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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,038£12,562646,9336,185
Aberdeen City11£19,207214,23137
Aberdeenshire4£11,138733,4438
Angus5£13,173541,13210
Ards4£7,949854,3703
Armagh1£4,9959139,0004
Ballymena11£14,263537,71117
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire41£10,213750,56385
Belfast3£9,210648,2367
Berkshire23£9,264748,84890
Bexley - Greater London1£6,975875,0006
Blaenau Gwent11£16,286316,06560
Brent - Greater London3£7,331964,3338
Bristol35£9,967748,04598
Buckinghamshire36£12,029639,60883
Caerphilly3£5,928978,97710
Cambridgeshire48£9,311755,60579
Cardiff1£17,999110,5379
Carmarthenshire5£17,874216,03814
Ceredigion7£12,538641,04818
Cheshire63£14,681530,335177
City of Edinburgh17£12,994641,19042
City of London - Greater London15£12,338634,99968
Clackmannanshire4£24,4980105
Coleraine4£7,998855,0161
Conwy3£6,745969,7493
Cornwall8£14,908423,90427
County Durham43£10,318749,754130
Craigavon1£15,65029,2065
Croydon - Greater London6£11,409726,65226
Cumbria13£12,488537,81218
Denbighshire1£23,49513,0001
Derbyshire25£11,152737,87496
Devon29£10,153751,784113
Dorset10£13,523730,89930
Dumfries and Galloway1£9,998834,9844
Dundee City10£14,912534,60540
Dungannon4£13,230580,2675
Ealing - Greater London2£7,2451048,8654
East Ayrshire4£11,808534,21421
East Dunbartonshire4£23,99801014
East Lothian1£18,49927,8592
East Riding of Yorkshire16£12,209541,84341
East Sussex27£13,918526,99549
Enfield - Greater London1£18,520314,4521
Essex54£12,964636,378141
Falkirk12£9,218754,95122
Fermanagh3£6,49810884,8854
Fife13£9,678750,13238
Flintshire2£11,873649,0146
Glasgow City41£18,700316,422304
Gloucestershire17£14,305534,783159
Greater Manchester134£10,193750,437302
Greenwich - Greater London4£22,37025,5515
Hampshire78£12,928535,598187
Havering - Greater London24£10,744645,80434
Hertfordshire25£11,029643,52946
Highland6£14,912537,42415
Hillingdon - Greater London14£6,128967,19119
Hounslow - Greater London8£6,966962,0188
Inverclyde1£6,0001067,0005
Isle of Anglesey4£7,746955,8231
Isle of Wight2£14,111637,2363
Kent48£10,776748,915147
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire72£13,778634,769196
Leicestershire33£11,133643,78167
Limavady1£8,495846,000-
Lincolnshire38£13,365536,349236
Lisburn1£5,995972,7006
Magherafelt4£12,161555,0001
Merseyside32£10,670644,88081
Merthyr Tydfil3£18,639312,9938
Merton - Greater London8£7,114962,5983
Monmouthshire1£5,7951165,1893
Moray14£19,131216,50343
Newport8£9,384854,69433
Newry and Mourne4£18,91414,4649
Newtownabbey1£5,9951144,76216
Norfolk48£10,933644,872137
North Ayrshire4£8,937753,39718
North Down10£19,11215,71112
North Lanarkshire6£12,228636,18740
North Yorkshire33£12,557633,75482
Northamptonshire9£11,711552,75560
Northumberland33£19,286214,34487
Nottinghamshire42£10,068745,600100
Omagh1£5,995995,9671
Oxfordshire12£12,052643,17447
Pembrokeshire1£8,799950,1403
Perth and Kinross12£15,483526,15127
Powys4£20,665211,0609
Redbridge - Greater London3£6,830968,3333
Renfrewshire12£20,84828,47669
Rhondda Cynon Taf15£12,793637,21044
Scottish Borders3£18,932112,0968
Shropshire17£15,659420,64058
Somerset30£12,723540,29664
South Ayrshire11£16,325427,38334
South Lanarkshire12£15,792430,27935
South Yorkshire37£14,052628,144156
Staffordshire35£12,610537,42399
Stirling6£21,331114,05735
Suffolk29£12,747535,13891
Surrey21£10,341742,64055
Sutton - Greater London1£6,795864,0003
Swansea21£15,936423,68926
Tyne and Wear41£10,237748,904153
Waltham Forest - Greater London2£18,175233,01613
Warwickshire20£9,225750,23671
West Dunbartonshire2£22,24724,4978
West Lothian12£16,397431,61357
West Midlands105£9,740748,405284
West Sussex12£13,925533,45430
West Yorkshire66£10,795743,462211
Wiltshire22£15,260430,645167
Worcestershire7£13,198543,16351
Wrexham2£7,245955,88812
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