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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,028£12,324648,3046,207
Aberdeen City7£22,61203,85637
Aberdeenshire4£11,138733,4438
Angus4£14,469433,36210
Ards4£7,949854,3703
Armagh1£4,9959139,0004
Ballymena11£14,263537,71117
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire40£9,968750,89683
Belfast2£6,750962,0009
Berkshire20£8,710848,80593
Bexley - Greater London3£7,188960,6674
Blaenau Gwent10£17,244311,81265
Brent - Greater London3£7,331964,3338
Bridgend2£8,495947,590-
Bristol31£10,123746,55699
Buckinghamshire36£11,729639,56582
Caerphilly4£5,946977,1599
Cambridgeshire50£9,248756,06180
Carmarthenshire5£15,174430,28413
Ceredigion9£12,607639,04118
Cheshire72£14,430530,685175
City of Edinburgh20£12,129645,10439
City of London - Greater London14£11,365738,04169
Clackmannanshire4£24,4980105
Coleraine4£7,998855,0161
Conwy3£6,745969,7494
Cornwall7£14,567427,06427
County Durham41£9,998751,502130
Craigavon1£15,65029,2065
Croydon - Greater London7£10,706731,55926
Cumbria13£13,073535,57919
Denbighshire1£23,49513,0001
Derbyshire26£10,730739,38093
Devon29£10,011855,776115
Dorset10£13,523730,89930
Dundee City11£15,065533,69441
Dungannon4£13,230580,2675
Ealing - Greater London2£7,2451048,8654
East Ayrshire4£11,808534,21421
East Dunbartonshire4£23,99801014
East Riding of Yorkshire16£12,322540,79540
East Sussex28£14,193526,24948
Enfield - Greater London1£18,520314,4521
Essex55£12,271638,609142
Falkirk13£8,993755,72423
Fermanagh3£6,49810884,8854
Fife10£10,902748,08039
Flintshire2£11,873649,0147
Glasgow City40£18,832216,843306
Gloucestershire17£14,305534,783159
Greater Manchester139£10,529746,547299
Greenwich - Greater London1£20,39538,5515
Hampshire85£12,407638,288183
Havering - Greater London20£9,620750,95034
Hertfordshire22£11,350642,40146
Highland6£14,912537,42416
Hillingdon - Greater London14£6,174967,19119
Hounslow - Greater London8£6,999962,0188
Inverclyde1£6,0001067,0005
Isle of Anglesey4£7,746955,8231
Isle of Wight1£7,995970,0003
Kent48£10,431750,346146
Kingston upon Thames - Greater London2£7,4951046,6504
Lancashire71£13,438635,412200
Leicestershire32£10,546743,16965
Limavady1£8,495846,000-
Lincolnshire36£12,976638,110235
Lisburn1£5,995972,7006
Magherafelt4£12,161555,0001
Merseyside29£11,311643,34385
Merthyr Tydfil2£16,747518,2278
Merton - Greater London9£7,101962,3382
Monmouthshire1£5,8951165,1894
Moray14£19,131216,50344
Newport8£9,384854,69434
Newry and Mourne3£18,28814,72711
Newtownabbey2£11,747723,88115
Norfolk46£10,959644,611142
North Ayrshire4£8,937753,39718
North Down7£19,12515,11213
North Lanarkshire8£10,045854,01540
North Yorkshire31£12,363634,64082
Northamptonshire10£12,442550,98660
Northumberland33£19,553213,68388
Nottinghamshire42£9,953746,865102
Omagh1£5,995995,9671
Oxfordshire12£12,056643,17448
Pembrokeshire1£8,799950,1403
Perth and Kinross13£16,215424,14029
Powys4£20,665211,0609
Redbridge - Greater London3£6,830968,3333
Renfrewshire12£20,56528,90773
Rhondda Cynon Taf13£11,852641,89246
Scottish Borders2£19,649212,0509
Shropshire15£15,336421,96659
Somerset31£12,635540,50865
South Ayrshire11£16,343427,38335
South Lanarkshire10£16,722426,65035
South Yorkshire35£13,874630,403160
Staffordshire32£13,134536,291107
Stirling6£21,331114,05737
Suffolk28£12,502535,90295
Surrey20£10,359743,79058
Sutton - Greater London2£6,545970,5002
Swansea18£16,870321,59326
Tyne and Wear45£10,551748,462151
Warwickshire21£9,590748,55570
West Dunbartonshire2£22,24723,7479
West Lothian14£14,890540,98955
West Midlands111£9,584748,563284
West Sussex14£13,531535,32829
West Yorkshire66£11,046742,771213
Wiltshire21£15,781428,234169
Worcestershire8£14,185437,93151
Wrexham2£7,245955,88812
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