Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used MG HS on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a MG HS on finance

Buying a used MG HS? Here’s a comprehensive guide to facilitate a smooth and informed purchase through adequate financing and wise decision-making.

1. Understand Your Budget

  • Fixed Spending Limit: Establish the maximum amount for both upfront and ongoing expenses.
  • Investigate Models: Examine various MG HS models and years to align with budget and requirements.

2. In-depth Vehicle Check

  • History Report: Ensure the vehicle has a clean history (accidents, ownership, etc.)
  • Expert Inspection: Employ a professional to check the vehicle's physical and mechanical state.

3. Assess Your Financial Health

  • Credit Score Check: A robust credit score will secure better loan terms.
  • Financial Stability: Confirm your budget can accommodate the potential monthly payments.

4. Explore Financing Alternatives

  • Bank Financing: Explore loan options and interest rates from various banks.
  • Hire Purchase: Pay an initial deposit, followed by fixed monthly payments for straightforward ownership.
  • Dealer Financing: Assess the financing plans offered by car dealerships.
  • Personal Contract Purchase (PCP): Offers lower monthly payments with various options at the contract's end.

5. Expert Negotiation

  • Knowledge Is Power: Familiarize yourself with market rates and specifications for informed bargaining.
  • Effective Dialogues: Harness clear and assertive communication to facilitate beneficial deals.

6. Scrutinize the Contract

  • In-depth Review: Ensure every detail, such as the interest rates and monthly payments, adheres to agreed terms.
  • Legalities: Confirm all aspects of the contract are clear and straightforward.

7. Pre-Ownership Arrangements

  • Optimal Insurance: Secure an insurance policy before finalizing the purchase.
  • Complete Documentation: Methodically process all required paperwork.

8. Sustaining Your Investment

  • Maintain Timely Payments: Regularly manage your payments to protect your credit score.
  • Upkeep and Maintenance: Regularly service the MG HS to retain its performance and value.

9. Forward Planning

  • End-of-Contract Strategy: Prepare for choices, such as refinancing or selling, as the contract concludes.
  • Preserve Resale Value: Maintain the vehicle in optimal condition for the best resale value.

Conclusion

Navigating through the financing of a used MG HS can be an uncomplicated process with meticulous planning, budgeting, and negotiation. Ensure consistent management of payments and maintenance throughout ownership to safeguard your investment and future resale value. With precise preparation, the pleasure of driving your MG HS will be matched by the satisfaction of a well-executed financial plan.

About the MG HS

Wading into the competitive arena of mid-sized SUVs, the MG HS presents itself as a compelling option, especially for the UK motorist. With a blend of modern styling, generous equipment levels, and a value-driven price tag, MG reiterates its commitment to offering quality vehicles that don't break the bank.

A Fresh Chapter for MG:

The MG HS, introduced in 2019, signifies the brand's evolution in the SUV segment. Building on the successes of previous MG models, the HS is designed to cater to families and individuals who seek space, comfort, and the latest in-car tech without the hefty price tag often associated with such offerings.

Stylish and Spacious:

Exterior aesthetics aside, the HS surprises many with its spacious and well-appointed interior. Soft-touch materials, a user-friendly infotainment system, and a plethora of safety features ensure a pleasant journey, whether it's city commuting or long-haul drives across the British countryside.

Position in the UK Market:

Within the bustling UK SUV segment, the MG HS squares off against rivals like the Nissan Qashqai, Kia Sportage, and Skoda Karoq. What sets the HS apart, however, is its unbeatable price-to-features ratio, making it an attractive proposition for value-conscious buyers.

In Conclusion:

The MG HS beautifully captures the brand's aspirations of delivering quality vehicles that resonate with the contemporary motorist. For those in the UK on the hunt for an SUV that's both feature-rich and affordable, the HS is a consideration that's hard to overlook.

MG HS Data by County

MG HS data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,423£19,197212,7624,131
Aberdeen City8£17,536219,72273
Aberdeenshire7£20,42518,23819
Angus1£14,990316,48914
Bedfordshire13£19,428212,27022
Belfast22£18,60316,06552
Berkshire8£22,71216,75922
Blaenau Gwent5£18,839114,84113
Bristol2£20,102312,5717
Bromley - Greater London5£15,488324,61623
Buckinghamshire24£20,14229,51225
Cambridgeshire18£15,176335,53040
Carmarthenshire1£15,990038,0009
Ceredigion20£20,000212,20341
Cheshire40£20,066211,014114
City of Edinburgh37£19,61516,92580
City of London - Greater London38£20,65029,20976
Clackmannanshire1£20,49813,1846
Conwy3£25,19526,0002
Cornwall1£15,987229,80812
County Durham29£18,107212,822154
Craigavon1£20,29915,0931
Croydon - Greater London20£16,375319,19333
Cumbria23£19,68219,83567
Derbyshire17£16,544319,82794
Devon12£17,978212,86926
Dorset5£25,55411,24614
Dumfries and Galloway1£21,29801,1902
Dundee City2£20,125313,14815
East Riding of Yorkshire14£20,308213,60317
East Sussex3£18,788323,6799
Enfield - Greater London1£14,999310,122-
Essex69£18,960211,598137
Falkirk5£22,79612,44318
Fermanagh3£24,95015,5471
Fife26£24,29702,05642
Glasgow City22£21,47327,116142
Gloucestershire21£21,918212,09821
Greater Manchester105£19,956110,554213
Hampshire9£17,886219,78780
Harrow - Greater London1£13,995329,058-
Havering - Greater London17£20,00518,63525
Hertfordshire49£19,422212,19787
Highland7£19,740216,90214
Hillingdon - Greater London13£21,53118,32611
Hounslow - Greater London1£17,450318,7081
Isle of Wight6£20,023011,7832
Kent41£20,127110,029106
Lancashire54£19,269213,781177
Leicestershire6£16,710218,30035
Lincolnshire15£17,882214,34936
Lisburn2£18,49521986
Merseyside67£21,73015,777102
Merthyr Tydfil2£15,028424,2941
Moray1£16,995317,0628
Newport4£17,944326,57844
Newry and Mourne6£20,27318,84114
Newtownabbey3£18,415314,5008
Norfolk20£19,487212,57847
North Down3£17,22514,0276
North Lanarkshire5£17,758214,48025
North Yorkshire21£17,333215,58543
Northamptonshire2£20,852210,7014
Northumberland11£19,07219,19137
Nottinghamshire12£17,990212,24931
Omagh2£17,144427,117-
Oxfordshire7£20,82816,93818
Perth and Kinross4£21,172212,19514
Renfrewshire14£19,490110,15768
Scottish Borders1£15,495420,346-
Shropshire17£20,830110,703235
Somerset9£22,07915,67630
South Ayrshire8£18,93628,07568
South Lanarkshire9£20,95216,12021
South Yorkshire18£18,329215,26274
Staffordshire33£17,940216,03489
Stirling10£20,21728,68734
Strabane5£24,90212,2813
Suffolk17£19,343111,90033
Surrey24£19,540213,15780
Swansea5£16,939322,43331
Tyne and Wear36£17,495213,41276
Waltham Forest - Greater London5£16,425216,85235
Warwickshire8£16,527212,90215
West Lothian1£14,800210,94410
West Midlands59£18,212212,574255
West Sussex8£20,21718,14933
West Yorkshire60£22,051212,477198
Wiltshire20£22,06927,18946
Worcestershire32£18,07219,32659
Add postcode for better results.