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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,021£12,578644,2175,691
Aberdeen City11£18,588314,89830
Aberdeenshire6£10,757736,3487
Angus6£12,660633,2539
Ards3£7,933860,0274
Armagh1£4,9959139,0003
Ballymena13£14,232535,46517
Barking & Dagenham - Greater London2£6,7451048,4364
Bedfordshire44£10,048753,03690
Belfast3£5,332988,0008
Berkshire26£10,437752,28792
Bexley - Greater London1£6,500875,0006
Blaenau Gwent11£15,685320,81355
Brent - Greater London3£7,331964,3339
Bristol35£10,155748,54697
Bromley - Greater London1£7,395969,00010
Buckinghamshire38£12,401642,27488
Caerphilly3£5,928978,9778
Cambridgeshire51£9,164754,82877
Cardiff1£17,999110,53710
Carmarthenshire3£15,993224,23613
Ceredigion6£10,929750,55419
Cheshire59£14,584431,966169
City of Edinburgh17£13,263639,82337
City of London - Greater London14£14,364526,83965
Clackmannanshire5£22,79813,2324
Coleraine3£7,747957,1842
Conwy2£7,995957,6245
Cornwall6£14,912417,95528
County Durham40£10,897647,599131
Croydon - Greater London5£9,745836,37527
Cumbria13£14,123432,41919
Denbighshire1£23,49513,000-
Derbyshire24£11,243738,07495
Devon27£9,605850,392114
Dorset8£14,980530,31728
Dundee City9£13,925639,72038
Dungannon5£13,671546,8894
Ealing - Greater London3£7,5951058,6924
East Ayrshire5£12,706529,12420
East Dunbartonshire4£23,87301010
East Lothian2£20,25025,8573
East Riding of Yorkshire15£12,130538,83135
East Sussex25£14,585525,07554
Enfield - Greater London1£18,647314,4521
Essex65£12,830637,496134
Falkirk15£10,922650,91520
Fermanagh4£10,8737442,4482
Fife15£9,401853,49033
Flintshire2£11,873649,0145
Glasgow City40£17,879316,806307
Gloucestershire18£13,156541,14845
Greater Manchester102£10,169752,076302
Greenwich - Greater London1£23,49513,2276
Gwynedd1£4,9901094,2762
Hampshire84£12,826535,174189
Havering - Greater London24£12,401637,14733
Hertfordshire22£10,757646,77049
Highland7£13,782647,34417
Hillingdon - Greater London12£6,009970,57118
Hounslow - Greater London8£6,965962,0187
Inverclyde2£12,649635,6354
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,150526,4231
Kent47£12,647641,585145
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire75£13,233637,143179
Leicestershire31£10,830746,21164
Limavady1£8,495846,000-
Lincolnshire34£12,934539,288112
Lisburn2£6,496960,8504
Magherafelt4£12,286555,000-
Merseyside28£10,236746,79079
Merthyr Tydfil3£22,91212,4198
Merton - Greater London6£7,537954,7775
Monmouthshire1£5,7951165,1893
Moray7£19,266314,96849
Newport12£10,192751,75632
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96412
Norfolk51£11,215644,587125
North Ayrshire2£8,974662,15319
North Down15£17,860211,11713
North Lanarkshire5£11,274739,22137
North Yorkshire41£12,319637,64378
Northamptonshire14£13,056541,44759
Northumberland30£19,653213,78283
Nottinghamshire35£10,013743,994103
Omagh1£5,995995,9671
Oxfordshire7£15,097432,66252
Perth and Kinross14£17,592420,15329
Redbridge - Greater London3£6,162974,6674
Renfrewshire10£19,928213,09069
Rhondda Cynon Taf12£14,276532,84547
Scottish Borders4£19,574110,8408
Shropshire13£15,389421,60452
Somerset27£12,387541,48966
South Ayrshire13£16,021427,06530
South Lanarkshire7£13,323642,04938
South Yorkshire40£13,957629,237145
Staffordshire37£11,862651,10299
Stirling8£18,873319,00423
Suffolk28£12,766533,08490
Surrey21£10,908739,12858
Swansea20£16,633420,90627
Torfaen1£6,695955,0002
Tyne and Wear49£11,580640,183147
Waltham Forest - Greater London4£16,835322,69011
Warwickshire21£9,276751,09872
West Dunbartonshire3£16,996422,1986
West Lothian18£18,970326,30255
West Midlands107£9,996746,879272
West Sussex9£16,374326,45429
West Yorkshire68£10,678745,068208
Wiltshire20£15,419426,18649
Worcestershire8£12,047543,83346
Wrexham3£6,828966,77511
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