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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,050£12,565647,0356,193
Aberdeen City11£19,207214,23136
Aberdeenshire4£11,138733,4438
Angus5£13,173541,13210
Ards4£7,949854,3703
Armagh1£4,9959139,0004
Ballymena11£14,263537,71117
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire42£10,378749,00683
Belfast3£10,818641,4038
Berkshire21£9,033847,68891
Bexley - Greater London3£7,188960,6674
Blaenau Gwent10£17,014313,15465
Brent - Greater London3£7,331964,3338
Bridgend2£8,495947,590-
Bristol31£10,045746,27099
Buckinghamshire38£12,040638,58882
Caerphilly4£5,946977,1599
Cambridgeshire49£9,307755,99480
Cardiff1£17,999110,5379
Carmarthenshire5£15,174430,28413
Ceredigion7£13,995532,84819
Cheshire70£14,575530,015171
City of Edinburgh20£12,129644,79339
City of London - Greater London13£11,313737,33168
Clackmannanshire4£24,4980105
Coleraine4£7,998855,0161
Conwy3£6,745969,7493
Cornwall8£14,908423,90427
County Durham42£10,218750,413129
Craigavon1£15,65029,2065
Croydon - Greater London7£10,706731,55925
Cumbria13£12,496537,81219
Denbighshire1£23,49513,0001
Derbyshire25£11,163737,99996
Devon30£10,284752,733115
Dorset10£13,523730,89930
Dundee City11£15,010533,69440
Dungannon4£13,230580,2675
Ealing - Greater London2£7,2451048,8654
East Ayrshire4£11,808534,21421
East Dunbartonshire4£23,99801014
East Lothian1£18,499221,7262
East Riding of Yorkshire15£12,657539,31941
East Sussex29£14,017526,27446
Enfield - Greater London1£18,520314,4521
Essex56£13,090535,334144
Falkirk13£8,993755,72422
Fermanagh3£6,49810884,8854
Fife13£9,809748,14638
Flintshire2£11,873649,0147
Glasgow City43£18,492318,756301
Gloucestershire17£14,305534,783159
Greater Manchester141£10,360747,507293
Greenwich - Greater London4£22,37025,5515
Hampshire82£12,533637,688184
Havering - Greater London21£9,447751,19934
Hertfordshire26£11,523642,49545
Highland6£14,912537,42416
Hillingdon - Greater London14£6,138967,19119
Hounslow - Greater London8£6,999962,0188
Inverclyde1£6,0001067,0005
Isle of Anglesey4£7,746955,8231
Isle of Wight2£14,111637,2363
Kent47£10,664750,296149
Kingston upon Thames - Greater London2£7,4951046,6504
Lancashire72£13,585635,068199
Leicestershire32£10,840642,72666
Limavady1£8,495846,000-
Lincolnshire34£13,178536,732236
Lisburn1£5,995972,7006
Magherafelt4£12,161555,0001
Merseyside29£11,298643,34381
Merthyr Tydfil3£18,639312,9938
Merton - Greater London9£7,101962,3382
Monmouthshire1£5,8951165,1893
Moray14£19,131216,50344
Newport8£9,384854,69434
Newry and Mourne4£18,91414,46410
Newtownabbey1£5,9951144,76216
Norfolk48£10,909644,672142
North Ayrshire4£8,937753,39718
North Down9£19,34716,19013
North Lanarkshire7£11,052743,58941
North Yorkshire33£12,719532,82880
Northamptonshire9£13,228445,62060
Northumberland33£19,508214,03186
Nottinghamshire43£9,978746,517100
Omagh1£5,995995,9671
Oxfordshire12£12,052643,17447
Pembrokeshire1£8,799950,1403
Perth and Kinross12£15,483526,15129
Powys3£21,657110,09010
Redbridge - Greater London3£6,830968,3333
Renfrewshire12£20,84828,47670
Rhondda Cynon Taf15£12,325640,09745
Scottish Borders3£18,932112,0968
Shropshire16£15,564420,93058
Somerset30£12,730540,28365
South Ayrshire11£16,325427,38334
South Lanarkshire10£16,722426,65035
South Yorkshire36£13,699631,096159
Staffordshire32£12,543538,428103
Stirling6£21,331114,05736
Suffolk29£12,364636,73392
Surrey20£10,359743,79056
Sutton - Greater London2£6,545970,5002
Swansea18£16,870321,59326
Tyne and Wear43£10,310749,297153
Waltham Forest - Greater London2£18,175233,01613
Warwickshire19£9,426749,81372
West Dunbartonshire2£22,24724,4978
West Lothian12£16,397431,61058
West Midlands107£9,624748,301284
West Sussex13£13,806532,78929
West Yorkshire66£11,036741,662214
Wiltshire21£15,701428,234170
Worcestershire8£14,185437,93150
Wrexham2£7,245955,88812
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