Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
At the price of £8,995 and with the possibility to buy on credit with achievable payments commencing from £ per month, this black Insignia 2.0 Turbo D Blueinjection Sri Nav Sports Tourer Eu features manual transmission, a 2.0 ltr diesel motor and has got 70,000 miles clocked up on the dashboard.
This Vauxhall Insignia is currently up for sale and ready for its next owner to drive away. It has 65,512 miles clocked up on the dash and features a 2.0 ltr diesel motor with manual transmission.
Coming fitted out with a 1.8l petrol engine and manual transmission: this second-hand
Vauxhall Insignia Exclusiv is currently on the market and ready for you to take home with 49,556 miles clocked-up on the dash.
With a black finish, this hatchback Insignia has got 86,310 miles clocked up on the dashboard and is fitted out with a 2.0 L diesel engine with manual transmission.
Become the next owner of this manual Insignia 2.0 Cdti Ecoflex Sri Euro 5 Ss containing a 2000 cc diesel motor with manual transmission. This second-hand model located in the Coventry area has been finished in the shade of black and has 100,000 miles clocked-up on the dash.
This hatchback car comes with automatic transmission and a 2.0 litre diesel motor with 56,789 mi clocked up on the dash. First Registered in 2019, this Insignia Sri VX Line Nav is on the market and ready for you to take home for £12,350.
Available to test drive at your request is this hatchback car with 60,000 miles clocked up on the dashboard, automatic transmission and a 1.6 ltr diesel engine.
Grab the chance to purchase this Insignia which is up for sale at just £5,750. It is finished in the shade of blue, is fitted with a 2.0 L diesel engine with manual transmission and has got 98,500 mi clocked up on the dash.
Up for sale and ready for its next owner to take home is this Insignia on offer at the fantastic price of just £9,595. This dealership also provides you with the possibility to purchase using achievable monthly repayments to suit all budgets with repayment plans beginning from just £ per month.
Coming finished in the shade of red, this Vauxhall has 101,000 mi clocked up on the dashand incorporates a 2.0 ltr diesel motor and manual transmission.
Painted in the tone of white, this motor is fitted out with automatic transmission, a 1.5 Litre petrol motor and has got 27,000 miles clocked-up on the dashboard.
Up for sale and ready to take on a test drive is this Vauxhall Insignia in white; this second-hand model contains a 1400 cc petrol engine with manual transmission and it has 59,694 miles clocked-up on the dashboard.
Currently on offer and ready for its next owner to drive away is this Vauxhall Insignia with a 1500 cc petrol motor and 58,548 miles clocked-up on the dash.
Get in touch with this dealership for a closer look at this manual estate equipped with a 2.0l petrol motor with manual transmission. This second-hand one located in Sandbach has been finished in blue and has 95,840 miles clocked up on the dash.
At this car dealership there's an awesome price on this second hand hatchback with manual transmission with a 1.6l diesel engine and 76,000 miles clocked-up on the dash.
Priced at £7,499 you can buy this second hand Vauxhall Insignia 1.6 Elite Nav Cdti Ecoflex Ss 134 Bhp from this car dealership in Newcastle upon Tyne which features manual transmission and a 1.6 litre diesel engine.
Available for viewing at this car dealership's show room located in the Armadale area is this 5 door Vauxhall that's fitted with a manual gearbox and 2.0l diesel engine.
Finished in , this hatchback vehicle comes fitted out with manual transmission and a 1600 CC diesel motor with just 24,253 mi clocked up on the dashboard.
At the fabulous price of only £4,899 is this Vauxhall Insignia, it is fitted with a 2.0 LTR diesel engine with manual transmission and has 89,500 miles clocked up on the dash.
Buying a used Vauxhall Insignia through financing in the UK involves a few key steps and understanding various financing options. Let's navigate through the steps and options you might explore:
1. Evaluate Your Needs and Budget:
Understand Your Finances: Determine your down payment, monthly instalment affordability, and desired loan tenure.
Choose the Model: Select a Vauxhall Insignia variant that aligns with your requirements.
Vehicle Inspection: Ensure the car is in good condition and verify its history and documents.
2. Understand Various Financing Options:
a. Bank Loans:
Pros: Likely to provide competitive interest rates and transparent terms.
Cons: May involve a rigid credit check and approval process.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership of the car upon final payment.
Cons: Monthly instalments might be higher than some alternatives.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments and multiple options after the contract ends.
Cons: Potential for higher overall costs and mileage restrictions.
d. Dealer Financing:
Pros: Convenience and possible promotional offers.
Cons: May have higher interest rates compared to banks.
e. Peer-to-Peer Lending (P2P):
Pros: Often simpler and might offer attractive rates.
Cons: Can be dependent on credit scores and platform credibility.
3. Navigating the Purchase Process:
a. Select a Reputed Seller:
Choose a dealer or private seller with a good reputation.
b. Negotiate Effectively:
Arm yourself with market knowledge to negotiate the price and terms.
c. Close the Deal:
Ensure you fully understand and agree with all terms before finalizing.
d. Insurance:
Settle on an insurance policy before taking the car home.
4. Post-Purchase Responsibilities:
Maintain the Car: Ensure regular servicing and upkeep.
Manage Loan Payments: Ensure timely payments to avoid penalties.
Key Points to Consider:
Total Cost: Be mindful of the total payable amount across the loan period.
Depreciation: Remember cars depreciate, affecting its value over the financing term.
Warranties: Check for existing warranties and consider purchasing additional coverage if needed.
Early Repayment Options: Understand any early repayment terms and potential penalties.
Conclusion:
Acquiring a used Vauxhall Insignia via financing involves careful planning, understanding different finance avenues, and ensuring the vehicle’s condition and history. Ensure you consider all aspects of the deal and align your choices with your financial and practical needs, possibly consulting with a financial advisor to navigate through the process efficiently.
About the Vauxhall Insignia
The Vauxhall Insignia is a hallmark of the brand's dedication to delivering practicality wrapped in an elegant package. It's a model that has won over many for its performance, comfort, and advanced technology. In this article, we highlight the Vauxhall Insignia's unique features, delve into its competitors in the segment, and share the benefits of obtaining this model through finance.
Noteworthy Features of the Vauxhall Insignia:
Dynamic Design: The Insignia exhibits a sleek and aerodynamic design, with its streamlined body, sharp lines, and sophisticated front grille, making it a head-turner on the road.
Engine Variety: Catering to a diverse audience, the Insignia offers an array of petrol and diesel engines, balancing performance with fuel efficiency.
Interior Comfort: Beyond its stylish exterior, the Insignia's cabin offers a spacious environment, ergonomic seating, and quality materials, enhancing the driving experience.
Infotainment and Connectivity: The Insignia is well-equipped with modern tech, featuring a touchscreen infotainment system, smartphone integration, and a range of multimedia options.
Safety and Driver Assistance: A suite of advanced safety features, such as adaptive cruise control, lane-keeping assist, and collision warning, reinforces Vauxhall's commitment to driver safety.
Meeting the Competitors:
In the bustling world of family saloons, the Vauxhall Insignia stands toe-to-toe with some robust competitors:
Ford Mondeo: A known figure in the segment, the Mondeo offers a blend of comfort and driving dynamics.
Skoda Superb: Renowned for its spaciousness and value for money, the Superb is a strong alternative to consider.
Peugeot 508: With its striking design and tech-heavy interior, the 508 is a contemporary competitor in the segment.
Mazda 6: Appreciated for its engaging drive and stylish aesthetics, the Mazda 6 provides a sportier alternative in the mix.
Conclusion:
The Vauxhall Insignia is undeniably a compelling choice for those seeking a mix of style, comfort, and efficiency in the family saloon category. With the added advantages of financing, driving away in an Insignia becomes an even more enticing prospect. As a reflection of Vauxhall's commitment to quality and performance, the Insignia stands tall in its segment.
Vauxhall Insignia Data by County
Vauxhall Insignia data for the amount in stock, average price, age and mileage throughout
the UK and by county.