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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,014£12,474647,8216,156
Aberdeen City10£18,497215,65234
Aberdeenshire4£11,138733,4438
Angus6£12,443639,4919
Ards3£7,933860,0274
Armagh1£4,9959139,0003
Ballymena14£13,776538,51416
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire43£10,086752,00789
Belfast2£6,373962,0008
Berkshire22£10,019749,45592
Bexley - Greater London1£6,500875,0006
Blaenau Gwent10£16,654315,77259
Brent - Greater London4£7,473962,2508
Bristol38£10,559747,03398
Bromley - Greater London1£7,395969,00012
Buckinghamshire38£12,146641,57087
Caerphilly3£5,928978,9779
Cambridgeshire46£8,938757,36879
Cardiff1£17,999110,5379
Carmarthenshire4£17,094217,67714
Ceredigion7£12,538641,04818
Cheshire60£14,273532,722177
City of Edinburgh19£13,046639,64341
City of London - Greater London15£13,718530,36370
Clackmannanshire4£24,1230105
Coleraine4£7,998855,0161
Conwy3£7,995955,0834
Cornwall8£15,533418,82727
County Durham45£10,683647,457134
Croydon - Greater London5£9,645831,97527
Cumbria13£13,695434,09219
Denbighshire1£23,49513,0001
Derbyshire24£11,917632,14294
Devon25£10,202850,008118
Dorset10£13,523730,89925
Dumfries and Galloway1£9,998834,9844
Dundee City10£14,112536,27137
Dungannon4£13,341559,6286
Ealing - Greater London4£7,4451054,0194
East Ayrshire5£14,046427,91120
East Dunbartonshire4£23,87301013
East Lothian2£20,25025,8573
East Riding of Yorkshire17£12,172539,53437
East Sussex26£14,413525,15153
Enfield - Greater London1£18,520314,4521
Essex55£12,768635,381139
Falkirk13£8,661756,71222
Fermanagh3£6,49810884,8854
Fife15£9,844749,01535
Flintshire2£11,873649,0146
Glasgow City40£18,363315,567305
Gloucestershire19£14,264534,672157
Greater Manchester103£10,103751,292329
Greenwich - Greater London3£23,02814,5516
Gwynedd1£4,7901094,2761
Hampshire85£12,979533,546184
Havering - Greater London24£11,447643,34132
Hertfordshire24£10,898644,88147
Highland8£14,684536,05516
Hillingdon - Greater London14£6,121967,19118
Hounslow - Greater London8£6,966962,0187
Inverclyde1£6,0001067,0004
Isle of Anglesey4£7,746955,8231
Isle of Wight2£14,111637,2362
Kent44£11,192745,195146
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire72£13,367636,669182
Leicestershire32£11,001644,71566
Limavady1£8,495846,000-
Lincolnshire39£13,725535,218237
Lisburn1£5,995972,7006
Magherafelt4£12,161555,0001
Merseyside31£11,166643,29379
Merthyr Tydfil3£22,91212,4199
Merton - Greater London7£7,316959,5614
Monmouthshire1£5,7951165,1893
Moray12£19,487214,23144
Newport11£9,578754,07433
Newry and Mourne7£21,43312,5558
Newtownabbey1£7,495958,16616
Norfolk50£11,001645,175132
North Ayrshire2£8,974662,15319
North Down14£19,03315,87012
North Lanarkshire4£12,468636,27739
North Yorkshire36£12,715533,98481
Northamptonshire15£14,207537,97358
Northumberland34£19,437215,47782
Nottinghamshire39£10,072744,651102
Omagh1£5,995995,9671
Oxfordshire10£10,956746,90747
Pembrokeshire1£8,799950,1404
Perth and Kinross11£14,072632,39429
Redbridge - Greater London4£6,816974,6593
Renfrewshire8£22,87312,78471
Rhondda Cynon Taf14£13,093539,28445
Scottish Borders3£18,932112,0968
Shropshire14£16,468318,79855
Somerset28£12,727540,90864
South Ayrshire13£16,867322,44833
South Lanarkshire8£13,695539,79339
South Yorkshire37£13,456629,440149
Staffordshire33£12,778537,73799
Stirling6£21,165114,05725
Suffolk31£12,338637,60989
Surrey19£9,357846,38255
Swansea22£15,939423,05326
Tyne and Wear44£11,575640,854154
Waltham Forest - Greater London4£16,998322,64712
Warwickshire17£9,591749,86073
West Dunbartonshire3£16,996422,1987
West Lothian12£16,022440,86355
West Midlands107£10,378746,171281
West Sussex11£14,424432,05130
West Yorkshire67£10,715742,995214
Wiltshire20£14,806533,200161
Worcestershire8£13,674438,09449
Wrexham2£6,995962,75213
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