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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,113£12,367644,6135,556
Aberdeen City9£17,375318,20627
Aberdeenshire5£11,239634,2347
Angus4£10,494744,40910
Antrim3£19,695443,6916
Ards3£7,713860,0272
Armagh1£4,9959139,0003
Ballymena12£16,005425,80318
Ballymoney1£5,250986,5582
Barking & Dagenham - Greater London2£6,4951048,4362
Barnet - Greater London1£6,990859,2001
Bedfordshire51£10,392751,02687
Belfast2£8,995740,5969
Berkshire27£9,572755,33494
Bexley - Greater London1£6,485875,0005
Blaenau Gwent11£15,794320,13648
Brent - Greater London5£7,577963,4008
Bristol37£9,574751,50197
Bromley - Greater London2£14,295637,1739
Buckinghamshire39£11,606642,54690
Caerphilly3£5,8131074,00011
Cambridgeshire57£9,640750,96073
Cardiff2£17,435222,7469
Carmarthenshire3£15,926224,23611
Ceredigion7£12,523646,47215
Cheshire53£14,518531,869168
City of Edinburgh17£15,836432,23337
City of London - Greater London13£15,370423,82660
Clackmannanshire4£24,1230105
Coleraine3£7,747957,1842
Conwy2£7,995957,6245
Cornwall5£19,597211,75730
County Durham41£11,194645,617128
Croydon - Greater London6£8,288849,81222
Cumbria15£13,991330,24818
Denbighshire1£22,99513,000-
Derbyshire26£9,917743,71493
Devon35£9,891849,52895
Dorset8£11,861735,59127
Dundee City14£17,058426,47235
Dungannon4£15,466428,3344
Ealing - Greater London3£7,4951058,6924
East Ayrshire7£14,389527,56319
East Dunbartonshire5£23,998088
East Lothian2£20,25025,8573
East Riding of Yorkshire18£10,968647,49636
East Sussex19£14,216526,58455
Enfield - Greater London1£18,000314,4521
Essex62£13,344536,493129
Falkirk19£10,411747,26518
Fermanagh4£10,8737442,4482
Fife17£11,518643,43732
Flintshire3£6,710867,6935
Glasgow City35£18,078320,463305
Gloucestershire15£13,156548,83345
Greater Manchester119£10,365750,493283
Gwynedd1£5,490991,1673
Hampshire79£12,327538,219195
Harrow - Greater London1£6,995968,9534
Havering - Greater London22£11,200641,90135
Herefordshire2£11,847743,59810
Hertfordshire25£11,439639,90451
Highland5£17,096427,68514
Hillingdon - Greater London14£6,031973,89418
Hounslow - Greater London10£6,702963,9338
Inverclyde1£5,6951067,0003
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,072526,4231
Kent51£12,005643,786146
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire79£12,577641,179178
Leicestershire27£10,711747,45664
Lincolnshire43£13,348538,572106
Lisburn2£6,496960,8504
Magherafelt4£12,286555,000-
Merseyside26£10,357744,14378
Merthyr Tydfil3£17,435428,5779
Merton - Greater London5£7,794950,3325
Monmouthshire1£5,6951165,1892
Moray10£15,285433,14645
Neath Port Talbot1£6,495944,490-
Newport13£10,783646,91128
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96410
Norfolk51£10,841644,752122
North Ayrshire3£9,201656,46718
North Down18£18,067211,06913
North Lanarkshire9£8,551844,50129
North Yorkshire41£11,422641,05275
Northamptonshire19£13,397540,62356
Northumberland32£19,076214,88381
Nottinghamshire42£11,113741,730101
Omagh1£5,995995,9671
Oxfordshire6£11,294642,58649
Perth and Kinross3£7,562947,80839
Powys5£17,450321,5479
Redbridge - Greater London3£6,662974,6674
Renfrewshire10£22,32818,17358
Rhondda Cynon Taf12£15,641426,75246
Scottish Borders5£19,159213,0177
Shropshire16£13,370529,98646
Somerset28£12,970541,65363
South Ayrshire14£17,805319,60428
South Lanarkshire8£17,784324,93137
South Yorkshire41£13,989629,429134
Staffordshire29£9,574747,151102
Stirling7£23,14103,64025
Suffolk25£12,964535,47691
Surrey21£10,862740,68656
Swansea15£15,757426,34432
Torfaen1£6,695955,0002
Tyne and Wear52£11,255742,039142
Waltham Forest - Greater London3£15,893220,62913
Warwickshire25£9,299750,72369
West Dunbartonshire2£22,24724,4976
West Lothian19£17,503332,60553
West Midlands128£10,851743,596268
West Sussex14£13,954533,91827
West Yorkshire64£10,487844,947212
Wiltshire20£15,578425,32048
Worcestershire11£11,442643,34436
Wrexham3£7,662953,08710
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