limavady2£11,370983,5003
Lincolnshire39£14,418762,77882
Lisburn7£15,887660,9248
Magherafelt23£16,698672,08621
Merseyside39£22,981752,83456
Merton - Greater London1£2,99019108,0002
Monmouthshire1£9,4901153,0002
Moray5£13,0951076,5274
Newport23£25,862217,64222
Newry and Mourne5£19,986552,31412
Newtownabbey14£17,683658,08619
Norfolk17£15,610762,14542
North Ayrshire3£12,564862,2695
North Down1£9,995972,5851
North Lanarkshire8£19,953643,77630
North Yorkshire28£18,913649,56556
Northamptonshire12£13,708978,93529
Northumberland3£14,728845,9575
Nottinghamshire39£21,986545,91969
Omagh16£17,400569,55925
Oxfordshire4£22,180526,34512
Pembrokeshire2£20,690316,7803
Perth and Kinross6£22,396539,2888
Redbridge - Greater London4£9,245983,9044
Renfrewshire24£19,994534,31528
Shropshire15£23,025857,77738
Somerset23£20,212752,63828
South Ayrshire12£18,971543,66333
South Lanarkshire16£21,212435,11527
South Yorkshire50£16,917651,507125
Staffordshire43£17,674653,60483
Stirling19£20,283539,84134
Strabane4£21,248456,5615
Suffolk35£20,609535,06361
Surrey24£17,107748,72557
Sutton - Greater London3£10,600857,4732
Swansea28£24,896322,64328
Tyne and Wear44£19,886648,669114
Waltham Forest - Greater London6£29,23216,45821
Wandsworth - Greater London1£7,990892,0001
Warwickshire8£12,3561182,83820
West Dunbartonshire1£25,998321,42712
West Lothian3£15,962655,90012
West Midlands111£20,311649,072190
West Sussex17£23,761435,66439
West Yorkshire130£19,959550,817164
Wiltshire17£18,532654,04141
Worcestershire11£13,148977,98828
Wrexham1£16,140656,8511
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