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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,138£10,877532,3644,030
Aberdeen City4£11,446434,11835
Aberdeenshire5£10,196543,52016
Angus3£11,257422,6552
Antrim2£8,720650,6973
Ards2£8,592648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge1£11,450438,8001
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,39046,2105
Bedfordshire12£10,618539,42061
Belfast2£10,387438,53220
Berkshire14£11,213428,65638
Bexley - Greater London5£12,387418,4266
Blaenau Gwent3£12,332517,43418
Brent - Greater London1£8,199740,000-
Bristol13£10,750536,25144
Bromley - Greater London3£10,796530,4868
Buckinghamshire11£11,137532,03039
Caerphilly2£10,993524,8292
Cambridgeshire22£10,017538,59455
Cardiff6£11,038432,03320
Carmarthenshire2£10,745530,1309
Ceredigion6£11,078648,75515
Cheshire28£11,007534,713131
City of Edinburgh7£11,433533,16957
City of London - Greater London18£10,813531,06184
Coleraine3£11,062341,1582
Cornwall4£10,611543,58722
County Durham20£10,381535,388130
Craigavon2£10,747530,2873
Croydon - Greater London10£10,420535,56714
Cumbria5£9,247649,02418
Derbyshire36£10,232439,448136
Derry2£10,690438,090-
Devon17£10,632436,88056
Dorset6£10,993537,10822
Dumfries and Galloway1£9,698538,0124
Dundee City2£9,498652,81914
Dungannon2£11,440440,1683
East Ayrshire8£10,155542,06725
East Dunbartonshire3£12,565410,8966
East Lothian1£10,899525,0551
East Riding of Yorkshire13£10,170534,48534
East Sussex11£11,733429,11117
Enfield - Greater London1£10,995529,5702
Essex25£11,783422,26693
Falkirk8£10,255437,36823
Fermanagh3£12,162433,8933
Fife9£11,716527,38236
Glasgow City23£10,483530,05591
Gloucestershire12£10,433528,133121
Greater Manchester50£10,605532,309179
Greenwich - Greater London1£12,595423,6912
Gwynedd3£12,828422,333-
Hampshire33£10,839530,93095
Harrow - Greater London1£9,19549,055-
Havering - Greater London4£10,998534,27211
Herefordshire5£11,187524,86316
Hertfordshire17£10,801530,55850
Highland1£10,995650,30515
Hillingdon - Greater London1£10,990445,0008
Hounslow - Greater London2£10,201626,822-
Inverclyde1£11,99859,7068
Isle of Anglesey2£11,049529,5003
Isle of Wight3£12,163524,111-
Kent28£11,703424,71286
Kingston upon Thames - Greater London1£6,850741,961-
Lancashire65£10,734537,753127
Leicestershire16£10,514533,23135
Lincolnshire23£10,773532,542145
Magherafelt2£9,850655,0001
Merseyside33£11,111429,78392
Merthyr Tydfil6£11,141429,8047
Moray18£12,334425,29940
Newport6£11,446423,39635
Newry and Mourne2£11,140514,3125
Newtownabbey4£11,061529,6089
Norfolk6£10,026538,91181
North Ayrshire4£11,573425,7845
North Down4£11,098528,98917
North Lanarkshire13£10,638441,11142
North Yorkshire27£11,173431,66444
Northamptonshire9£9,762545,25937
Northumberland7£10,843526,69449
Nottinghamshire20£11,131430,67254
Oxfordshire8£11,010433,62628
Perth and Kinross5£11,097532,46711
Renfrewshire15£10,398530,16063
Rhondda Cynon Taf10£10,303541,92811
Scottish Borders2£10,499546,0224
Shropshire18£10,596434,06150
Somerset6£10,210442,25639
South Ayrshire8£11,308526,50517
South Lanarkshire2£11,848530,23128
South Yorkshire20£10,967430,67981
Staffordshire18£10,756535,80462
Stirling3£10,998537,62417
Suffolk15£11,407428,22041
Surrey14£10,778430,05023
Swansea6£11,082448,90146
Tyne and Wear29£10,540529,15081
Waltham Forest - Greater London3£13,138411,29917
Warwickshire13£10,571527,02232
West Dunbartonshire2£10,848538,8509
West Lothian2£10,998522,89435
West Midlands60£10,815433,125193
West Sussex7£11,781426,07328
West Yorkshire32£10,515529,48396
Wiltshire4£10,644531,578122
Worcestershire13£10,127542,58647
Wrexham2£11,363521,7412
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