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Used Car Finance Epsom

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Epsom - best known for its healing salts and legendary derby horse races, this Surrey town effortlessly balances its rich historical tapestry with the vibrancy of modern life. Whether you're looking to cruise through the town's bustling streets, embark on a countryside adventure, or make a quick dash to the capital, a reliable car is essential. If you're thinking about entering the used car market in Epsom, here's a tailored guide for you!

1. Epsom at a Glance:

  • Derby Days: Given the town's significant equestrian connections, a car spacious enough for race day gear or picnics could be a plus.

  • City and Country: Epsom offers a delightful mix of town energy and serene countryside. A vehicle that's as at home in tight parking spots as it is on winding country roads would be ideal.

  • Weather Wonders: Epsom generally has a temperate climate. However, considering the occasional British downpour, a car with good all-weather capabilities might be wise.

2. Delving into Used Car Finance:

  • Budgeting Basics: Before leaping into the market, have a clear understanding of your budget. Remember, beyond the car's price, you'll have insurance, maintenance, and perhaps parking fees to consider.

  • Credit Check: Get a clear picture of your credit score. This can be the key to unlocking some of the best financing deals out there.

  • Deposit Decisions: A good down payment might give you favourable monthly rates. But, balance it out so you're not stretching your finances too thinly.

3. Cars to Consider in Epsom:

  • For the Town Trotters: Compact cars like the Mini Cooper or Vauxhall Corsa might be perfect for the bustling streets of Epsom.

  • Country Road Companions: If you're leaning towards countryside escapades, consider sturdier models such as the Honda CR-V or Ford Focus.

4. Tips Tailored for Epsom:

  • Local Insights: Epsom dealerships can offer a wealth of information. Their understanding of local preferences and conditions can guide you to the right choice.

  • Thorough Test Drives: Apart from the general feel of the car, see how it handles the unique mix of Epsom roads – from the busy town centre to the peaceful outskirts.

  • Document Deep Dive: Always ensure you get a thorough history of the used car - from service records to past ownerships.


Epsom is a blend of history, sporting excellence, and serene beauty. With the right vehicle, you can make the most of all that this lovely town has to offer. Do your due diligence, trust your instincts, and you'll soon be navigating Epsom's streets in your ideal car. Happy driving!

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