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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,086£10,592533,7603,351
Aberdeen City3£11,082431,51732
Aberdeenshire4£9,172642,21914
Angus2£9,245643,5026
Ards3£10,158534,1772
Armagh1£8,995660,0291
Ballymena2£9,970546,9033
Ballymoney1£9,295615,500-
Banbridge1£10,950438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£12,711420,3735
Bedfordshire12£10,325541,88246
Belfast2£10,337428,01715
Berkshire12£9,789553,27038
Bexley - Greater London1£11,989421,2057
Blaenau Gwent2£11,499437,90914
Bristol17£9,718545,14638
Bromley - Greater London2£10,747528,2039
Buckinghamshire14£10,860432,72033
Caerphilly2£10,993524,8292
Cambridgeshire20£9,582542,66738
Cardiff3£10,067436,58820
Carmarthenshire2£10,995428,05610
Carrickfergus1£11,495316,930-
Ceredigion5£11,495645,23013
Cheshire21£10,638536,36699
City of Edinburgh15£10,583534,65651
City of London - Greater London17£9,977434,30575
Clackmannanshire2£9,948527,4004
Coleraine5£9,926437,626-
Cornwall3£10,663644,39517
County Durham18£9,992536,992101
Craigavon1£9,295638,1852
Croydon - Greater London7£11,593421,76218
Cumbria6£9,781547,08413
Derbyshire33£10,475436,864127
Derry1£10,999433,6971
Devon11£10,139542,21857
Dorset3£11,047542,36621
Dundee City2£10,748531,83113
Dungannon1£11,940533,6953
East Ayrshire6£10,919537,83022
East Dunbartonshire4£11,748420,6956
East Riding of Yorkshire6£10,406529,25027
East Sussex10£10,806532,62616
Enfield - Greater London2£9,995619,0282
Essex35£10,804435,13491
Falkirk4£10,738531,70419
Fermanagh2£9,495648,0764
Fife12£10,446536,72338
Glasgow City24£10,123534,26681
Gloucestershire11£9,871425,89841
Greater Manchester55£10,233537,756145
Greenwich - Greater London2£10,095636,2373
Gwynedd3£12,828422,333-
Hampshire27£10,364533,13784
Harrow - Greater London1£9,19549,055-
Havering - Greater London6£10,827531,05910
Herefordshire7£9,816539,86710
Hertfordshire11£10,836426,75549
Highland2£10,647631,77813
Hillingdon - Greater London3£9,057540,4747
Hounslow - Greater London2£10,034626,8221
Inverclyde2£11,498519,4614
Isle of Wight2£11,995728,1001
Kent24£10,821434,48481
Lancashire47£10,293539,426138
Leicestershire12£9,946541,02536
Lincolnshire14£10,901531,18655
Magherafelt3£10,383543,8891
Merseyside35£10,976531,28084
Merthyr Tydfil3£11,052430,9289
Moray15£12,702422,02740
Newport4£11,436517,64220
Newry and Mourne2£11,140514,3122
Newtownabbey4£10,700535,41210
Norfolk10£9,924537,99556
North Ayrshire4£9,498540,2897
North Down4£10,059542,13613
North Lanarkshire14£10,688534,93748
North Yorkshire26£10,657535,28350
Northamptonshire10£10,063540,94032
Northumberland6£9,917532,31037
Nottinghamshire21£10,910430,70352
Oxfordshire9£10,644434,51525
Perth and Kinross3£9,798537,66910
Powys1£12,290320,0971
Renfrewshire9£11,365519,75652
Rhondda Cynon Taf9£9,699543,12911
Scottish Borders2£9,447553,0264
Shropshire21£10,286439,70449
Somerset9£10,378445,34426
South Ayrshire9£10,519529,56310
South Lanarkshire5£11,364427,70324
South Yorkshire18£10,993429,54465
Staffordshire22£10,798533,65950
Stirling2£9,748642,22716
Suffolk9£11,096430,93041
Surrey10£10,840427,58525
Swansea11£12,062434,00242
Tyne and Wear38£10,629531,90168
Waltham Forest - Greater London2£13,334412,17212
Warwickshire13£9,889534,93128
West Dunbartonshire2£10,548536,49010
West Lothian1£9,698537,58725
West Midlands61£10,688536,276183
West Sussex7£11,402432,85124
West Yorkshire27£10,318530,09188
Wiltshire7£10,910432,72629
Worcestershire21£10,030539,63634
Wrexham1£10,270443,2924
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