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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,112£10,702532,8513,517
Aberdeen City2£9,397550,60237
Aberdeenshire6£10,136540,51914
Angus3£10,145530,4654
Ards3£9,426539,1771
Armagh1£8,995660,0291
Ballymena2£9,970546,9033
Ballymoney1£9,295615,500-
Banbridge1£10,950438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Bedfordshire15£10,438538,69653
Belfast3£9,655540,22615
Berkshire12£10,228542,29042
Bexley - Greater London1£11,989421,20510
Blaenau Gwent3£12,166422,48317
Bristol15£9,935546,16337
Bromley - Greater London2£10,747528,20310
Buckinghamshire12£11,653427,91935
Caerphilly2£10,993524,8292
Cambridgeshire23£9,666538,50135
Cardiff4£11,016433,11420
Carmarthenshire2£11,495428,05610
Carrickfergus1£11,495316,930-
Ceredigion5£11,495645,23016
Cheshire23£10,701534,752106
City of Edinburgh14£10,589538,34351
City of London - Greater London23£10,548431,49678
Clackmannanshire1£11,498428,9094
Coleraine3£10,495341,158-
Cornwall4£10,612642,37417
County Durham19£9,944536,983115
Craigavon1£9,295638,1853
Croydon - Greater London9£10,285536,74615
Cumbria6£9,781547,08413
Derbyshire37£10,282436,215126
Derry1£10,999433,6971
Devon16£10,387536,26154
Dorset6£10,693537,30921
Dundee City3£10,498539,72811
Dungannon1£11,990533,6953
East Ayrshire7£10,697538,10523
East Dunbartonshire3£12,165414,6837
East Riding of Yorkshire8£10,000531,19627
East Sussex11£10,983532,37816
Enfield - Greater London1£10,995529,5702
Essex18£11,304429,56095
Falkirk5£10,510538,10425
Fermanagh2£11,495530,9046
Fife15£10,671535,86137
Glasgow City19£10,563532,81092
Gloucestershire9£9,948525,10041
Greater Manchester48£10,311535,919162
Greenwich - Greater London2£10,095636,2372
Gwynedd3£12,828422,333-
Hampshire35£10,462533,00379
Harrow - Greater London1£9,19549,055-
Havering - Greater London5£10,496532,01810
Herefordshire3£10,295530,99813
Hertfordshire12£11,276424,83048
Highland3£9,930640,57613
Hillingdon - Greater London2£8,890544,3128
Hounslow - Greater London2£10,136626,8221
Inverclyde1£11,99859,7066
Isle of Anglesey1£10,599541,0004
Isle of Wight2£11,995728,1001
Kent27£11,284430,04787
Lancashire53£10,386539,829141
Leicestershire15£9,926541,42834
Lincolnshire22£10,846432,76055
Magherafelt2£9,850655,0001
Merseyside32£10,674432,75883
Merthyr Tydfil3£11,688430,1909
Moray13£12,841421,29338
Newport4£10,545522,54725
Newry and Mourne3£11,425518,8754
Newtownabbey2£12,523411,11911
Norfolk9£9,750542,94371
North Ayrshire3£10,331528,7337
North Down5£10,648529,00913
North Lanarkshire15£10,999435,90446
North Yorkshire30£10,659535,30447
Northamptonshire11£9,628544,89034
Northumberland8£10,186529,46539
Nottinghamshire19£11,023431,51255
Oxfordshire10£10,598434,91926
Pembrokeshire1£12,299516,4411
Perth and Kinross2£10,948519,15611
Powys1£12,290319,9002
Renfrewshire13£11,221524,47954
Rhondda Cynon Taf9£9,757543,12913
Scottish Borders2£9,447553,0265
Shropshire25£10,277437,90352
Somerset9£10,522437,93224
South Ayrshire9£10,719531,48113
South Lanarkshire5£11,218522,77124
South Yorkshire19£11,069429,88172
Staffordshire22£10,684535,91356
Stirling2£9,996535,67115
Suffolk9£11,312430,42343
Surrey12£10,680529,62426
Swansea8£12,286437,45346
Tyne and Wear28£10,751530,16373
Waltham Forest - Greater London2£12,379415,70414
Warwickshire12£10,415530,17931
West Dunbartonshire1£11,698425,66810
West Lothian1£9,698537,58733
West Midlands63£10,452535,689182
West Sussex8£11,229434,35827
West Yorkshire28£10,430527,94999
Wiltshire9£10,609435,59827
Worcestershire20£10,329438,47035
Wrexham1£9,650627,6303
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