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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,098£8,341736,9074,893
Aberdeen City15£9,038629,72942
Aberdeenshire4£9,335626,3824
Antrim5£7,596655,3724
Ards1£7,250854,0004
Ballymena2£12,470310,40619
Ballymoney2£5,035949,7312
Banbridge1£5,650869,0001
Barking & Dagenham - Greater London4£5,6831055,8271
Barnet - Greater London2£11,175416,5052
Bedfordshire44£6,989949,39261
Belfast5£6,968937,26728
Berkshire33£8,473835,03457
Bexley - Greater London1£4,2991241,73711
Blaenau Gwent11£10,681422,89718
Brent - Greater London1£8,190736,9078
Bridgend2£9,495530,6821
Bristol28£9,188625,20270
Buckinghamshire29£8,885734,06060
Caerphilly6£8,844532,6535
Cambridgeshire27£7,812743,12862
Cardiff12£10,119520,69330
Carmarthenshire5£9,594629,91011
Carrickfergus2£11,950418,500-
Ceredigion3£7,730634,0886
Cheshire49£8,668634,429110
City of Edinburgh21£7,232846,05671
City of London - Greater London32£8,714632,04888
Clackmannanshire1£7,698749,3205
Conwy1£5,9951039,0003
Cookstown1£4,4951273,6342
Cornwall7£8,709637,96812
County Durham34£8,078733,76394
Craigavon1£9,450263,9313
Croydon - Greater London3£8,092747,20611
Cumbria14£9,539528,93024
Denbighshire2£8,295629,560-
Derbyshire49£9,330531,226118
Derry3£9,372327,5014
Devon41£8,237834,99969
Dorset16£7,484937,83438
Dumfries and Galloway4£7,229835,3385
Dundee City5£9,913520,20534
Ealing - Greater London5£5,0521040,58019
East Ayrshire9£9,882434,33224
East Dunbartonshire1£10,998416,1484
East Riding of Yorkshire10£7,994643,45819
East Sussex52£10,172626,185100
Essex33£7,874835,31191
Falkirk28£8,979629,39640
Fife17£7,727735,66631
Glasgow City20£9,768524,40682
Gloucestershire10£10,596421,79720
Greater Manchester167£8,121738,927357
Gwynedd1£3,4951284,000-
Hampshire45£7,649841,537115
Harrow - Greater London8£6,933740,93411
Havering - Greater London11£7,648839,74726
Herefordshire12£7,495732,31613
Hertfordshire46£8,792734,158136
Highland4£11,473419,42520
Hillingdon - Greater London7£5,0121154,40035
Hounslow - Greater London9£7,587840,99012
Inverclyde3£8,697634,06912
Isle of Wight16£10,046725,28017
Kent48£8,902632,289176
Kingston upon Thames - Greater London2£6,475924,28911
Lancashire80£7,417840,499169
Leicestershire27£7,837738,49449
Lincolnshire34£8,748630,27877
Magherafelt1£5,750835,0001
Merseyside46£8,839631,51490
Merthyr Tydfil1£8,960626,0542
Monmouthshire3£5,1471061,6804
Moray2£9,198535,80810
Neath Port Talbot1£5,995959,9195
Newport13£8,821630,11918
Newtownabbey3£8,832538,82612
Norfolk61£8,314740,10999
North Ayrshire4£9,672528,1409
North Down2£4,4701080,2826
North Lanarkshire7£8,576641,06632
North Yorkshire35£8,730628,24683
Northamptonshire19£8,338732,95444
Northumberland1£10,298516,16312
Nottinghamshire46£9,045638,869106
Omagh2£6,495965,000-
Oxfordshire14£9,471622,61724
Pembrokeshire1£9,789527,8941
Perth and Kinross5£9,622523,1556
Redbridge - Greater London5£7,916868,4247
Renfrewshire8£9,648532,59642
Rhondda Cynon Taf11£7,216942,73910
Richmond upon Thames - Greater London5£14,79539,68610
Rutland1£8,000830,4833
Scottish Borders1£7,999638,56411
Shropshire12£8,977732,13930
Somerset39£10,847524,17767
South Ayrshire17£9,474530,29130
South Lanarkshire9£9,780524,61429
South Yorkshire50£8,448737,805160
Staffordshire38£8,845630,232106
Stirling6£10,697516,05926
Suffolk39£8,347741,18769
Surrey49£6,634947,90277
Sutton - Greater London2£3,49714103,4331
Swansea10£6,828954,74423
Tyne and Wear41£9,103631,75577
Waltham Forest - Greater London1£8,699617,8496
Warwickshire12£9,016628,04940
West Dunbartonshire2£5,1971152,2005
West Lothian6£9,756528,37720
West Midlands109£7,916741,330244
West Sussex26£8,763733,00480
West Yorkshire52£8,013732,109200
Wiltshire16£9,679531,33041
Worcestershire29£7,054944,09047
Wrexham1£9,995528,5964
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