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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,055£8,568735,4805,092
Aberdeen City13£10,297522,92943
Aberdeenshire5£10,467418,9133
Antrim7£7,469750,6091
Ards2£8,025740,0004
Ballymena5£11,848418,50619
Ballymoney1£6,495723,0322
Barking & Dagenham - Greater London4£5,7581055,8271
Barnet - Greater London2£11,190416,5052
Bedfordshire43£6,972951,51859
Belfast6£8,157728,39427
Berkshire35£8,629835,50255
Bexley - Greater London2£6,6471124,86910
Blaenau Gwent11£11,399319,67017
Brent - Greater London1£8,190736,9078
Bridgend2£9,495530,6821
Bristol25£9,172624,71675
Buckinghamshire22£9,642626,44664
Caerphilly7£8,566536,7804
Cambridgeshire32£7,971743,14863
Cardiff11£9,760523,85428
Carmarthenshire4£9,558735,84214
Carrickfergus2£11,950418,500-
Ceredigion3£7,830634,0887
Cheshire43£8,242737,174114
City of Edinburgh15£6,384955,24776
City of London - Greater London34£9,116630,92792
Coleraine1£13,490111,2662
Cookstown1£4,4951273,6342
Cornwall9£9,329632,3529
County Durham30£7,834735,855100
Craigavon1£9,450263,9313
Croydon - Greater London3£8,092747,21411
Cumbria14£9,789526,85224
Denbighshire2£8,295629,560-
Derbyshire40£8,872634,248122
Derry3£9,435327,5015
Devon39£8,122834,35866
Dorset11£6,5741046,65942
Dumfries and Galloway2£5,9951254,7854
Dundee City8£10,155520,99532
Ealing - Greater London4£6,067940,65318
East Ayrshire14£9,663535,61820
East Dunbartonshire1£10,998415,9825
East Riding of Yorkshire7£7,815747,33217
East Sussex45£9,385629,03197
Essex30£7,773837,11894
Falkirk27£9,054629,30151
Fife18£7,653736,34433
Glasgow City26£10,039522,54983
Gloucestershire9£10,113524,96342
Greater Manchester149£8,263738,543372
Hampshire45£7,664841,450118
Harrow - Greater London9£7,195741,23410
Havering - Greater London11£8,400735,39730
Herefordshire13£7,728727,60612
Hertfordshire53£8,586735,297141
Highland6£11,481426,02219
Hillingdon - Greater London8£4,4971255,87633
Hounslow - Greater London12£7,969840,3629
Inverclyde2£8,397737,21413
Isle of Wight17£9,549826,31217
Kent49£8,650631,705183
Kingston upon Thames - Greater London2£6,6751135,65910
Lancashire80£7,759738,706173
Leicestershire31£7,430744,68949
Lincolnshire37£8,411734,786102
Magherafelt1£5,750835,0001
Merseyside45£8,632632,93584
Monmouthshire3£5,1621061,6804
Moray1£6,4981058,76911
Neath Port Talbot2£4,9951054,7204
Newport12£8,602631,72220
Newtownabbey3£7,632743,12611
Norfolk55£7,935740,707112
North Ayrshire4£9,672632,08211
North Down4£5,230868,2025
North Lanarkshire11£9,375536,06530
North Yorkshire35£9,192627,36384
Northamptonshire14£8,702631,20947
Northumberland1£8,699621,17513
Nottinghamshire37£9,168735,984115
Omagh2£6,745965,000-
Oxfordshire16£8,651729,46425
Pembrokeshire1£9,789527,8944
Perth and Kinross4£8,905625,4416
Redbridge - Greater London3£11,295438,5327
Renfrewshire7£8,955636,07045
Rhondda Cynon Taf10£6,907945,27110
Richmond upon Thames - Greater London7£14,49539,8738
Rutland1£8,250830,4833
Scottish Borders2£7,497648,28210
Shropshire13£8,971631,16231
Somerset38£10,159528,21768
South Ayrshire16£9,554529,74236
South Lanarkshire9£10,019522,24829
South Yorkshire63£8,172738,108159
Staffordshire39£9,136627,940107
Stirling6£10,695418,09928
Suffolk39£8,173742,59766
Surrey44£6,993843,64280
Sutton - Greater London3£6,6631070,122-
Swansea12£7,190853,89823
Tyne and Wear34£9,510631,00887
Waltham Forest - Greater London1£10,99937,7965
Warwickshire14£9,131629,45940
West Lothian5£10,408424,57721
West Midlands104£8,046740,864257
West Sussex24£8,788732,45687
West Yorkshire59£8,019734,414212
Wiltshire19£10,126526,25861
Worcestershire24£7,671840,29059
Wrexham2£8,145844,2284
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