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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,302£17,092757,4374,303
Aberdeen City17£22,086437,27941
Aberdeenshire3£22,081530,6084
Angus1£10,995774,1702
Antrim10£14,691872,92523
Ards11£8,26412125,1646
Argyll and Bute1£18,979549,000-
Armagh7£11,376887,45835
Ballymena11£9,28210104,47324
Ballymoney11£15,933669,59721
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£3,90011134,9101
Bedfordshire50£16,041971,73375
Belfast12£14,117673,67563
Berkshire28£20,173652,31062
Bexley - Greater London3£18,970531,1985
Blaenau Gwent2£14,750663,3986
Brent - Greater London4£18,356450,5459
Bristol25£14,686769,71661
Bromley - Greater London5£23,349528,1567
Buckinghamshire33£26,281764,93147
Caerphilly2£9,397967,7392
Cambridgeshire95£16,954656,883114
Cardiff15£22,118435,04115
Carmarthenshire1£8,9957158,4571
Carrickfergus6£18,724646,6146
Ceredigion8£19,219743,35820
Cheshire72£20,299546,052169
City of Edinburgh31£18,921653,79351
City of London - Greater London39£17,568652,24789
Coleraine7£15,676662,8934
Conwy2£21,000330,2497
Cookstown1£7,45011102,0006
Cornwall3£23,280839,9065
County Durham32£18,924650,20674
Craigavon1£8,9509133,0009
Croydon - Greater London10£13,944959,54512
Cumbria19£25,235542,32232
Derbyshire65£20,818639,748103
Derry11£8,9951094,41316
Devon16£18,287762,32639
Dorset18£19,972750,02338
Down3£21,328448,7438
Dumfries and Galloway2£24,198416,81310
Dundee City6£23,213423,49921
Dungannon13£16,210661,52720
Ealing - Greater London9£14,582859,29310
East Ayrshire9£20,131541,73534
East Dunbartonshire1£17,498727,4831
East Riding of Yorkshire18£17,683538,77522
East Sussex12£18,788636,64631
Essex33£15,283767,62260
Falkirk15£13,006867,33416
Fermanagh7£14,066691,85617
Fife5£17,696641,98031
Flintshire8£14,071770,6712
Glasgow City38£18,421647,101113
Gloucestershire23£17,189750,39731
Greater Manchester177£20,268649,673248
Hampshire57£24,090435,793129
Harrow - Greater London2£10,245866,5603
Havering - Greater London5£17,079762,6425
Herefordshire3£27,546325,52711
Hertfordshire37£22,064640,57956
Highland12£19,053649,23417
Hillingdon - Greater London4£14,572666,83916
Hounslow - Greater London14£34,32118,26612
Inverclyde1£6,49511102,0005
Isle of Wight3£14,995856,7331
Kent48£22,019435,46279
Kingston upon Thames - Greater London1£4,5001684,0001
Lancashire75£15,905859,755139
Leicestershire27£23,874435,45155
Limavady2£11,595983,5005
Lincolnshire39£13,879861,35385
Lisburn7£14,244764,14210
Magherafelt23£16,060777,13426
Merseyside42£21,669758,01156
Merthyr Tydfil1£6,4991299,7654
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0004
Moray5£13,0951076,5277
Newport20£25,669219,66225
Newry and Mourne6£17,280754,7849
Newtownabbey15£18,073660,34815
Norfolk14£17,932552,27652
North Ayrshire3£12,664862,2696
North Down1£9,995972,5851
North Lanarkshire12£19,118746,04131
North Yorkshire35£17,077753,16352
Northamptonshire12£15,601876,30039
Northumberland4£14,531755,4407
Nottinghamshire37£20,197650,81173
Omagh16£18,258566,21628
Oxfordshire7£17,347639,8758
Pembrokeshire2£15,490643,2783
Perth and Kinross5£23,497422,34714
Redbridge - Greater London5£9,946986,3385
Renfrewshire17£22,745426,01227
Rhondda Cynon Taf4£11,0451097,8437
Shropshire19£21,830863,05535
Somerset26£19,719689,50538
South Ayrshire19£20,123540,25723
South Lanarkshire9£16,267650,90030
South Yorkshire51£17,042652,846118
Staffordshire37£18,048755,561104
Stirling11£24,135436,04242
Strabane6£21,236457,2755
Suffolk36£21,938429,75661
Surrey19£18,474644,97957
Sutton - Greater London4£10,510858,1051
Swansea21£24,664326,18726
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear44£19,908649,380117
Waltham Forest - Greater London9£28,48815,53917
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£12,3301082,42628
West Dunbartonshire1£10,498861,59016
West Lothian4£18,995653,85510
West Midlands117£20,269652,517175
West Sussex15£25,157430,73442
West Yorkshire121£20,769548,638172
Wiltshire16£19,539654,11744
Worcestershire12£19,892860,54227
Wrexham1£14,495739,8352
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