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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,066£12,489647,9586,020
Aberdeen City10£18,497215,65734
Aberdeenshire5£10,109738,3558
Angus6£12,443639,4919
Ards3£7,933860,0274
Armagh1£4,9959139,0003
Ballymena14£13,776538,51416
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire46£10,577750,09786
Belfast2£6,373962,0008
Berkshire24£10,888747,32293
Bexley - Greater London1£6,500875,0006
Blaenau Gwent10£15,203322,84759
Brent - Greater London4£7,473962,2508
Bristol37£10,479746,46998
Bromley - Greater London1£7,395969,00012
Buckinghamshire38£11,859642,86288
Caerphilly3£5,928978,9778
Cambridgeshire46£8,916757,36879
Cardiff1£17,999110,5379
Carmarthenshire3£19,127210,19215
Ceredigion6£13,129636,80619
Cheshire63£14,228532,817177
City of Edinburgh19£13,046639,64340
City of London - Greater London15£14,486527,38166
Clackmannanshire5£22,79813,2325
Coleraine4£7,998855,0161
Conwy3£7,995955,0834
Cornwall7£15,281420,93928
County Durham45£10,674647,457132
Croydon - Greater London5£9,645831,97527
Cumbria13£14,180432,41920
Denbighshire1£23,49513,0001
Derbyshire27£11,646634,18392
Devon27£10,232849,142117
Dorset10£13,423635,89926
Dumfries and Galloway1£9,998834,9844
Dundee City11£13,438639,22636
Dungannon4£13,341559,6286
Ealing - Greater London3£7,5951058,6925
East Ayrshire6£14,421424,72020
East Dunbartonshire4£23,87301012
East Lothian2£20,250212,7913
East Riding of Yorkshire17£12,146539,53436
East Sussex26£14,401525,15153
Enfield - Greater London1£18,520314,4521
Essex58£13,185534,732139
Falkirk13£8,661756,71222
Fermanagh3£6,49810884,8854
Fife15£9,844749,01534
Flintshire2£11,873649,0146
Glasgow City42£17,767316,954307
Gloucestershire17£13,581537,559159
Greater Manchester101£10,193751,216328
Greenwich - Greater London3£23,02814,5525
Gwynedd1£4,7901094,2761
Hampshire85£13,259532,615186
Havering - Greater London26£12,028640,79331
Hertfordshire25£11,310643,29547
Highland8£13,184645,34216
Hillingdon - Greater London13£6,084968,45819
Hounslow - Greater London8£6,966962,0187
Inverclyde1£6,0001067,0004
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,150526,4231
Kent43£11,223745,014145
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire75£13,263636,285181
Leicestershire32£11,073642,99664
Limavady1£8,495846,000-
Lincolnshire38£13,480536,440235
Lisburn1£5,995972,7006
Magherafelt4£12,161555,0001
Merseyside32£10,967644,77879
Merthyr Tydfil3£22,91212,4199
Merton - Greater London7£7,316959,5614
Monmouthshire1£5,7951165,1893
Moray11£19,713212,99145
Newport11£9,578754,07433
Newry and Mourne7£21,43312,5558
Newtownabbey2£7,995848,10613
Norfolk52£10,900645,572130
North Ayrshire2£8,974662,15319
North Down15£18,126210,36512
North Lanarkshire6£10,227741,00138
North Yorkshire39£12,596535,46180
Northamptonshire14£13,129544,05959
Northumberland33£19,844213,02683
Nottinghamshire39£9,828745,402100
Omagh1£5,995995,9671
Oxfordshire11£12,908640,48848
Perth and Kinross14£17,592420,15330
Redbridge - Greater London4£6,816974,6593
Renfrewshire10£20,64828,97071
Rhondda Cynon Taf14£13,093539,28445
Scottish Borders3£18,932118,0948
Shropshire10£15,258423,74159
Somerset25£13,098538,37767
South Ayrshire14£16,041426,73031
South Lanarkshire8£13,695539,79339
South Yorkshire39£13,327632,575150
Staffordshire39£12,257639,25797
Stirling8£18,873322,17025
Suffolk32£12,190637,25188
Surrey21£9,718744,17055
Swansea22£15,939423,05326
Tyne and Wear47£11,534640,715154
Waltham Forest - Greater London4£16,998322,64712
Warwickshire17£9,547749,86073
West Dunbartonshire3£16,996422,1987
West Lothian20£18,423326,20257
West Midlands107£10,374746,254279
West Sussex11£14,423432,05130
West Yorkshire73£10,697743,632209
Wiltshire18£14,771532,93050
Worcestershire8£13,674438,09448
Wrexham3£6,828966,77512
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