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Used Car Finance Canterbury

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

The iconic city brimming with history, stunning architecture, and idyllic streets that carry tales from centuries past. Whether you're entranced by the tales of Chaucer or the spiritual allure of Canterbury Cathedral, there's no denying the charm that this Kentish gem brings. For those looking to venture beyond the city walls or simplify daily commutes, acquiring a used car might be on the cards.

1. Canterbury Quick Glimpse:

  • Historical Heartbeat: With attractions such as the Canterbury Cathedral, St. Augustine's Abbey, and St. Martin's Church, the city is often buzzing with tourists, making compact and easy-to-park cars an asset.

  • University Vibes: Home to the University of Kent and Canterbury Christ Church University, student life is vibrant. This also means peak times might bring a surge in traffic.

2. Deciphering Used Car Finance:

  • Budget Basics: Start by determining what you're willing and able to pay monthly. Apart from the car's price tag, remember insurance, potential parking fees, maintenance, and other associated costs.

  • Credit Knowledge: Your credit score plays a pivotal role in the kind of finance deal you can secure. Check it out before approaching dealerships to know where you stand.

  • Initial Investment: The more you can lay down as an initial payment, the better. This can reduce your monthly instalments and might also help in negotiating better finance terms.

3. Choosing the Right Vehicle for Canterbury:

  • City Slickers: For navigating the often-narrow streets of Canterbury, consider smaller cars like the Ford Fiesta or Volkswagen Polo. They're perfect for city jaunts and finding that elusive parking space.

  • Rural Rovers: Canterbury's surroundings boast some breathtaking countryside vistas. If weekend getaways to the Kentish countryside are your thing, consider a more versatile car, perhaps a used SUV like the Nissan Qashqai.

4. Canterbury-centric Tips:

  • Local Wisdom: Engage with local Canterbury forums or social media groups. Insights from residents can guide you to reputable dealerships and might even lead to direct deals from sellers.

  • Tactical Test Drives: It's not just about how the car feels. Drive around areas you frequent, be it the university zones or the historic centre, to ensure the vehicle is the right fit for your needs.

  • Seasonal Savings: Some dealerships offer promotions around festive seasons or end-of-year clearances. A bit of timing could fetch you a favourable deal.


Canterbury, with its rich tapestry of history and modern vibrancy, offers a unique backdrop for your driving experience. By approaching used car finance with informed choices and local knowledge, you can ensure that your vehicle complements your Canterbury journey, making each drive as delightful as the destination. Safe travels and happy explorations!

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