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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,091£12,509647,9216,071
Aberdeen City11£19,043215,65734
Aberdeenshire6£10,757738,3557
Angus6£12,443639,4919
Ards3£7,933860,0274
Armagh1£4,9959139,0003
Ballymena14£13,776538,51416
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire47£10,537751,02388
Belfast3£5,332988,0008
Berkshire26£11,204646,36891
Bexley - Greater London1£6,500875,0006
Blaenau Gwent11£15,612321,00359
Brent - Greater London4£7,473962,2508
Bristol38£10,377747,58899
Bromley - Greater London1£7,395969,00011
Buckinghamshire40£12,030645,03788
Caerphilly3£5,928978,9778
Cambridgeshire50£8,979756,45479
Cardiff1£17,999110,53710
Carmarthenshire3£19,127210,19215
Ceredigion7£10,653752,83219
Cheshire65£14,842532,861180
City of Edinburgh19£13,046639,65139
City of London - Greater London14£14,364526,83967
Clackmannanshire5£22,79813,2325
Coleraine3£7,747957,1842
Conwy3£7,995955,0834
Cornwall7£15,281420,93928
County Durham43£10,818646,274134
Croydon - Greater London5£9,745836,37528
Cumbria13£14,180432,41920
Denbighshire1£23,49513,0001
Derbyshire27£11,795634,95594
Devon26£10,422747,840117
Dorset10£13,323635,89926
Dumfries and Galloway1£9,998834,9844
Dundee City11£13,438639,22636
Dungannon4£13,341559,6286
Ealing - Greater London3£7,5951058,6925
East Ayrshire6£14,421424,72020
East Dunbartonshire4£23,87301012
East Lothian2£20,25025,8573
East Riding of Yorkshire16£11,751641,00937
East Sussex26£14,401525,15153
Enfield - Greater London1£18,647314,4521
Essex63£12,807637,161136
Falkirk15£10,922754,83023
Fermanagh3£6,49810884,8854
Fife15£9,844749,01534
Flintshire2£11,873649,0146
Glasgow City41£17,915317,318308
Gloucestershire16£14,055536,073160
Greater Manchester99£10,311752,425335
Greenwich - Greater London1£23,49513,2277
Gwynedd1£4,9901094,2762
Hampshire89£13,122533,865183
Havering - Greater London24£12,417637,14732
Herefordshire1£9,995924,30010
Hertfordshire22£10,798646,77050
Highland7£13,782647,34417
Hillingdon - Greater London12£6,009970,57120
Hounslow - Greater London8£6,965962,0187
Inverclyde1£6,0001067,0004
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,150526,4231
Kent47£12,305742,199148
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire76£13,318635,753181
Leicestershire34£10,760744,84263
Limavady1£8,495846,000-
Lincolnshire37£13,193537,414237
Lisburn2£6,496960,8506
Magherafelt4£12,286555,0001
Merseyside32£10,959644,54178
Merthyr Tydfil3£22,91212,4199
Merton - Greater London7£7,316959,5614
Monmouthshire1£5,7951165,1893
Moray11£19,713212,99145
Newport10£9,836750,91134
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96413
Norfolk53£10,748746,711129
North Ayrshire2£8,974662,15319
North Down15£18,126210,36511
North Lanarkshire5£11,274739,22139
North Yorkshire42£12,602635,52680
Northamptonshire13£13,754538,96560
Northumberland33£20,126211,40182
Nottinghamshire38£10,206742,495104
Omagh1£5,995995,9671
Oxfordshire11£12,908640,48848
Perth and Kinross14£17,592420,15330
Redbridge - Greater London4£6,871968,7504
Renfrewshire10£20,64828,97071
Rhondda Cynon Taf13£13,600537,08846
Scottish Borders3£18,932112,0968
Shropshire10£15,258423,74157
Somerset26£12,260643,61367
South Ayrshire13£15,967427,44832
South Lanarkshire8£13,695539,79339
South Yorkshire42£13,361631,985152
Staffordshire38£12,042639,95999
Stirling8£18,873322,17025
Suffolk32£12,468535,89988
Surrey21£9,718744,12655
Swansea22£15,939423,10626
Tyne and Wear49£11,465640,859153
Waltham Forest - Greater London4£16,902322,69012
Warwickshire21£9,199753,52773
West Dunbartonshire3£16,996422,1987
West Lothian20£18,423325,60158
West Midlands110£10,100746,015282
West Sussex11£14,731431,53330
West Yorkshire72£10,722743,173211
Wiltshire18£15,610425,95249
Worcestershire7£12,998542,50149
Wrexham3£6,828966,77512
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