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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,089£8,338736,9584,939
Aberdeen City16£9,366628,19241
Aberdeenshire4£9,335626,3824
Antrim6£7,664651,8953
Ards1£7,250854,0005
Ballymena2£8,573729,15020
Ballymoney2£5,035949,7312
Barking & Dagenham - Greater London4£5,7581055,8271
Barnet - Greater London2£11,178416,5052
Bedfordshire42£6,996949,82261
Belfast7£7,192843,05027
Berkshire32£8,526834,40755
Bexley - Greater London1£4,2991241,73711
Blaenau Gwent11£11,036320,98117
Brent - Greater London1£8,190736,9078
Bridgend2£9,495530,6821
Bristol27£9,092628,55970
Buckinghamshire28£9,141731,41562
Caerphilly7£8,652536,7804
Cambridgeshire30£7,911741,42361
Cardiff12£10,032522,15730
Carmarthenshire5£9,594629,91011
Carrickfergus2£11,950418,500-
Ceredigion3£7,730634,0887
Cheshire48£8,463636,587110
City of Edinburgh20£7,297846,78771
City of London - Greater London31£8,631632,75990
Clackmannanshire1£7,698749,3205
Conwy1£5,9951039,0003
Cookstown1£4,4951273,6342
Cornwall8£8,996634,92411
County Durham33£8,087733,677100
Craigavon1£9,450263,9313
Croydon - Greater London3£8,092747,20611
Cumbria14£9,539528,93024
Denbighshire2£8,295629,560-
Derbyshire53£9,185531,355116
Derry3£9,372327,5014
Devon41£8,186835,16467
Dorset15£7,249939,87739
Dumfries and Galloway3£7,2291043,0175
Dundee City5£9,913520,20534
Ealing - Greater London5£5,0521040,58019
East Ayrshire11£9,829432,45523
East Dunbartonshire1£10,998415,9824
East Riding of Yorkshire13£8,533636,45316
East Sussex53£10,051627,12299
Essex33£7,731837,53093
Falkirk28£8,979629,39644
Fife17£7,669736,37630
Glasgow City21£10,022522,66080
Gloucestershire10£10,596421,79741
Greater Manchester157£8,163739,231362
Gwynedd1£3,4951284,000-
Hampshire46£7,726839,203112
Harrow - Greater London8£7,033740,93411
Havering - Greater London12£8,011837,52726
Herefordshire11£7,812727,88813
Hertfordshire48£8,866633,015134
Highland4£11,548419,42520
Hillingdon - Greater London7£5,0121154,40036
Hounslow - Greater London8£6,542946,10712
Inverclyde3£8,697634,06912
Isle of Wight16£10,046725,28017
Kent48£8,925643,891175
Kingston upon Thames - Greater London1£6,499932,16411
Lancashire79£7,479840,599171
Leicestershire28£7,657740,61849
Lincolnshire32£8,823630,77598
Magherafelt1£5,750835,0001
Merseyside48£8,640631,09786
Monmouthshire3£5,1471061,6804
Moray2£9,198535,80810
Neath Port Talbot2£4,9951054,7204
Newport13£8,823630,11918
Newtownabbey3£8,832538,82612
Norfolk56£8,082740,978104
North Ayrshire4£9,672528,14010
North Down2£4,4701080,2826
North Lanarkshire8£8,028743,10832
North Yorkshire35£8,708626,86284
Northamptonshire19£8,482732,74943
Northumberland2£9,499618,66911
Nottinghamshire45£9,198637,504104
Omagh2£6,745965,000-
Oxfordshire14£9,471622,61724
Pembrokeshire1£9,789527,8941
Perth and Kinross5£9,124628,1315
Redbridge - Greater London5£7,956868,4247
Renfrewshire9£9,209633,53441
Rhondda Cynon Taf11£7,216942,73910
Richmond upon Thames - Greater London5£14,79539,68610
Rutland1£8,000830,4833
Scottish Borders1£7,999638,56411
Shropshire13£8,713735,12830
Somerset41£10,941524,23167
South Ayrshire16£9,441530,65730
South Lanarkshire9£9,802524,61429
South Yorkshire53£8,658635,753160
Staffordshire36£8,789730,676106
Stirling6£10,697516,05926
Suffolk39£8,403740,60568
Surrey47£6,968845,74476
Sutton - Greater London2£3,49714103,4331
Swansea11£7,207850,59423
Tyne and Wear37£8,976632,82177
Waltham Forest - Greater London2£9,749512,8235
Warwickshire12£9,282625,89740
West Dunbartonshire2£5,2971152,2005
West Lothian5£10,848422,34220
West Midlands106£7,980741,386252
West Sussex22£8,805732,65982
West Yorkshire56£7,903732,330198
Wiltshire17£9,974529,42441
Worcestershire28£7,131944,52252
Wrexham1£9,995528,5964
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