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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All919£8,902737,5912,167
Aberdeen City8£8,641829,15120
Aberdeenshire5£10,296628,6516
Angus2£6,2751049,5504
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Ballymoney2£7,850745,274-
Bedfordshire13£6,561949,05527
Belfast1£11,49945,78011
Berkshire14£8,310835,15934
Bexley - Greater London2£6,1401037,0002
Blaenau Gwent2£11,247541,2792
Brent - Greater London1£5,700952,0005
Bristol9£6,941754,20629
Bromley - Greater London1£7,495810,7893
Buckinghamshire19£9,565733,89235
Caerphilly1£6,995764,0002
Cambridgeshire12£8,063842,40434
Cardiff8£8,125841,42219
Carmarthenshire3£7,830936,7874
Ceredigion6£9,579724,40210
Cheshire18£10,655526,14556
City of Edinburgh18£9,826629,79241
City of London - Greater London8£8,564629,86022
Conwy3£7,362829,3336
Cookstown1£9,795531,100-
Cornwall3£11,830631,27719
County Durham11£7,958735,43747
Craigavon3£9,162627,1971
Croydon - Greater London1£8,495727,8103
Cumbria16£9,810632,73129
Derbyshire13£9,600627,15546
Devon24£10,328632,01449
Dorset11£10,984724,83227
Dumfries and Galloway1£7,2951226,8412
Dundee City1£13,498523,44015
Ealing - Greater London3£5,6621156,6677
East Ayrshire2£5,4951176,4007
East Dunbartonshire1£9,99859,3071
East Riding of Yorkshire3£9,480638,02511
East Sussex4£8,269846,75519
Enfield - Greater London1£7,995550,8882
Essex22£9,154737,65542
Fife15£13,693524,22437
Flintshire1£4,750891,8272
Glasgow City17£9,370730,20032
Gloucestershire14£9,289730,94146
Greater Manchester53£8,114837,58475
Gwynedd1£13,490618,0003
Hammersmith & Fulham - Greater London1£15,39063,9692
Hampshire26£9,206734,45171
Harrow - Greater London4£5,445841,3977
Havering - Greater London3£5,1301057,8114
Herefordshire4£7,635841,02213
Hertfordshire21£8,189837,53041
Highland5£8,916730,9048
Hillingdon - Greater London2£7,375941,1427
Hounslow - Greater London3£8,6311034,9724
Inverclyde1£4,4901162,4282
Isle of Wight2£7,2451230,9503
Kent24£9,985634,66558
Kingston upon Thames - Greater London3£6,567946,3453
Lancashire24£8,717739,62965
Larne2£5,9931069,617-
Leicestershire9£9,703732,92927
Lincolnshire10£6,549945,89739
Merseyside11£9,102732,41433
Merthyr Tydfil1£11,999640,4385
Moray1£9,995437,0207
Neath Port Talbot1£13,990415,5387
Newport2£7,135843,44011
Newtownabbey4£8,741629,2666
Norfolk15£7,022845,64844
North Ayrshire4£7,622740,6011
North Down2£5,4701079,0003
North Lanarkshire4£11,799513,35113
North Yorkshire13£9,064636,59453
Northamptonshire15£8,996646,48023
Northumberland2£8,750870,4897
Nottinghamshire13£7,538941,26949
Oxfordshire4£6,8201040,36921
Pembrokeshire2£15,390419,8033
Perth and Kinross2£11,797527,56310
Renfrewshire5£11,338536,22310
Rhondda Cynon Taf4£9,723748,4056
Rutland2£5,8251051,4111
Scottish Borders2£7,575923,3264
Shropshire9£7,737830,10217
Somerset10£8,677743,62336
South Ayrshire1£9,499723,1476
South Lanarkshire1£7,850645,5493
South Yorkshire20£6,991845,51750
Staffordshire18£11,663630,80354
Stirling3£10,665522,8279
Suffolk23£8,278738,94445
Surrey26£9,604628,02747
Swansea12£11,436731,38920
Tyne and Wear20£8,270836,65341
Waltham Forest - Greater London3£11,499411,0312
Wandsworth - Greater London1£16,49927,7105
Warwickshire11£9,741630,87119
West Dunbartonshire2£11,747628,422-
West Lothian3£7,9961052,0939
West Midlands34£9,346735,54151
West Sussex18£6,718967,25543
West Yorkshire42£8,024841,46497
Wiltshire10£9,686728,15614
Worcestershire17£9,516739,76829
Wrexham1£6,9951159,2544
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