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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,173£12,498643,7445,606
Aberdeen City8£17,235319,32329
Aberdeenshire3£9,748742,0369
Angus4£10,494744,4099
Antrim5£18,965330,0376
Ards3£7,713860,0272
Armagh1£4,9959139,0003
Ballymena10£17,758319,56320
Ballymoney1£5,250986,5582
Barking & Dagenham - Greater London2£6,4951048,4362
Barnet - Greater London1£6,990859,2001
Bedfordshire53£10,310751,62287
Belfast2£8,995740,5969
Berkshire30£10,949648,67098
Bexley - Greater London1£6,485875,0005
Blaenau Gwent11£15,066321,62348
Brent - Greater London5£7,557963,4007
Bristol43£9,882750,37395
Bromley - Greater London2£14,295637,1739
Buckinghamshire38£11,668641,78293
Caerphilly3£5,8131074,00011
Cambridgeshire56£9,411751,21880
Cardiff2£17,435222,7469
Carmarthenshire3£19,66028,36912
Ceredigion8£11,995645,54215
Cheshire56£14,515531,768167
City of Edinburgh17£15,836432,23337
City of London - Greater London17£13,964531,66261
Clackmannanshire5£23,43803115
Coleraine4£7,254956,6612
Conwy2£7,995957,6245
Cornwall6£17,330219,93930
County Durham39£11,319645,419128
Croydon - Greater London5£8,745848,71023
Cumbria17£14,860327,27917
Derbyshire31£10,713742,83990
Derry2£17,400213,8371
Devon37£10,753745,99698
Dorset10£12,238731,04827
Dundee City12£18,789318,49636
Dungannon4£15,466428,3344
Ealing - Greater London3£7,4951058,6923
East Ayrshire8£14,253527,42420
East Dunbartonshire4£24,248089
East Lothian2£20,25025,8573
East Riding of Yorkshire20£14,967547,84935
East Sussex20£13,930527,54154
Enfield - Greater London1£18,000314,4521
Essex62£13,390536,689132
Falkirk19£10,624744,25419
Fermanagh4£10,8737442,4482
Fife18£10,100750,70033
Flintshire3£6,710867,6935
Glasgow City41£17,452321,870304
Gloucestershire13£15,122441,89148
Greater Manchester119£10,746748,575292
Greenwich - Greater London3£20,92816,6676
Gwynedd1£5,490991,1673
Hampshire83£12,353539,224194
Harrow - Greater London1£6,995968,9534
Havering - Greater London25£12,207638,74135
Herefordshire2£11,847743,59810
Hertfordshire24£12,125636,01353
Highland6£15,413538,31613
Hillingdon - Greater London14£6,031972,53719
Hounslow - Greater London9£6,769963,4269
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,072526,4231
Kent51£11,848645,042149
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire85£13,243637,576169
Leicestershire29£10,440745,08067
Lincolnshire44£13,146539,886109
Lisburn1£6,996949,0005
Magherafelt4£12,286555,000-
Merseyside27£10,796642,86577
Merthyr Tydfil3£17,268428,5779
Merton - Greater London5£7,794950,3945
Monmouthshire1£5,6951165,1892
Moray12£13,995534,72343
Neath Port Talbot1£6,495944,490-
Newport14£10,405650,14326
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96410
Norfolk51£11,364642,533125
North Ayrshire4£8,826660,81317
North Down18£18,094211,52114
North Lanarkshire11£7,941850,68829
North Yorkshire41£11,768639,43578
Northamptonshire19£13,435539,64255
Northumberland31£18,917215,32782
Nottinghamshire42£11,151641,282103
Omagh1£5,745995,9671
Oxfordshire10£15,126429,19249
Pembrokeshire1£7,495840,0005
Perth and Kinross2£7,844948,68940
Powys5£17,150319,7569
Redbridge - Greater London3£6,662974,6674
Renfrewshire11£21,57119,29359
Rhondda Cynon Taf8£16,300323,85947
Scottish Borders4£18,574211,2108
Shropshire17£13,244531,01348
Somerset25£13,415538,69163
South Ayrshire15£16,958321,79528
South Lanarkshire8£17,784324,93137
South Yorkshire45£13,432631,752132
Staffordshire40£11,625640,99493
Stirling7£23,14103,64025
Suffolk27£12,535536,02788
Surrey23£10,717739,71857
Swansea12£16,139422,09635
Torfaen1£6,695955,0002
Tyne and Wear47£11,628641,149146
Waltham Forest - Greater London1£16,570235,50215
Warwickshire25£9,322749,74967
West Dunbartonshire2£22,24724,4976
West Lothian17£18,092330,95555
West Midlands126£10,908743,676269
West Sussex14£13,933533,91826
West Yorkshire66£10,701744,247210
Wiltshire21£15,801421,34750
Worcestershire9£10,185750,37538
Wrexham4£7,245957,5818
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