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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,120£10,811532,1863,678
Aberdeen City5£11,556431,24634
Aberdeenshire6£10,162542,12316
Angus3£11,395414,2453
Ards2£8,442648,2381
Armagh1£8,995660,0291
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge2£11,700420,9031
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,39046,2105
Bedfordshire15£10,480538,91059
Belfast3£10,158533,94319
Berkshire10£10,419536,84840
Bexley - Greater London5£12,089418,4606
Blaenau Gwent1£12,499428,10117
Bristol14£10,798535,62342
Bromley - Greater London3£10,941427,47210
Buckinghamshire13£11,348529,63136
Caerphilly2£10,993524,8292
Cambridgeshire20£9,923536,66745
Cardiff5£11,444428,04320
Carmarthenshire2£10,995433,33010
Ceredigion5£10,895651,29316
Cheshire23£11,013435,241123
City of Edinburgh10£11,294532,81154
City of London - Greater London24£10,727430,85981
Clackmannanshire1£11,498428,9094
Coleraine3£10,828341,1582
Cornwall3£11,150536,03919
County Durham19£10,348534,485128
Craigavon1£9,295638,1854
Croydon - Greater London9£10,366535,62614
Cumbria5£9,507651,50117
Derbyshire29£10,196439,342136
Derry2£10,445438,090-
Devon18£10,500536,58453
Dorset7£11,154435,01919
Dundee City2£9,498652,81913
Dungannon2£11,440440,1682
East Ayrshire8£10,105542,06724
East Dunbartonshire2£12,598412,2066
East Riding of Yorkshire11£10,169534,56831
East Sussex10£11,831428,16015
Enfield - Greater London1£10,995529,5702
Essex24£11,534423,15896
Falkirk6£10,065543,76724
Fermanagh5£11,695434,1453
Fife11£10,362538,79739
Glasgow City20£10,383531,90289
Gloucestershire10£9,790530,71741
Greater Manchester52£10,489532,171168
Gwynedd3£12,828422,333-
Hampshire29£10,591532,66792
Harrow - Greater London1£9,19549,055-
Havering - Greater London4£10,998534,27211
Herefordshire5£11,187524,86316
Hertfordshire15£10,670529,42545
Highland3£10,264640,57614
Hillingdon - Greater London1£7,990751,0009
Hounslow - Greater London2£10,136626,822-
Inverclyde1£11,99859,7066
Isle of Anglesey1£10,599541,0004
Isle of Wight3£12,163524,111-
Kent25£11,517426,03390
Kingston upon Thames - Greater London1£6,850741,961-
Lancashire59£10,494538,827126
Leicestershire15£10,509533,39134
Lincolnshire23£10,468534,01660
Magherafelt2£9,850655,0001
Merseyside36£10,996430,47689
Merthyr Tydfil4£11,361433,56910
Moray13£13,072421,17346
Newport7£10,710428,95029
Newry and Mourne2£11,140514,3125
Newtownabbey6£10,740529,4669
Norfolk6£10,018542,41180
North Ayrshire3£11,098529,5946
North Down5£10,648529,19115
North Lanarkshire12£11,054437,25346
North Yorkshire28£10,946532,58944
Northamptonshire8£9,684544,20036
Northumberland11£11,213523,12144
Nottinghamshire22£11,273429,09251
Oxfordshire8£10,944433,62627
Pembrokeshire1£12,299516,4411
Perth and Kinross5£10,977532,4679
Renfrewshire14£11,319525,48263
Rhondda Cynon Taf8£9,685543,83214
Scottish Borders3£9,998553,8354
Shropshire20£10,489434,49745
Somerset4£10,698425,42036
South Ayrshire9£11,008527,66215
South Lanarkshire5£11,198525,03726
South Yorkshire18£10,986430,73378
Staffordshire18£10,673537,26860
Stirling2£10,244535,67118
Suffolk14£11,582426,37940
Surrey10£10,516531,45528
Swansea6£10,915448,90144
Tyne and Wear34£10,797527,39476
Waltham Forest - Greater London3£13,054411,29918
Warwickshire14£10,220533,55932
West Dunbartonshire1£11,698425,66810
West Lothian2£10,998522,89432
West Midlands61£10,824432,192190
West Sussex10£11,651425,93726
West Yorkshire29£10,485527,40999
Wiltshire9£10,855432,38431
Worcestershire15£10,273540,68943
Wrexham2£11,363521,7412
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