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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,154£10,842532,4964,006
Aberdeen City4£11,321434,11835
Aberdeenshire5£10,196543,52016
Angus3£11,257422,6552
Antrim1£9,450539,3934
Ards2£8,592648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge1£11,450438,8001
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,39046,2105
Bedfordshire14£10,501538,48160
Belfast3£10,258533,94319
Berkshire15£10,748534,29938
Bexley - Greater London5£12,129418,4606
Blaenau Gwent3£12,332517,43418
Brent - Greater London1£8,199740,000-
Bristol13£10,752536,25143
Bromley - Greater London3£10,796530,4868
Buckinghamshire12£11,205532,21239
Caerphilly2£10,993524,8292
Cambridgeshire22£10,045437,78352
Cardiff5£11,020433,05621
Carmarthenshire1£9,995441,86010
Ceredigion6£11,078648,75515
Cheshire30£10,966533,867128
City of Edinburgh8£11,430531,74757
City of London - Greater London19£10,707532,03584
Coleraine3£11,062341,1582
Cornwall4£10,611543,58722
County Durham23£10,309535,579128
Craigavon2£10,747530,2873
Croydon - Greater London9£10,415535,84315
Cumbria5£9,247649,02418
Derbyshire36£10,181439,551136
Derry2£10,690438,090-
Devon17£10,580536,55053
Dorset6£10,993537,10821
Dumfries and Galloway1£9,698538,0124
Dundee City2£9,498652,81913
Dungannon2£11,440440,1682
East Ayrshire8£10,105542,06725
East Dunbartonshire3£12,565410,8996
East Lothian1£10,899525,0551
East Riding of Yorkshire11£10,105535,14734
East Sussex11£11,701429,11117
Enfield - Greater London1£10,995529,5702
Essex27£11,698423,66492
Falkirk8£10,220537,36823
Fermanagh3£12,162433,8933
Fife12£11,062532,32635
Glasgow City23£10,502530,05589
Gloucestershire12£10,392528,133121
Greater Manchester52£10,532533,095177
Greenwich - Greater London1£12,595423,6912
Gwynedd3£12,828422,333-
Hampshire30£10,689532,26297
Harrow - Greater London1£9,19549,055-
Havering - Greater London4£10,998534,27211
Herefordshire5£11,187524,86316
Hertfordshire18£10,598532,10949
Highland1£10,995650,30515
Hillingdon - Greater London1£10,990445,0008
Hounslow - Greater London2£10,201626,822-
Inverclyde1£11,99859,7068
Isle of Anglesey2£11,049529,5003
Isle of Wight3£12,163524,111-
Kent28£11,706424,71285
Kingston upon Thames - Greater London1£6,850741,961-
Lancashire61£10,629538,161129
Leicestershire17£10,271536,73434
Lincolnshire21£10,550533,823147
Magherafelt2£9,850655,0001
Merseyside33£11,141429,83391
Merthyr Tydfil5£11,285430,0468
Moray16£12,751420,08642
Newport6£11,447423,39634
Newry and Mourne2£11,140514,3125
Newtownabbey4£11,061529,6089
Norfolk6£10,026538,91181
North Ayrshire4£11,573425,7845
North Down4£11,098528,98916
North Lanarkshire12£10,608540,70743
North Yorkshire30£11,038432,55942
Northamptonshire10£9,810543,78437
Northumberland8£11,501425,13348
Nottinghamshire20£11,094430,67254
Oxfordshire8£10,988433,62628
Perth and Kinross5£11,097532,4679
Renfrewshire16£10,517529,04762
Rhondda Cynon Taf11£10,307541,52611
Scottish Borders2£10,499546,0224
Shropshire19£10,551433,73048
Somerset6£10,169442,25639
South Ayrshire10£10,996528,04616
South Lanarkshire3£11,465525,69127
South Yorkshire20£10,954430,68480
Staffordshire17£10,877535,78662
Stirling4£10,246540,59417
Suffolk15£11,362428,22041
Surrey14£10,841430,05023
Swansea6£10,915448,90146
Tyne and Wear32£10,391530,83980
Waltham Forest - Greater London4£13,404414,30117
Warwickshire13£10,548527,02232
West Dunbartonshire2£10,848538,8509
West Lothian2£10,998522,89434
West Midlands59£10,753433,296193
West Sussex8£11,627425,89829
West Yorkshire30£10,458530,95899
Wiltshire5£10,565433,821122
Worcestershire13£10,100542,58647
Wrexham2£11,363521,7412
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