Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Audi A4 Avant on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Audi A4 Avant on finance

If you're considering purchasing an Audi A4 Avant, and especially if you're thinking about securing a used Audi A4 Avant on finance in the UK, here's a guide to assist you in the process:

  1. Research the Vehicle:

    • The Audi A4 Avant is a stylish and spacious estate, renowned for its quality, comfort, and advanced technology.
    • Familiarise yourself with the various trim levels, engine options, and features across different model years.
    • When considering used models, research any known issues or wear areas particular to the A4 Avant.
  2. Searching for a Used Model:

    • Begin your search with Audi’s official approved-used car programme. These vehicles typically come with a manufacturer's warranty and have undergone detailed inspections.
    • Expand your search to include online platforms, local dealerships, and car supermarkets to get a broader perspective on prices and options.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you'll make monthly instalments. At the end, you can either make a final payment to own the car, return it, or trade it in for a new vehicle.
    • Hire Purchase (HP): After a deposit, you pay off the car's value in monthly instalments. Once all payments are complete, the car is yours.
    • Leasing: Rent the A4 Avant for a defined term and return it once the contract concludes.
    • Personal Loan: Borrow money from a bank or lender, purchase the car outright, then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Gather quotes from Audi dealerships and independent finance companies. There might be special offers for those considering a used Audi A4 Avant on finance.
    • Always assess the APR (Annual Percentage Rate) to understand the full borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can significantly influence the finance rates and terms available to you.
    • Check your score with major UK credit bureaus (Experian, Equifax, TransUnion) and ensure all information is accurate.
  6. Budgeting:

    • Decide on a comfortable monthly payment amount.
    • Typically, a larger deposit will result in lower monthly payments.
  7. Understanding the Agreement:

    • With PCP or leasing deals, be mindful of any mileage restrictions and the charges for exceeding them.
    • Comprehend any fees linked to early contract termination or wear and tear guidelines.
  8. Negotiation:

    • Use your research to negotiate both the car's price and the finance terms. There's often flexibility, particularly when considering a used Audi A4 Avant on finance.
    • Prioritize reducing the total amount payable over the agreement, not just the monthly fees.
  9. Finalise the Deal:

    • Once satisfied with the terms, fill out the necessary paperwork.
    • Always read and understand all terms before signing, retaining copies for future reference.
  10. Insurance:

  • Ensure you have the necessary car insurance set up before collecting the A4 Avant. Comparing different insurance providers can lead to better rates.
  1. End-of-Agreement Options:
  • For PCP: At the end, decide if you'll pay the final amount, return the car, or initiate a new agreement.
  • For HP: The A4 Avant is yours after all payments are made.
  • If leasing, ensure you return the car in the agreed condition.
  1. Additional Costs:
  • Remember to budget for other potential expenses, such as road tax, maintenance, servicing, and possible repairs.

Before committing to any finance option, ensure that it fits your current and forecasted financial situation. If in doubt, consider seeking advice from financial experts or trusted individuals.

About the Audi A4 Avant

From the stables of the illustrious German automaker, Audi, comes the A4 Avant - a seamless amalgamation of practicality, luxury, and performance. Over the years, it has stood as a symbol of refined elegance and cutting-edge technology, making it a preferred choice for many in the UK seeking a premium estate car.

A Legacy of Distinction:

The A4 lineage, with its origins in the mid-90s, has consistently redefined the expectations from executive cars. The Avant variant, Audi's term for its estate models, added a dimension of spaciousness and utility to the A4's already impressive credentials.

Exquisite Craftsmanship Inside Out:

Every inch of the A4 Avant resonates with Audi's dedication to luxury and precision. From the sharp exterior lines to the meticulously designed interiors adorned with high-quality materials, the car is a testament to the brand's attention to detail. Tech enthusiasts in Britain will appreciate the advanced infotainment system, virtual cockpit, and other state-of-the-art features that place the A4 Avant at the pinnacle of modern automotive engineering.

Performance that Inspires:

Driving the A4 Avant, be it on the winding roads of the Lake District or the bustling streets of London, is a pure delight. With a range of powerful yet efficient engines and Audi's legendary Quattro all-wheel-drive system, the Avant ensures every journey is a memorable one.

Amidst Esteemed Peers:

In the UK, the A4 Avant faces competition from the likes of the BMW 3 Series Touring, Mercedes-Benz C-Class Estate, and the Volvo V60. However, the A4 Avant's blend of advanced technology, striking design, and renowned reliability makes it a standout contender in the premium estate segment.

Empowering Ownership with Finance:

Audi recognises the diverse financial aspirations of its UK clientele. As such, the brand offers tailored finance solutions for those keen on the A4 Avant. Whether it's a new purchase or exploring used car finance options, Audi provides bespoke packages, ensuring the dream of owning an A4 Avant is within reach for many.

In Conclusion:

With a legacy that speaks volumes and a current iteration that continues to set benchmarks, the Audi A4 Avant is truly a symbol of automotive excellence. For those in the UK eyeing a blend of luxury, performance, and practicality, the A4 Avant emerges as an unparalleled choice. Furthermore, with flexible finance solutions at hand, this piece of German engineering is more accessible than ever.

Audi A4 Avant Data by County

Audi A4 Avant data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All785£16,572765,5991,577
Aberdeenshire6£23,830438,29014
Angus3£16,995660,5939
Ayrshire2£12,727980,3114
Bedfordshire23£13,0701086,65948
Berkshire14£11,7291168,41538
Blaenau Gwent3£13,228791,9954
Bridgend2£22,090551,0388
Bristol14£13,423975,53029
Buckinghamshire11£9,00011114,37211
Cambridgeshire34£16,628668,99571
Cardiff4£16,722755,76510
Carmarthenshire1£19,995651,646-
Ceredigion2£21,245553,9391
Cheshire24£18,916656,85740
Conwy6£17,796848,5573
Cornwall5£19,908544,83613
County Antrim7£17,549572,75911
County Armagh6£22,028558,5444
County Down7£17,183773,1958
County Durham13£11,3661092,38423
County Londonderry10£12,1678109,2743
County Tyrone1£15,890588,0001
Cumbria6£22,008433,60523
Derbyshire11£18,568757,93946
Devon28£14,343874,41130
Dorset11£23,725426,52527
East Riding of Yorkshire5£23,754327,94316
East Sussex14£13,144967,66323
Essex20£14,680865,17027
Falkirk2£5,84312133,629-
Fife4£17,823743,2502
Flintshire2£11,9951328,3758
Gloucestershire7£21,441437,90918
Greater London42£17,478755,89488
Greater Manchester51£14,342875,66087
Hampshire22£17,040861,41228
Herefordshire1£11,2951089,4002
Hertfordshire28£15,206860,37041
Highland2£18,745551,7043
Isle of Wight1£17,995751,4182
Kent17£20,070540,56243
Lanarkshire5£15,968874,5288
Lancashire36£13,239972,90857
Leicestershire15£21,309549,66442
Lincolnshire9£19,319546,68254
Merthyr Tydfil2£14,749786,8082
Midlothian6£10,28810102,0134
Monmouthshire4£11,6581169,0342
Moray1£22,495529,5141
Newport6£12,758971,5835
Norfolk15£14,070781,77632
North Yorkshire6£26,175441,87923
Northamptonshire8£21,642670,34722
Nottinghamshire16£22,253551,84444
Oxfordshire3£18,870552,47313
Pembrokeshire3£19,747572,2083
Perth & Kinross5£20,695538,4613
Rhondda Cynon Taf1£3,99512144,5066
Shropshire2£9,7341097,0008
Somerset12£16,141761,12835
South Yorkshire23£15,733761,44638
Staffordshire8£20,360435,86534
Suffolk8£17,581660,03833
Surrey23£14,888856,84738
Swansea1£12,999873,4645
Tyne and Wear13£13,358876,10721
Vale of Glamorgan1£17,995554,8201
Warwickshire5£26,993325,7727
West Lothian1£11,9956103,8003
West Midlands22£14,493780,42043
West Sussex4£15,210657,65110
West Yorkshire28£14,132881,81767
Wiltshire14£19,273552,21630
Worcestershire6£10,8131092,79215
Wrexham1£18,989467,7151
Add postcode for better results.