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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,281£17,051757,3424,405
Aberdeen City15£20,128532,33240
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1702
Antrim9£15,853763,02324
Ards12£8,82112119,4006
Argyll and Bute1£18,979549,0001
Armagh7£11,261881,00632
Ballymena12£9,5649104,09125
Ballymoney10£16,227669,33723
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire56£16,353968,98173
Belfast14£16,334781,48264
Berkshire27£19,899653,11066
Bexley - Greater London3£22,023425,2134
Blaenau Gwent2£14,750663,3986
Brent - Greater London5£16,277567,1388
Bristol26£15,469763,90365
Bromley - Greater London5£23,431528,1568
Buckinghamshire36£25,665757,82645
Caerphilly2£9,397967,7392
Cambridgeshire86£18,009555,693119
Cardiff15£25,682432,46712
Carmarthenshire1£8,9957158,4573
Carrickfergus6£18,832747,9797
Ceredigion9£17,884642,65923
Cheshire80£20,250544,505163
City of Edinburgh35£18,950653,29656
City of London - Greater London36£16,696652,09579
Coleraine6£12,898780,3093
Conwy2£21,500330,2499
Cookstown3£10,145990,5445
Cornwall2£15,393839,9065
County Durham29£19,427650,47570
Craigavon2£10,2009109,6038
Croydon - Greater London9£14,953857,06114
Cumbria18£24,971438,85329
Derbyshire58£18,667646,813101
Derry10£9,2451093,84515
Devon13£19,184756,97542
Dorset23£20,349750,39841
Down4£22,320445,3088
Dumfries and Galloway3£19,615636,4759
Dundee City8£20,570736,80721
Dungannon9£15,956659,72124
Ealing - Greater London8£12,729968,1409
East Ayrshire11£20,453545,30441
East Dunbartonshire2£21,998525,0752
East Riding of Yorkshire14£18,417542,45225
East Sussex13£17,458846,27630
Enfield - Greater London1£8,9951071,2112
Essex40£14,496869,74860
Falkirk16£12,931867,75815
Fermanagh9£15,646683,60217
Fife7£14,318750,91633
Flintshire8£14,071770,6712
Glasgow City40£20,114540,171117
Gloucestershire21£18,302748,72938
Greater Manchester166£19,945649,433271
Hampshire52£25,136432,513120
Harrow - Greater London2£10,345866,5604
Havering - Greater London4£12,059993,2506
Herefordshire2£29,080111,6859
Hertfordshire28£22,579746,81766
Highland10£18,015647,38218
Hillingdon - Greater London4£10,6961252,47516
Hounslow - Greater London13£35,32717,92014
Inverclyde1£6,49511102,0005
Isle of Wight2£15,495851,2503
Kent49£21,591437,40777
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire77£15,975762,585131
Larne1£14,995885,000-
Leicestershire28£22,427546,88359
Limavady1£12,945879,0006
Lincolnshire40£14,759759,96786
Lisburn6£14,345763,69411
Magherafelt23£15,390776,17225
Merseyside37£23,179757,66556
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0006
Moray5£15,895970,9706
Newport17£26,037221,03029
Newry and Mourne9£16,592763,3637
Newtownabbey12£15,355774,03114
Norfolk15£17,691656,64650
North Ayrshire2£15,497651,5197
North Down2£17,145741,8011
North Lanarkshire16£16,671750,72633
North Yorkshire30£16,423751,52754
Northamptonshire9£16,270883,86741
Northumberland3£14,318752,8956
Nottinghamshire34£19,730653,17067
Omagh17£19,065462,55732
Oxfordshire7£18,609633,21812
Pembrokeshire4£18,066540,9161
Perth and Kinross6£21,797525,98713
Redbridge - Greater London4£8,0591097,2695
Renfrewshire15£21,798429,18626
Rhondda Cynon Taf5£14,537875,2607
Shropshire20£21,973865,16335
Somerset25£19,547690,22043
South Ayrshire18£20,650537,52026
South Lanarkshire11£17,658544,45929
South Yorkshire51£15,279762,506122
Staffordshire37£19,007655,120102
Stirling12£25,149427,63639
Strabane5£20,636442,5049
Suffolk37£21,903431,75061
Surrey18£18,084643,19062
Sutton - Greater London2£11,023857,8791
Swansea15£24,615326,14426
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear46£17,243755,454122
Waltham Forest - Greater London8£25,818212,82416
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£12,5551087,20430
West Dunbartonshire4£16,798643,02717
West Lothian4£14,368877,2159
West Midlands112£19,685652,596189
West Sussex18£27,273324,05747
West Yorkshire126£21,010549,046175
Wiltshire16£18,696657,32951
Worcestershire19£15,554863,51225
Wrexham1£14,995739,8351
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