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Used Toyota Rav 4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,415£20,134750,1963,837
Aberdeen City3£18,196546,79016
Angus2£7,8351862,5483
Antrim2£15,973664,7004
Argyll and Bute1£6,47910120,000-
Armagh2£5,49514138,5004
Ballymena6£25,705645,44416
Banbridge3£19,463645,5173
Barnet - Greater London3£16,145748,1672
Bedfordshire37£17,823766,35964
Belfast12£32,624217,43245
Berkshire26£19,595763,40961
Bexley - Greater London2£11,995969,500-
Blaenau Gwent1£22,499556,6963
Brent - Greater London3£13,632964,1675
Bristol8£36,697217,33943
Bromley - Greater London13£31,043323,30165
Buckinghamshire17£23,680643,29757
Caerphilly1£4,9951596,0004
Cambridgeshire33£21,264646,39588
Cardiff20£26,323428,03730
Carmarthenshire4£29,732325,40411
Carrickfergus1£32,95019,8102
Ceredigion2£27,230214,00516
Cheshire35£20,833639,99968
City of Edinburgh10£22,454542,36430
City of London - Greater London63£22,269545,338218
Coleraine2£14,620871,6403
Conwy1£3,49516141,000-
Cookstown8£24,759553,11614
County Durham20£21,550646,93543
Craigavon7£27,296423,72127
Croydon - Greater London20£26,286535,07157
Cumbria6£20,246640,43725
Derbyshire22£22,174536,89374
Derry1£29,433418,17313
Devon12£19,877747,85265
Dorset12£18,933863,54119
Down2£20,495628,3372
Dundee City8£29,279224,80920
Dungannon3£14,395772,0221
Ealing - Greater London3£8,4601378,0568
East Ayrshire1£16,498653,6224
East Dunbartonshire1£24,498321,308-
East Riding of Yorkshire3£12,157878,37113
East Sussex22£21,783636,97574
Enfield - Greater London3£26,597434,25420
Essex42£22,991638,47797
Falkirk5£32,335318,67516
Fermanagh3£8,0651168,9723
Fife6£21,917831,84015
Glasgow City16£21,023645,06927
Gloucestershire10£32,471325,35132
Greater Manchester100£19,422651,892204
Hampshire32£23,060640,573117
Harrow - Greater London3£15,995667,5531
Havering - Greater London9£22,969740,61625
Herefordshire5£23,405435,23720
Hertfordshire35£24,487441,073138
Highland2£5,9971485,50017
Hillingdon - Greater London8£13,029786,44412
Hounslow - Greater London7£12,8781361,9218
Isle of Wight1£32,999214,3798
Kent37£23,566541,752130
Kingston upon Thames - Greater London2£11,4981199,055-
Lancashire46£16,879963,255108
Leicestershire28£21,303646,87675
Lincolnshire23£16,641756,65677
Lisburn2£17,235742,8762
Magherafelt4£17,417856,5002
Merseyside21£22,936536,45043
Merton - Greater London2£15,2431159,5001
Monmouthshire1£3,9951785,0001
Moray1£29,995426,4643
Neath Port Talbot2£28,980327,928-
Newport4£23,460530,65929
Newry and Mourne2£10,995980,00015
Newtownabbey7£25,883431,31717
Norfolk24£23,299638,05471
North Ayrshire3£11,299865,6331
North Lanarkshire4£15,359960,21911
North Yorkshire23£23,001641,76750
Northamptonshire12£22,386554,84041
Northumberland2£20,542624,2437
Nottinghamshire20£23,020538,44668
Omagh1£19,950575,823-
Oxfordshire5£23,166533,36425
Pembrokeshire14£25,168434,1999
Perth and Kinross6£23,528532,47615
Powys1£10,4958117,2771
Redbridge - Greater London11£24,665542,46229
Renfrewshire5£21,438542,28816
Rhondda Cynon Taf2£6,49314114,5003
Richmond upon Thames - Greater London4£25,995433,05212
Rutland1£24,650520,5761
Scottish Borders1£18,495458,30010
Shropshire8£22,619639,21820
Somerset12£28,076432,68963
South Ayrshire5£11,296976,29611
South Lanarkshire9£26,398432,84416
South Yorkshire32£16,108761,94498
Staffordshire29£24,485538,96190
Stirling3£29,493428,3079
Suffolk14£19,181648,90725
Surrey11£23,116536,81144
Sutton - Greater London1£7,0001283,000-
Swansea16£18,746747,71118
Tyne and Wear17£18,989749,15949
Warwickshire5£31,040223,21426
West Dunbartonshire1£8,4951182,0003
West Lothian1£8,5901169,0003
West Midlands51£22,114643,923130
West Sussex15£21,987640,63443
West Yorkshire68£19,541646,765117
Wiltshire11£16,352851,03849
Worcestershire18£19,107743,08548
Wrexham16£25,046535,24522
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