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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,039£12,472644,9685,700
Aberdeen City11£18,588314,89831
Aberdeenshire6£10,757736,3487
Angus6£12,660633,2539
Ards3£7,933860,0274
Armagh1£4,9959139,0003
Ballymena14£13,776538,51416
Barking & Dagenham - Greater London2£6,7451048,4364
Bedfordshire44£10,061752,98690
Belfast3£5,332988,0008
Berkshire25£10,759651,44392
Bexley - Greater London1£6,500875,0006
Blaenau Gwent10£15,103322,84756
Brent - Greater London4£7,473962,2508
Bristol36£10,099749,64397
Bromley - Greater London1£7,395969,00010
Buckinghamshire39£12,203643,85787
Caerphilly3£5,928978,9778
Cambridgeshire53£9,332753,70476
Cardiff1£17,999110,53710
Carmarthenshire4£16,794220,07212
Ceredigion6£10,929750,55420
Cheshire57£14,707431,573175
City of Edinburgh18£13,349639,32636
City of London - Greater London14£14,364526,83965
Clackmannanshire5£22,79813,2324
Coleraine3£7,747957,1842
Conwy2£7,995957,6245
Cornwall6£14,912417,95528
County Durham41£10,690647,589129
Croydon - Greater London5£9,745836,37527
Cumbria13£14,123432,41919
Denbighshire1£23,49513,0001
Derbyshire25£11,439637,17294
Devon27£9,938848,435113
Dorset8£14,980530,31728
Dundee City10£13,182640,81537
Dungannon4£13,341559,6284
Ealing - Greater London3£7,5951058,6924
East Ayrshire5£12,706529,12420
East Dunbartonshire4£23,87301011
East Lothian2£20,25025,8573
East Riding of Yorkshire15£12,130538,83136
East Sussex25£14,585525,07554
Essex64£12,931637,035135
Falkirk15£10,922654,83020
Fermanagh4£10,8737442,4483
Fife15£9,757751,83133
Flintshire2£11,873649,0146
Glasgow City40£17,483318,096308
Gloucestershire18£13,156541,14846
Greater Manchester102£10,113752,444300
Greenwich - Greater London1£23,49513,2276
Gwynedd1£4,9901094,2762
Hampshire86£12,836535,155185
Havering - Greater London25£12,124640,30132
Herefordshire1£18,999195111
Hertfordshire22£10,769646,77049
Highland7£13,782647,34417
Hillingdon - Greater London7£5,947972,26523
Hounslow - Greater London8£6,965962,0187
Inverclyde1£6,0001067,0004
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,150526,4231
Kent46£11,979743,773145
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire77£13,327636,741177
Leicestershire31£10,555746,74364
Limavady1£8,495846,000-
Lincolnshire34£12,934539,288113
Lisburn2£6,496960,8504
Magherafelt4£12,286555,000-
Merseyside30£10,395677,37377
Merthyr Tydfil3£22,91212,4199
Merton - Greater London7£7,316959,5614
Monmouthshire1£5,7951165,1893
Moray7£19,552314,96849
Newport11£9,578754,07432
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96413
Norfolk53£11,141644,625123
North Ayrshire2£8,974662,15319
North Down15£17,860211,11713
North Lanarkshire5£11,274739,22137
North Yorkshire42£12,573635,91280
Northamptonshire14£13,064541,44760
Northumberland32£19,880212,40083
Nottinghamshire36£10,018743,778102
Omagh1£5,995995,9671
Oxfordshire10£12,497643,73449
Perth and Kinross14£17,592420,15329
Redbridge - Greater London3£6,662974,6674
Renfrewshire12£20,606211,90267
Rhondda Cynon Taf13£13,600537,08846
Scottish Borders3£18,932112,0968
Shropshire12£14,962423,58852
Somerset26£12,337642,84465
South Ayrshire12£16,814323,27331
South Lanarkshire8£13,695539,79637
South Yorkshire43£13,660629,468145
Staffordshire36£12,033640,458100
Stirling8£18,873319,00424
Suffolk30£12,164636,41687
Surrey22£10,799741,20257
Swansea20£16,633420,90627
Torfaen1£6,695955,0002
Tyne and Wear48£11,332640,924147
Waltham Forest - Greater London4£16,835322,69011
Warwickshire19£8,863756,14372
West Dunbartonshire3£16,996422,1986
West Lothian19£18,971325,60157
West Midlands109£10,013746,314272
West Sussex10£15,456428,58629
West Yorkshire66£10,439745,850212
Wiltshire20£15,504425,81449
Worcestershire8£12,135543,83346
Wrexham3£6,828966,77511
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