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Used Lexus on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a Lexus

Considering financing a used Lexus in the UK? Let's break it down into an easy-to-understand guide for you to get the best deal.


Quick Guide: Financing a Used Lexus in the UK


Why Opt for Lexus?

  • Luxury division of Toyota, blending premium features with reliable engineering.
  • Renowned for its superior comfort, advanced tech, and build quality.
  • Strong emphasis on hybrid technology across most models.
  • Consistently ranked high in customer satisfaction and reliability.

Starting Your Lexus Search:

  • Look into Lexus's official 'Approved Pre-Owned' programme for vetted options.
  • Check out local Lexus dealerships for on-ground models.
  • Search on popular online car sales platforms.
  • If you're leaning towards a private purchase, ensure the vehicle undergoes a thorough inspection.

Popular Lexus Models in the UK:

  1. Lexus NX - Stylish mid-sized SUV with hybrid variants.
  2. Lexus RX - Luxury SUV known for comfort and tech features.
  3. Lexus IS - Premium sedan with a sporty touch.
  4. Lexus CT - Compact luxury hybrid hatchback with efficient performance.

Common Financing Routes:

  1. PCP (Personal Contract Purchase): After paying an initial deposit and monthly instalments, at the contract's end, you can either return, purchase, or part-exchange the car.
  2. HP (Hire Purchase): Start with a deposit, then make monthly payments. Once all payments are done, the Lexus is yours.
  3. Leasing: Pay monthly instalments to use the Lexus, without an option to own.

Credit Standing Counts:

  • A better credit score can get you favourable terms and potentially lower interest rates.

Budget Setting Tips:

  • Determine your max monthly payment and initial deposit.
  • Don't forget to consider other costs like insurance, servicing, and fuel.

Final Steps Before Signing:

  • Verify the Lexus's service history.
  • Cross-check mileage with MOT certificates and logs.
  • Ensure you understand the complete finance terms, including any hidden charges.

Haggling Advice:

  • Have a clear idea of the average price for the Lexus model you're after.
  • Use points like the car's age, condition, and mileage to negotiate.
  • Make sure to fully grasp the financing terms before agreeing.

With this guide at your disposal, you're better equipped to navigate the process of financing a used Lexus in the UK. Happy car hunting!

About Lexus

Lexus, Toyota's luxury arm, is celebrated for its blend of upscale sophistication, cutting-edge technology, and unrivalled reliability. In the UK market, Lexus has made significant strides, often presenting itself as a distinguished alternative to European luxury brands. Its emphasis on hybrid technology also makes it a sought-after choice among environmentally conscious premium buyers.

Key Features and Specifications

  • Quality Craftsmanship: Lexus interiors are renowned for their meticulous attention to detail, high-quality materials, and luxurious finishes.
  • Hybrid Leadership: Lexus has been a pioneer in hybrid technology, especially in the luxury segment, offering a suite of efficient yet powerful hybrid drivetrains across its lineup.
  • Advanced Technology: From sophisticated infotainment systems to state-of-the-art safety features, Lexus cars come packed with the latest technological innovations.
  • Dependability: Benefiting from Toyota's legendary reliability, Lexus vehicles are consistently ranked among the most dependable premium cars.

Most Popular Models in the UK

Over the years, several Lexus models have gained significant traction in the UK:

  • Lexus RX: A mid-size luxury SUV, the RX offers a potent combination of style, space, and advanced technology. Its hybrid variant is particularly popular.
  • Lexus NX: A compact SUV with a striking design, the NX appeals to those seeking a blend of performance and efficiency.
  • Lexus IS: This luxury sedan, with its sleek profile and dynamic performance, is a worthy contender against established European rivals.

In the UK's premium automotive landscape, Lexus stands as a symbol of innovation, luxury, and reliability. Its commitment to customer satisfaction, both in terms of product and service, ensures it remains a top pick for discerning drivers.

Lexus Data

Find out which Lexus vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All Lexus3,104£29,200744,0695,324
CT403£13,199756,657611
ES172£31,249322,465327
GS54£12,8701174,24681
IS316£11,8901071,430499
LC37£71,061315,45533
LS39£20,5441377,47526
NX627£31,934429,9071,496
RC78£28,743638,61597
RX719£34,667643,956933
RZ76£55,33313,98424
SC11£9,9301980,10811
UX572£28,977214,5311,186
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