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Used Lexus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Financing a Lexus

Considering financing a used Lexus in the UK? Let's break it down into an easy-to-understand guide for you to get the best deal.


Quick Guide: Financing a Used Lexus in the UK


Why Opt for Lexus?

  • Luxury division of Toyota, blending premium features with reliable engineering.
  • Renowned for its superior comfort, advanced tech, and build quality.
  • Strong emphasis on hybrid technology across most models.
  • Consistently ranked high in customer satisfaction and reliability.

Starting Your Lexus Search:

  • Look into Lexus's official 'Approved Pre-Owned' programme for vetted options.
  • Check out local Lexus dealerships for on-ground models.
  • Search on popular online car sales platforms.
  • If you're leaning towards a private purchase, ensure the vehicle undergoes a thorough inspection.

Popular Lexus Models in the UK:

  1. Lexus NX - Stylish mid-sized SUV with hybrid variants.
  2. Lexus RX - Luxury SUV known for comfort and tech features.
  3. Lexus IS - Premium sedan with a sporty touch.
  4. Lexus CT - Compact luxury hybrid hatchback with efficient performance.

Common Financing Routes:

  1. PCP (Personal Contract Purchase): After paying an initial deposit and monthly instalments, at the contract's end, you can either return, purchase, or part-exchange the car.
  2. HP (Hire Purchase): Start with a deposit, then make monthly payments. Once all payments are done, the Lexus is yours.
  3. Leasing: Pay monthly instalments to use the Lexus, without an option to own.

Credit Standing Counts:

  • A better credit score can get you favourable terms and potentially lower interest rates.

Budget Setting Tips:

  • Determine your max monthly payment and initial deposit.
  • Don't forget to consider other costs like insurance, servicing, and fuel.

Final Steps Before Signing:

  • Verify the Lexus's service history.
  • Cross-check mileage with MOT certificates and logs.
  • Ensure you understand the complete finance terms, including any hidden charges.

Haggling Advice:

  • Have a clear idea of the average price for the Lexus model you're after.
  • Use points like the car's age, condition, and mileage to negotiate.
  • Make sure to fully grasp the financing terms before agreeing.

With this guide at your disposal, you're better equipped to navigate the process of financing a used Lexus in the UK. Happy car hunting!

About Lexus

Lexus, Toyota's luxury arm, is celebrated for its blend of upscale sophistication, cutting-edge technology, and unrivalled reliability. In the UK market, Lexus has made significant strides, often presenting itself as a distinguished alternative to European luxury brands. Its emphasis on hybrid technology also makes it a sought-after choice among environmentally conscious premium buyers.

Key Features and Specifications

  • Quality Craftsmanship: Lexus interiors are renowned for their meticulous attention to detail, high-quality materials, and luxurious finishes.
  • Hybrid Leadership: Lexus has been a pioneer in hybrid technology, especially in the luxury segment, offering a suite of efficient yet powerful hybrid drivetrains across its lineup.
  • Advanced Technology: From sophisticated infotainment systems to state-of-the-art safety features, Lexus cars come packed with the latest technological innovations.
  • Dependability: Benefiting from Toyota's legendary reliability, Lexus vehicles are consistently ranked among the most dependable premium cars.

Most Popular Models in the UK

Over the years, several Lexus models have gained significant traction in the UK:

  • Lexus RX: A mid-size luxury SUV, the RX offers a potent combination of style, space, and advanced technology. Its hybrid variant is particularly popular.
  • Lexus NX: A compact SUV with a striking design, the NX appeals to those seeking a blend of performance and efficiency.
  • Lexus IS: This luxury sedan, with its sleek profile and dynamic performance, is a worthy contender against established European rivals.

In the UK's premium automotive landscape, Lexus stands as a symbol of innovation, luxury, and reliability. Its commitment to customer satisfaction, both in terms of product and service, ensures it remains a top pick for discerning drivers.

Lexus Data

Find out which Lexus vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg Age (years)Avg MileageRecent Sales
All Models3,343£32,074845,3325,977
CT229£12,3801061,521426
ES106£27,410429,404308
GS39£12,2621385,04151
IS181£10,5981478,170354
LBX546£30,41417,038674
LC15£66,567629,88447
LM15£91,10304679
LS30£16,5841887,11919
LX5£57,593850,0005
NX728£32,467431,5281,643
RC37£22,269858,16391
RX563£33,016646,306899
RZ208£34,61819,561235
SC22£11,8212080,0428
UX619£22,006425,7381,208
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