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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,982£12,675646,4836,156
Aberdeen City10£18,627215,65234
Aberdeenshire4£11,138733,4438
Angus6£12,443639,4919
Ards4£7,949854,3703
Armagh1£4,9959139,0004
Ballymena14£13,776538,51416
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire42£10,058751,79088
Belfast3£9,210641,4037
Berkshire21£9,632749,78092
Bexley - Greater London1£6,975875,0006
Blaenau Gwent10£16,654315,77259
Brent - Greater London4£7,473962,2508
Bristol37£10,622747,27498
Bromley - Greater London1£7,495969,00012
Buckinghamshire37£11,492642,89786
Caerphilly3£5,928978,9779
Cambridgeshire43£9,215754,77780
Cardiff1£17,999110,5379
Carmarthenshire4£17,094217,67714
Ceredigion6£13,129636,80619
Cheshire59£14,441531,941179
City of Edinburgh18£12,688641,68841
City of London - Greater London14£12,334635,80669
Clackmannanshire4£24,4980105
Coleraine4£7,998855,0161
Conwy2£7,995957,6244
Cornwall9£15,695421,30625
County Durham42£10,288749,315132
Croydon - Greater London5£9,645831,97527
Cumbria12£12,863536,91520
Denbighshire1£23,49513,0001
Derbyshire25£11,130737,25593
Devon30£9,810853,348114
Dorset10£13,523730,89927
Dumfries and Galloway1£9,998834,9844
Dundee City9£13,847638,44837
Dungannon4£13,341559,6286
Ealing - Greater London2£7,2451048,8654
East Ayrshire4£11,808534,21420
East Dunbartonshire4£23,99801013
East Lothian2£20,25025,8573
East Riding of Yorkshire17£12,043540,64838
East Sussex25£14,294526,33151
Enfield - Greater London1£18,520314,4521
Essex54£12,756635,995139
Falkirk12£9,010754,95122
Fermanagh3£6,49810884,8854
Fife14£9,351851,30235
Flintshire2£11,873649,0146
Glasgow City40£18,343315,940303
Gloucestershire18£13,949535,919159
Greater Manchester103£10,186751,433329
Greenwich - Greater London4£22,37025,5715
Hampshire79£13,062534,486185
Havering - Greater London25£11,289643,84031
Hertfordshire24£10,919644,88147
Highland7£13,782541,29716
Hillingdon - Greater London14£6,121967,19119
Hounslow - Greater London8£6,966962,0188
Inverclyde1£6,0001067,0004
Isle of Anglesey4£7,746955,8231
Isle of Wight2£14,111637,2362
Kent46£11,169745,506147
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire69£13,397636,860185
Leicestershire32£11,028643,49468
Limavady1£8,495846,000-
Lincolnshire40£13,532535,566236
Lisburn1£5,995972,7006
Magherafelt4£12,161555,0001
Merseyside32£11,037643,99679
Merthyr Tydfil2£22,95912,0919
Merton - Greater London7£7,316959,5614
Monmouthshire1£5,7951165,1893
Moray14£19,131216,50342
Newport11£9,578754,07433
Newry and Mourne7£21,43312,5558
Norfolk47£10,624746,329131
North Ayrshire3£8,082763,26518
North Down14£19,03315,87012
North Lanarkshire4£12,468636,27740
North Yorkshire34£12,488634,85782
Northamptonshire13£14,102438,72758
Northumberland32£19,305213,97083
Nottinghamshire39£10,099745,113100
Omagh1£5,995995,9671
Oxfordshire11£11,350746,49346
Pembrokeshire2£11,649726,9633
Perth and Kinross11£14,118632,39429
Powys1£23,99011,19511
Redbridge - Greater London4£6,816974,6593
Renfrewshire8£22,87312,78472
Rhondda Cynon Taf15£12,699637,21043
Scottish Borders3£18,932112,0968
Shropshire14£15,873419,93756
Somerset28£12,246643,81265
South Ayrshire14£16,076426,73032
South Lanarkshire10£14,151536,33437
South Yorkshire36£13,598628,758152
Staffordshire34£12,708537,69698
Stirling6£21,331114,05727
Suffolk30£12,243637,82589
Surrey19£9,357846,38255
Swansea22£15,939423,05326
Tyne and Wear41£11,021744,441155
Waltham Forest - Greater London4£16,998322,44013
Warwickshire16£9,327750,19675
West Dunbartonshire2£22,24724,4977
West Lothian11£15,888433,49057
West Midlands103£10,423745,730288
West Sussex12£13,926533,45429
West Yorkshire68£10,636743,816211
Wiltshire20£14,806533,200162
Worcestershire8£13,674438,09449
Wrexham1£7,995836,95313
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