Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,335£17,067757,2504,397
Aberdeen City15£20,208532,33240
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1702
Antrim10£15,267762,42123
Ards12£8,86312119,4006
Argyll and Bute1£18,979549,0001
Armagh7£11,261881,00633
Ballymena15£10,0089101,47322
Ballymoney10£16,227669,33723
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire57£16,175968,55776
Belfast14£16,334781,48262
Berkshire30£18,808656,60362
Bexley - Greater London3£23,123426,4483
Blaenau Gwent2£14,750663,3986
Brent - Greater London5£16,267567,13810
Bristol25£15,603764,15966
Bromley - Greater London5£23,431528,1568
Buckinghamshire35£26,256654,28244
Caerphilly2£9,397967,7392
Cambridgeshire93£17,768656,608115
Cardiff15£25,905432,46713
Carmarthenshire1£8,9957158,4573
Carrickfergus6£18,832747,9797
Ceredigion10£17,145743,28522
Cheshire82£20,214544,315168
City of Edinburgh33£19,053653,31758
City of London - Greater London37£16,885652,45179
Coleraine6£12,898780,3093
Conwy3£22,000329,1277
Cookstown3£10,312990,5445
Cornwall2£15,393839,9065
County Durham30£20,280547,71572
Craigavon2£10,2009109,6038
Croydon - Greater London10£16,958857,06113
Cumbria18£24,985438,85329
Derbyshire58£18,858644,950102
Derry11£10,0861092,42314
Devon13£19,123756,97543
Dorset23£20,349750,39841
Down4£22,320445,3088
Dumfries and Galloway3£19,615636,4759
Dundee City6£21,261532,43921
Dungannon9£15,956659,72125
Ealing - Greater London9£12,314966,9028
East Ayrshire12£20,456545,63939
East Dunbartonshire2£21,998525,0752
East Riding of Yorkshire14£18,417542,45225
East Sussex12£16,955846,03929
Enfield - Greater London1£8,9951071,2112
Essex41£14,466869,75260
Falkirk16£12,931867,75815
Fermanagh9£15,646683,60217
Fife6£13,705751,68133
Flintshire8£14,071770,6712
Glasgow City44£19,910539,929113
Gloucestershire20£18,968647,02139
Greater Manchester168£19,691649,983274
Hampshire53£25,689429,800124
Harrow - Greater London2£10,345866,5604
Havering - Greater London4£12,059993,2506
Herefordshire2£29,084111,6859
Hertfordshire27£22,632745,89866
Highland10£18,015647,38218
Hillingdon - Greater London4£10,6961252,47516
Hounslow - Greater London14£34,000111,25313
Inverclyde1£6,49511102,0005
Isle of Wight2£15,495851,2504
Kent50£21,995436,14175
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire81£16,428761,275129
Larne1£14,995885,000-
Leicestershire29£21,808548,02260
Limavady1£12,945879,0006
Lincolnshire41£14,840762,11887
Lisburn6£14,345763,69412
Magherafelt23£15,390776,17225
Merseyside38£22,958758,98854
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0006
Moray7£16,781860,1834
Newport18£25,691320,80129
Newry and Mourne9£16,592763,3637
Newtownabbey12£15,355774,03114
Norfolk14£17,241658,53051
North Ayrshire2£15,497651,5197
North Down2£17,145741,8011
North Lanarkshire15£17,149748,90834
North Yorkshire31£17,295749,73454
Northamptonshire9£16,270883,86741
Northumberland3£14,318752,8956
Nottinghamshire35£19,423654,35470
Omagh17£19,065462,55732
Oxfordshire7£18,609633,21812
Pembrokeshire3£14,992649,1851
Perth and Kinross6£21,797525,98713
Redbridge - Greater London4£8,1091097,2695
Renfrewshire14£21,427430,32126
Rhondda Cynon Taf5£14,537875,2607
Shropshire20£21,994865,16335
Somerset25£19,547690,22046
South Ayrshire18£20,650537,52026
South Lanarkshire11£17,658544,45929
South Yorkshire52£15,527762,264124
Staffordshire40£19,245655,980103
Stirling14£24,592429,34237
Strabane5£20,636442,5049
Suffolk35£21,083433,61360
Surrey21£17,667644,75658
Sutton - Greater London2£11,023857,8791
Swansea18£24,092425,38023
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear48£17,650754,805119
Waltham Forest - Greater London8£25,818212,82416
Wandsworth - Greater London1£8,490892,0001
Warwickshire7£13,2771086,37530
West Dunbartonshire4£16,798643,02717
West Lothian3£17,161662,62010
West Midlands114£19,533652,506191
West Sussex19£26,859326,17547
West Yorkshire131£20,966549,100172
Wiltshire17£19,343652,40754
Worcestershire20£13,783865,93023
Wrexham1£14,995739,8351
Add postcode for better results.