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Used Mercedes-Benz C Class on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Mercedes-Benz C Class on finance

Financing a used Mercedes-Benz C Class, known for its luxury, style, and performance, requires understanding your budget, the vehicle, and the available finance options. Here’s a thorough guide that could help you through the financing process of a used Mercedes-Benz C Class:

Getting Started:

1. Budget Analysis:

  • Determine your budget considering down payment, monthly payments, insurance, and maintenance.

2. Credit Score Check:

  • A good credit score may provide you better interest rates and financing terms.

3. Choosing the Model:

  • Identify the specific model, year, and features of the C Class that you want.

4. Vehicle Inspection:

  • Ensure a thorough inspection of the vehicle and obtain a history report.

Financing Options:

1. Bank Loan:

  • A straightforward way to finance; you borrow money and purchase the vehicle, then repay in monthly instalments.

2. Hire Purchase (HP):

  • Involve paying a deposit followed by monthly payments. After the last payment, the car is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by lower monthly payments with an option to buy, return, or part-exchange the car at the end of the term.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the lease term.

5. Dealership Financing:

  • Dealers may offer financing. Ensure you compare their rates with other options.

6. Peer-to-Peer Lending:

  • Borrow money directly from individual lenders using online platforms.

Steps to Purchase:

1. Select a Dealer/Seller:

  • Choose a reputable dealer or seller to ensure the quality of your purchase.

2. Negotiate:

  • Discuss the price and potential financing terms to optimize your deal.

3. Test Drive:

  • Vital to assess the vehicle’s condition and performance.

4. Secure Financing:

  • Once your financing method is chosen, review the terms and confirm the payment structure.

5. Insurance Coverage:

  • Ensure you have appropriate insurance before driving away.

6. Handle Paperwork:

  • Complete all necessary documents and keep copies for your records.

Additional Tips:

  • Depreciation: Understand that cars, including luxury ones, depreciate, which will affect its future resale value.

  • Warranty: Check for any existing warranty or consider purchasing an extended one for added peace of mind.

  • Total Cost Awareness: Be aware of the total amount to be paid throughout the finance term.

  • Early Repayment: Know if there are any fees or terms regarding early repayment of the loan.

In Summary:

Financing a used Mercedes-Benz C Class involves thoughtful planning, understanding the financing options available, and scrutinizing the vehicle’s condition and history. By being systematic in your approach and possibly consulting with a finance professional, you can navigate through the process ensuring that your decision is financially sound while you enjoy the luxury and performance of the C Class.

About the Mercedes-Benz C Class

The Mercedes-Benz C-Class stands as an epitome of the brand's unwavering commitment to luxury, technological innovation, and timeless design. Being a cornerstone of Mercedes-Benz's lineup, the C-Class in the UK has successfully bridged the gap between the opulence of the larger E and S Classes, whilst maintaining a more compact and agile form.

Historical Glimpse:

The C-Class lineage traces its roots back to the W201 models of the 1980s, often referred to as the 190 series. The C-Class nomenclature came into existence in 1993 with the W202 generation. With each succeeding iteration, it encapsulated advancements in technology, safety, and performance.

Aesthetic and Technical Evolution:

Over the years, the C-Class has matured, transitioning from its boxy origins to the sleek, refined, and aerodynamic design we recognise today. Interiors, a key selling point, are adorned with high-quality materials, state-of-the-art infotainment systems, and a slew of luxury amenities, making every drive a lavish experience.

Meeting Market Challengers:

The premium saloon market is certainly no stranger to competition. The C-Class locks horns with rivals like the BMW 3 Series, Audi A4, and Jaguar XE. Each offers a unique selling proposition, but the C-Class frequently stands out for its plush interiors and a diverse engine range catering to both performance seekers and efficiency enthusiasts.

Commitment to a Greener Future:

As with many manufacturers, Mercedes-Benz is keenly aware of the automotive industry's environmental responsibilities. The C-Class has thus seen the introduction of hybrid models and an increasing focus on efficient engineering, ensuring it remains at the forefront of sustainable luxury driving.

In Summary:

For decades, the Mercedes-Benz C-Class has stood as a testament to the brand's prowess in crafting vehicles that offer unparalleled luxury, cutting-edge technology, and thrilling performance. For the UK market, it remains a top choice for those who refuse to compromise on excellence in their daily drive.

Mercedes-Benz C Class Data by County

Mercedes-Benz C Class data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,094£17,504858,4189,966
Aberdeen City26£31,110325,86247
Aberdeenshire6£18,971739,3956
Angus4£17,808754,37210
Antrim15£16,128760,81715
Ards7£11,0431190,1207
Argyll and Bute1£11,479973,0001
Armagh8£15,305879,29737
Ballymena16£16,878871,75521
Ballymoney14£12,904874,55915
Banbridge2£15,723777,500-
Barking & Dagenham - Greater London4£11,4841062,9879
Barnet - Greater London10£13,830866,04612
Bedfordshire164£16,223964,171242
Belfast18£15,450763,49861
Berkshire75£16,861974,072166
Bexley - Greater London1£13,995771,0002
Blaenau Gwent3£9,8641068,3119
Brent - Greater London10£24,935554,57823
Bridgend1£14,995926,6341
Bristol62£18,986858,563180
Bromley - Greater London10£17,733963,75523
Buckinghamshire67£18,742856,404163
Caerphilly8£10,765981,28425
Cambridgeshire188£15,088869,603234
Cardiff32£20,956646,61971
Carmarthenshire5£18,395759,8809
Carrickfergus4£11,598979,3733
Ceredigion12£25,652531,21331
Cheshire112£19,545753,448263
City of Edinburgh42£15,278861,95680
City of London - Greater London150£18,287752,579472
Coleraine9£13,794877,2035
Conwy19£20,156653,29839
Cookstown10£18,198864,3995
Cornwall11£28,836534,46342
County Durham46£23,474750,073121
Craigavon3£16,4951070,8734
Croydon - Greater London18£21,714653,42660
Cumbria15£21,456749,35741
Derbyshire93£15,088864,311182
Derry5£14,256880,67610
Devon50£14,965971,315106
Dorset31£15,150962,81672
Down4£21,123439,3332
Dumfries and Galloway7£25,003740,1115
Dundee City7£18,368756,42115
Dungannon21£20,519659,81320
Ealing - Greater London21£15,118961,86414
East Ayrshire4£10,809964,4498
East Riding of Yorkshire26£16,801748,46869
East Sussex41£17,258856,64695
Enfield - Greater London7£12,044975,12514
Essex202£19,753754,648402
Falkirk49£23,305540,04244
Fermanagh6£16,776683,5025
Fife48£25,963531,58587
Flintshire23£13,910973,4442
Glasgow City61£19,871645,641142
Gloucestershire35£14,293967,98241
Greater Manchester374£17,861860,562613
Gwynedd2£21,148621,2002
Hampshire97£18,165855,299252
Harrow - Greater London12£16,019749,87432
Havering - Greater London31£12,952978,70642
Herefordshire2£10,523985,3572
Hertfordshire153£23,189751,501305
Highland16£25,791534,32428
Hillingdon - Greater London56£13,691874,25583
Hounslow - Greater London24£22,317739,44270
Inverclyde2£19,997666,2033
Isle of Wight4£13,2551150,3674
Kent124£19,792747,174311
Kingston upon Thames - Greater London9£10,4111271,00012
Lancashire186£17,263760,381298
Leicestershire82£19,161758,618185
Limavady1£8,4951156,0003
Lincolnshire112£19,725648,033209
Lisburn7£14,790863,8617
Magherafelt21£16,089772,76823
Merseyside60£17,606861,147100
Merthyr Tydfil4£17,867744,1976
Merton - Greater London6£15,313966,3493
Monmouthshire8£9,13410104,338-
Moray2£20,4931069,5002
Newport15£17,013763,64526
Newry and Mourne13£19,200555,42915
Newtownabbey6£17,537765,13923
Norfolk47£18,675755,483144
North Ayrshire6£16,913856,28411
North Down8£13,643952,4385
North Lanarkshire18£10,1101180,10541
North Yorkshire98£19,597653,990221
Northamptonshire47£17,191860,467137
Northumberland6£14,297968,40311
Nottinghamshire161£17,510864,048259
Omagh9£20,781551,6669
Oxfordshire28£22,509645,72145
Pembrokeshire6£22,691632,1349
Perth and Kinross7£20,838539,48514
Powys1£49,995615,9502
Redbridge - Greater London21£12,049982,91013
Renfrewshire10£19,098737,51528
Rhondda Cynon Taf7£10,2701076,70814
Richmond upon Thames - Greater London2£17,323744,6201
Rutland2£17,050658,6402
Shropshire40£14,454969,07888
Somerset55£24,924648,550139
South Ayrshire13£17,997643,14615
South Lanarkshire12£25,011527,73929
South Yorkshire115£15,120869,080247
Staffordshire77£15,456864,772183
Stirling3£20,099539,2599
Strabane4£17,920679,5957
Suffolk63£17,304857,29793
Surrey69£18,804954,960141
Sutton - Greater London2£11,4951041,1555
Swansea23£16,245755,15644
Tyne and Wear79£18,311756,384176
Waltham Forest - Greater London7£20,485532,7594
Wandsworth - Greater London3£6,4901549,0001
Warwickshire66£15,779865,111197
West Dunbartonshire1£15,350857,2899
West Lothian7£15,729858,83022
West Midlands243£18,687863,805391
West Sussex32£18,159854,299101
West Yorkshire223£19,421860,817353
Wiltshire46£17,446860,414138
Worcestershire39£16,921965,20557
Wrexham10£14,519866,9932
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