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Used Toyota Rav 4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,480£19,933750,2433,888
Aberdeen City5£19,117547,59319
Angus2£7,9901862,4707
Antrim2£17,973652,2003
Ards1£22,499548,4242
Armagh4£7,7591198,795-
Ballymena6£27,809537,89314
Banbridge3£19,463645,5173
Barnet - Greater London4£18,358642,2911
Bedfordshire39£17,274869,56258
Belfast14£32,884218,70944
Berkshire26£18,071770,25170
Bexley - Greater London2£11,995969,500-
Blaenau Gwent2£15,963859,5282
Brent - Greater London3£13,632964,1675
Bristol13£34,213217,90639
Bromley - Greater London13£27,943424,01260
Buckinghamshire23£23,892540,87865
Caerphilly3£7,8281274,0002
Cambridgeshire35£20,834648,21589
Cardiff20£26,011431,33027
Carmarthenshire7£27,473334,04810
Carrickfergus1£32,95019,8101
Ceredigion5£25,905331,14914
Cheshire35£21,687634,43761
City of Edinburgh9£22,082544,11030
City of London - Greater London68£21,532548,990230
Coleraine1£8,2501194,2634
Conwy1£3,49516141,000-
Cookstown8£24,434653,22515
County Durham17£22,350644,73952
Craigavon10£23,446534,14923
Croydon - Greater London19£27,142431,35169
Cumbria5£21,695632,75222
Derbyshire17£22,930638,47178
Derry2£23,214527,57412
Devon13£18,538755,62667
Dorset13£18,052865,19220
Down2£20,495628,3372
Dundee City9£26,526330,58121
Dungannon2£16,368768,296-
Ealing - Greater London2£9,2421470,5849
East Ayrshire2£20,748540,0532
East Riding of Yorkshire5£14,360768,85112
East Sussex25£21,018637,56475
Enfield - Greater London8£25,846438,41417
Essex34£20,423639,80999
Falkirk7£32,309318,18214
Fermanagh3£8,0651168,9723
Fife6£16,943944,74813
Glasgow City16£19,669646,52730
Gloucestershire11£30,246434,23233
Greater Manchester106£19,527650,169202
Hampshire34£21,441643,736117
Harrow - Greater London3£15,995667,5532
Havering - Greater London10£23,572639,78926
Herefordshire5£25,305430,58820
Hertfordshire38£24,021442,109138
Highland4£8,7471181,40115
Hillingdon - Greater London9£13,531783,1449
Hounslow - Greater London6£9,8231379,1127
Isle of Wight2£31,499315,37810
Kent37£24,734539,270134
Kingston upon Thames - Greater London2£11,4981199,055-
Lancashire51£17,698858,08399
Leicestershire28£20,657648,71869
Lincolnshire28£18,522652,36072
Lisburn2£17,235742,8762
Magherafelt2£19,150755,0002
Merseyside15£23,513529,45144
Merthyr Tydfil1£3,9952366,0001
Merton - Greater London2£15,4931159,5001
Monmouthshire1£3,9951785,0001
Moray2£28,495430,7322
Neath Port Talbot2£28,980327,928-
Newport8£18,116753,55126
Newry and Mourne4£11,171977,88912
Newtownabbey8£24,972437,68416
Norfolk25£20,941740,29172
North Ayrshire3£11,399865,6331
North Down1£21,795340,4564
North Lanarkshire3£17,264749,55411
North Yorkshire24£20,106746,00250
Northamptonshire10£23,829547,75842
Northumberland3£20,210631,1004
Nottinghamshire21£22,533541,27179
Omagh1£19,950575,823-
Oxfordshire6£17,660650,59426
Pembrokeshire4£27,371434,02211
Perth and Kinross7£25,519527,84513
Powys1£10,9958117,2771
Redbridge - Greater London12£25,202436,74128
Renfrewshire6£19,498653,56714
Rhondda Cynon Taf1£2,99518160,0004
Richmond upon Thames - Greater London4£26,245432,1858
Rutland1£24,850520,5761
Scottish Borders1£18,495458,30010
Shropshire10£20,535643,92317
Somerset14£29,083425,96678
South Ayrshire8£14,722768,2399
South Lanarkshire9£25,020440,58717
South Yorkshire36£17,376760,09096
Staffordshire27£23,525638,371100
Stirling2£24,894539,21013
Suffolk15£20,538644,99926
Surrey13£20,996746,66446
Sutton - Greater London1£7,0001283,000-
Swansea19£19,589646,15818
Tyne and Wear21£19,077749,03553
Warwickshire6£32,810219,82526
West Lothian1£8,5901169,0003
West Midlands47£24,352640,787139
West Sussex18£21,620639,21444
West Yorkshire62£20,955645,857122
Wiltshire12£18,206748,47246
Worcestershire18£20,912741,68153
Wrexham14£24,927532,75328
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