Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
17,907 cars
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1.0 Ecoflex 12V Energy Euro 5
83,975miManualPetrol1.0L
£3,500
Newcastle upon Tyne
~£88/pm
This used Vauxhall Corsa coming in the tone of grey is on offer and ready for you to drive home with the option for you to pay for it on finance.
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1.4 Gbt Euro 5 Ss
72,046miManualPetrol1.4L
£2,650
Croydon
~£67/pm
Currently available from this retailer's show room is this Punto in orange that has a manual gearbox and 1.4 LTR petrol engine.
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Hatchback 1.7 Cdti Exclusiv Euro 5 200959
119,815miManualDiesel1.7L
£2,095
Luton
~£53/pm
Finished in white, this car is fitted out with manual transmission, a 1.7 litre diesel engine and has 119,815 miles on the clock.
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Active Hdi 68
86,509miManualDiesel1.4L
£3,495
Bury
~£88/pm
Thinking of going for a Peugeot 208? Then take a more in depth look at this used one, it has 86,509 miles clocked up on the dashboardand incorporates a 1400 cc diesel engine and manual transmission.
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Vvt-i Move With Style
91,000miManualPetrol1.0L
£3,474
Nottingham
~£87/pm
This hatchback Toyota Aygo contains a 1.0l petrol motor with manual transmission and has got 91,000 miles clocked-up on the dash.
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Convertible 1.6 One Euro 5 201111
111,000miManualPetrol1.6L
£2,550
Winchester
~£64/pm
Coming fitted with manual transmission and a 1.6 L petrol motor - this Convertible Convertible 1.6 One Euro 5 201111 is currently on the market and ready for its next owner to drive away with 111,000 miles clocked-up on the dash.
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1.4I 16V Sri
87,000miManualPetrol1.4L
£2,490
Bedford
~£63/pm
Be the next owner of this Corsa which is fitted out with manual transmission and a 1400 CC petrol engine. This used model from this dealership priced at £2,490 has 87,000 miles clocked up on the dash and is finished in the shade of white.
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2.0 Euro 4
81,471miManualPetrol2.0L
£2,500
Harrow
~£63/pm
This Beetle has a 2.0 L petrol engine with manual transmission and it has 81,471 miles clocked up on the dashboard. It's currently on the market and ready for its new owner to drive away for the awesome price of just £2,500.
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1.4 Tdci Dpf Zetec
90,000miManualDiesel1.4L
£2,990
Basingstoke
~£75/pm
With 90,000 miles clocked up on the dashboard and finished in blue, this Fiesta 1.4 Tdci Dpf Zetec comes fitted with manual transmission and a 1.4l diesel motor.
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Energy Ecoflex
54,877miManualPetrol1.0L
£2,499
Northampton
~£63/pm
On offer and ready for its next owner to drive away is this highly sought after, best selling hatchback which is equipped with a 1000 CC petrol motor and manual transmission. This second-hand model now in stock at our dealership in Northampton comes in black and has 54,877 miles clocked up on the dash.
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1.2 S Cdti Ecoflex
63,741miManualDiesel1.2L
£2,700
Richmond
~£68/pm
Up for sale and ready for its new owner to drive away is this Vauxhall finished in red. This second hand model features a 1.2 L diesel engine with manual transmission and has 63,741 miles clocked up on the dash.
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Saloon 1.9 Ttid Turbo Edition Euro 5 201111
159,650miManualDiesel1.9L
£1,990
Rotherham
~£50/pm
Available to view at this dealership in Rotherham is this saloon 9-3 consisting of a diesel, 1.9 ltr engine and manual gearbox. It's up for sale and ready for you to drive away in the shade of black with 159,650 miles on the dash.
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1.6 16V
77,550miManualPetrol1.6L
£3,995
Peterborough
~£100/pm
Coming in the shade of black, this Astra 1.6 16V contains a 1.6 litre petrol engine with manual transmission and it has 77,550 miles clocked up on the dash.
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Slk230 Kompressor
76,021miAutoPetrol2.3L
£3,895
Reading
~£98/pm
Become the new owner of this automatic Mercedes-Benz SLK coming equipped with a 2.3 l petrol engine and automatic transmission. This second hand one in Reading has been finished in the tone of blue and has 76,021 miles clocked up on the dashboard.
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Monte Carlo
83,000miManualDiesel1.6L
£3,500
Blackburn
~£88/pm
Finished in the shade of silver, this 1600 CC diesel Skoda with manual transmission is now available for a test drive.
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1.8 Style
35,381miManualPetrol1.8L
£3,690
Reading
~£93/pm
This highly popular, top 10 best selling Ford Focus 5 door hatchback has a petrol 1.8l motor and manual gears. This second hand model has 35,381 miles clocked-up on the dashboard and is finished in blue.
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1.4 LX Hatchback Ac U1961 U
57,554miManualPetrol1.4L
£995
Downham Market
~£25/pm
This Ford Fiesta 1.4 LX Hatchback Ac U1961 U is listed amongst 2017's top twenty, most trustworthy and reliable cars. This model incorporates a 1400cc petrol motor and manual transmission. This second hand one has 57,554 miles clocked up on the dashboard and is finished in the shade of black. On offer at the outstanding price of just £995 or with the possibility to purchase using finance with achievable instalments available starting from £ pm.
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Vvt-i Tr Mm
100,361miAutoPetrol1.3L
£2,999
Northampton
~£75/pm
Durable and dependable, Toyota's Yaris is in the top 20 of the UK's reliability index. This second hand one is available in silver, is equipped with a 1.3l petrol engine with automatic transmission and it has 100,361 mi clocked-up on the dash.
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2002 Ford Mondeonbsp2.0 Ghia Low Miles Remo
73,000miManualPetrol2.0L
£2,480
London
~£62/pm
This Mondeo has 73,000 miles clocked up on the dash and is fitted with a 2.0 ltr engine. It runs on petrol with manual transmission and is finished in the shade of silver.
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1.9 Sri Plus Cdti
120,000miManualDiesel1.9L
£2,795
Richmond
~£70/pm
Available to view at this dealership in Richmond is this hatchback Vauxhall comprising of a diesel, 1.9 LTR engine and manual gearbox. It's available to drive home in the shade of silver with 120,000 miles clocked-up on the dashboard.
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2.0 320D Edition Se Touring Euro 4
220,500miManualDiesel2.0L
£1,495
Newbury
~£38/pm
Up for sale and ready for its next owner to drive away is this BMW 3 Series equipped with a 2.0 L diesel engine and manual transmission. This second-hand model at our dealership in Newbury is advertised at our low price of just £1,495.
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2.0 B180 Cdi Se
125,000miAutoDiesel2.0L
£690
Burnley
~£17/pm
With a 2.0 ltr diesel engine and automatic transmission - this black B Class 2.0 B180 Cdi Se is now on the market and ready for its next owner to drive home with 125,000 miles on the dashboard.
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1.2I Ecoflex 16V Sxi
89,000miManualPetrol1.2L
£2,990
Bedford
~£75/pm
Pictures only give you half the story - go to this dealership in Bedford and test drive this Vauxhall Corsa 1.2I Ecoflex 16V Sxi. Just pick up the phone and call to speak with their sales team to book an appointment and get the full info on this top ten best selling car.
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1.2 Gls 2008
38,000miManualPetrol1.2L
£3,295
Hereford
~£83/pm
For sale and ready to take on a test drive is this Suzuki Splash 1.2 Gls 2008 in the shade of red; this particular model is equipped with a 1.2L petrol engine with manual transmission and has got 38,000 miles on the dash.
It may be possible dependant on your circumstances and what car you choose, here are some tips to help you out.
Choosing the Right Car
The first step in securing a finance deal for around £100 per month is selecting the right car. Typically, smaller and more affordable cars such as hatchbacks, compact SUVs, and city cars are more likely to fall within this budget. Consider cars like the Ford Fiesta, Vauxhall Corsa, or Renault Clio. Keep in mind the total cost of ownership, including insurance, tax, and fuel efficiency.
Understanding Finance Options
There are various car finance options available, including Personal Contract Purchase (PCP), Hire Purchase (HP), and leasing. Each option has its pros and cons, so it's essential to understand the differences and choose the one that suits your needs. HP agreements usually have lower interest rates and allow you to own the car at the end of the term. PCP offers lower monthly payments but may have higher interest rates.
Shop Around for the Best Deal
Don't limit yourself to the finance offers available at the dealership. Shop around and compare rates from multiple lenders, including banks, credit unions, and online finance providers. Use online comparison tools to get an overview of the best deals on offer. This will give you a better chance of finding a finance deal that fits your budget.
Save for a Deposit
Having a larger deposit can significantly reduce your monthly payments. By saving for a deposit, you'll reduce the amount you need to finance, which means lower monthly payments and less interest paid over the term of the loan. A substantial deposit can also increase your chances of being approved for finance and may help you secure a lower interest rate.
Consider Your Loan Term
The length of your loan term will impact your monthly payments. A shorter loan term means higher monthly payments but less interest paid over the term. Conversely, a longer loan term results in lower monthly payments but more interest paid. If your goal is to have monthly payments around £100, consider extending your loan term. However, be mindful of the total interest paid.
Conclusion
Getting a car on finance for around £100 per month is an achievable goal with careful planning and consideration. By choosing an affordable car, understanding your finance options, shopping around for the best deal, saving for a deposit, and considering your loan term, you can secure a great car finance deal that suits your budget. Take the time to do your research and find a deal that works for you. Soon, you'll be driving away in a car that fits both your needs and your budget.