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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,039£8,319737,5934,976
Aberdeen City13£9,797528,35742
Aberdeenshire6£9,889522,5202
Antrim5£8,197544,3343
Ards1£7,250854,0005
Ballymena3£10,547520,78520
Ballymoney2£5,035949,7312
Barking & Dagenham - Greater London4£5,7581055,8271
Barnet - Greater London2£11,179416,5052
Bedfordshire40£6,869951,03064
Belfast6£6,774946,55527
Berkshire35£8,606834,78554
Bexley - Greater London2£4,8921350,36910
Blaenau Gwent11£11,018321,60117
Brent - Greater London2£6,593943,9547
Bridgend2£9,495530,6821
Bristol25£8,454731,03770
Buckinghamshire25£9,182632,57663
Caerphilly7£8,666536,7804
Cambridgeshire32£7,982740,52358
Cardiff12£9,788522,48329
Carmarthenshire5£9,594629,91012
Carrickfergus2£11,950418,500-
Ceredigion3£7,730634,0887
Cheshire47£8,466737,162109
City of Edinburgh18£7,403847,13271
City of London - Greater London29£8,816631,77791
Cookstown1£4,4951273,6342
Cornwall8£8,996634,92411
County Durham33£8,168732,63399
Craigavon1£9,450263,9313
Croydon - Greater London3£8,092747,20611
Cumbria15£9,603528,21524
Denbighshire2£8,295629,560-
Derbyshire53£9,359531,081114
Derry3£9,435327,5014
Devon40£8,366732,83964
Dorset13£7,419939,08840
Down1£5,995957,8021
Dumfries and Galloway3£7,2291043,0175
Dundee City5£9,554521,75035
Ealing - Greater London4£5,3181046,47519
East Ayrshire11£9,891432,45523
East Dunbartonshire1£10,998415,9824
East Riding of Yorkshire11£8,896636,46316
East Sussex45£9,733628,037100
Essex34£7,699837,56093
Falkirk28£9,016629,39646
Fife16£7,711736,02031
Glasgow City22£9,765524,44481
Gloucestershire9£10,246523,57941
Greater Manchester151£8,242738,343366
Gwynedd1£3,4951284,000-
Hampshire44£7,736840,110117
Harrow - Greater London8£7,033740,93411
Havering - Greater London13£8,369735,64025
Herefordshire11£7,804727,88814
Hertfordshire48£8,918632,787137
Highland4£11,548419,42520
Hillingdon - Greater London7£4,2831257,72734
Hounslow - Greater London10£8,433737,73910
Inverclyde2£8,397737,21412
Isle of Wight16£9,565826,28217
Kent46£8,794632,460177
Kingston upon Thames - Greater London1£6,499932,16411
Lancashire78£7,521840,876175
Leicestershire30£7,726640,83050
Lincolnshire35£8,608632,85097
Magherafelt1£5,750835,0001
Merseyside42£8,718632,53586
Merton - Greater London1£3,7501381,0003
Monmouthshire3£5,1621061,6804
Moray1£8,698448,20911
Neath Port Talbot2£4,9951054,7204
Newport13£8,756629,47617
Newtownabbey2£7,999647,43912
Norfolk54£8,017740,098105
North Ayrshire4£9,672528,14010
North Down2£4,4701080,2826
North Lanarkshire9£8,792640,84730
North Yorkshire29£8,926626,32986
Northamptonshire17£8,736731,33245
Northumberland1£8,699621,17512
Nottinghamshire46£9,147638,125102
Omagh2£6,745965,000-
Oxfordshire15£9,506622,05624
Pembrokeshire1£9,789527,8942
Perth and Kinross5£9,124628,1315
Redbridge - Greater London5£8,016868,4247
Renfrewshire7£8,955636,07042
Rhondda Cynon Taf11£7,216942,73910
Richmond upon Thames - Greater London5£14,79539,68610
Rutland1£8,000830,4833
Scottish Borders1£7,999638,56410
Shropshire12£9,075631,54830
Somerset42£10,729525,15767
South Ayrshire16£9,460530,65730
South Lanarkshire9£9,821524,61429
South Yorkshire54£8,704635,348157
Staffordshire33£8,973628,799106
Stirling5£11,036416,26226
Suffolk39£7,982743,64767
Surrey46£6,830945,23276
Sutton - Greater London2£3,49714103,4331
Swansea10£6,968853,69825
Tyne and Wear35£9,078633,29577
Waltham Forest - Greater London1£10,79937,7965
Warwickshire12£9,299625,89741
West Dunbartonshire2£5,2971152,2005
West Lothian5£10,848422,29820
West Midlands108£7,946741,644250
West Sussex24£8,534736,13281
West Yorkshire55£8,020732,557202
Wiltshire17£9,974529,42462
Worcestershire25£6,774945,61257
Wrexham1£9,995528,5964
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