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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,054£12,468644,9095,689
Aberdeen City11£18,588314,89829
Aberdeenshire6£10,757736,3486
Angus5£12,994635,60410
Ards3£7,933860,0274
Armagh1£4,9959139,0003
Ballymena15£16,200430,73817
Barking & Dagenham - Greater London2£6,7451048,4363
Barnet - Greater London1£6,990859,2001
Bedfordshire46£10,226751,91490
Belfast3£5,332988,0008
Berkshire27£10,235751,05993
Bexley - Greater London1£6,500875,0006
Blaenau Gwent12£15,269322,22354
Brent - Greater London3£7,331964,3339
Bristol35£9,633750,76899
Bromley - Greater London1£7,395969,00010
Buckinghamshire37£12,471642,23291
Caerphilly4£5,071992,4598
Cambridgeshire51£9,162754,82877
Cardiff1£17,999110,53710
Carmarthenshire3£15,993224,23613
Ceredigion6£11,345752,23219
Cheshire61£14,601431,276168
City of Edinburgh17£13,263639,82337
City of London - Greater London14£14,364526,83965
Clackmannanshire5£22,79813,2324
Coleraine3£7,747957,1842
Conwy2£7,995957,6245
Cornwall6£14,829421,00929
County Durham47£11,337645,507129
Croydon - Greater London4£9,058842,96927
Cumbria14£14,507430,62619
Denbighshire1£23,49513,000-
Derbyshire24£11,237738,07493
Devon32£10,098847,871112
Dorset7£14,749532,06028
Dundee City8£13,478642,60139
Dungannon5£13,671546,8894
Ealing - Greater London3£7,5951058,6924
East Ayrshire5£15,307420,64518
East Dunbartonshire3£24,16501011
East Lothian2£20,25025,8573
East Riding of Yorkshire14£11,585641,12936
East Sussex22£14,425524,70258
Enfield - Greater London1£18,647314,4521
Essex65£13,006637,639132
Falkirk16£10,651750,45420
Fermanagh4£10,8737442,4482
Fife16£10,307750,99434
Flintshire2£11,873649,0145
Glasgow City38£18,326316,408308
Gloucestershire18£13,156541,14844
Greater Manchester102£10,137752,140304
Greenwich - Greater London1£23,49513,2276
Gwynedd1£4,9901094,2762
Hampshire88£12,718535,733190
Harrow - Greater London1£7,995783,6473
Havering - Greater London25£12,239637,99132
Hertfordshire22£10,748646,77049
Highland7£13,782647,34416
Hillingdon - Greater London12£6,009970,57117
Hounslow - Greater London9£7,069962,0167
Inverclyde1£6,0001067,0005
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,072526,4231
Kent50£12,420642,153146
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire76£13,230537,380177
Leicestershire32£11,100644,95764
Limavady1£8,495846,000-
Lincolnshire35£12,264643,217113
Lisburn2£6,496960,8504
Magherafelt4£12,286555,000-
Merseyside29£10,310745,41380
Merthyr Tydfil4£18,682322,0648
Merton - Greater London6£7,537954,7775
Monmouthshire1£5,7951165,1893
Moray7£19,266314,96849
Newport12£10,192751,75632
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96412
Norfolk51£11,030645,364124
North Ayrshire3£9,313656,46719
North Down16£17,956211,33713
North Lanarkshire6£10,861739,96036
North Yorkshire42£12,151638,44176
Northamptonshire15£12,752641,78258
Northumberland30£19,281215,19783
Nottinghamshire37£10,124743,837101
Omagh1£5,995995,9671
Oxfordshire8£14,209533,61052
Perth and Kinross12£17,883319,67429
Powys2£18,090220,0239
Redbridge - Greater London3£6,162974,6674
Renfrewshire10£19,928213,09068
Rhondda Cynon Taf13£14,921430,39046
Scottish Borders4£19,57419,9947
Shropshire13£15,281421,37551
Somerset30£13,214538,30363
South Ayrshire12£16,914322,45428
South Lanarkshire8£14,533536,79337
South Yorkshire41£13,709630,207142
Staffordshire36£11,732641,99197
Stirling7£20,569211,14923
Suffolk27£12,484534,05791
Surrey20£11,064738,51259
Swansea18£16,226422,54430
Torfaen1£6,695955,0002
Tyne and Wear48£11,238742,568147
Waltham Forest - Greater London4£16,857322,69011
Warwickshire22£9,065753,46571
West Dunbartonshire3£16,996422,1986
West Lothian19£18,313328,31953
West Midlands107£10,105746,016270
West Sussex10£13,959535,27730
West Yorkshire64£10,561744,984212
Wiltshire19£16,009423,35450
Worcestershire9£11,292647,99644
Wrexham4£6,870968,58211
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