Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
This highly popular, best selling Volkswagen is fitted out with manual transmission and it's got a 1200CC petrol motor. This dealer has got this used model in stock with 59,000 miles clocked-up on the dash.
At this dealership you'll find the brilliant price of just £6,995 on this Nissan Qashqai with manual transmission, a 1600cc petrol engine and 65,000 miles on the dash.
At this dealership there is a fantastic price for this second hand Convertible with manual transmission, a 1.5l diesel motor and 99,000 miles clocked up on the dash.
Available to view at our dealership located in the Rotherham area is this top 10, best selling vehicle manufactured by Nissan that incorporates a diesel, 1500CC engine and manual gearbox. It is on offer and ready for its next owner to drive away in the shade of silver with 72,316 mi clocked-up on the dashboard.
Get behind the steering wheel of this Peugeot for just £5,340. It has 51,589 miles clocked up on the dash and is fitted out with a 1.6 LTR petrol engine and manual transmission.
On display at this car dealer's showroom located in the Telford area is this Cr-V 4X4 2.2 I-dtec Es 4Wd Euro 5 201212 that comes with manual transmission and a 2200 cc diesel motor.
This estate contains a 1700cc diesel motor with manual transmission and has got 82,742 miles on the clock. This second hand model from this dealership comes with a white finish.
Currently available for sale is this Mercedes-Benz A Class that comes fitted with a 2.0 Ltr diesel motor and automatic transmission. This second hand model from this dealership has done 52,224 miles.
Up for sale and ready for its new owner to take home is this Vauxhall that is fitted with a 1200 cc diesel motor and manual transmission. This second-hand model is for sale at the terrific price of only £5,995, comes in the tone of black and has 81,859 miles on the clock.
A bargain price of only £3,966 from our dealership on this highly popular, best selling Vauxhall Corsa which is equipped with a 1200 cc diesel engine, manual gearbox and 91,421 miles clocked up on the dash.
Painted in brown, this hatchback used car features manual transmission, a 1.6 LTR diesel motor and has 105,691 miles clocked up on the dashboard. First Registered in 2013, this V40 Cross Country is on offer and ready for its new owner to take home for just £5,295.
The Ford Focus 1.5 Zetec Tdci 118 Bhp is one of 2017's top ten, most reliable and best selling vehicles. this dealer is offering a great price of only £5,995 for this second hand one.
Incorporating a 1600 CC diesel engine with manual transmission, this second hand Qashqai 1.6 Dci 360 2Wd Euro 5 Ss 35Tax Camera Pan from this dealership in Newport is on offer in the shade of white and has 79,081mi on the clock.
Coming in the tone of white, this Fiesta has 54,000 miles clocked-up on the dashboard and comes fitted out with a 1000 CC petrol engine with manual transmission.
In the top 20 of the British reliability index, this is a convertible manufactured by the Mazda company to provide motorists a higher level of durability and trustworthiness than the average car. This second hand Mx-5 I Roadster Se has a 1800CC petrol engine with manual transmission and has 88,907 miles clocked-up on the dash.
Available to buy from this car dealership in Leek is one of the United Kingdom's top ten, most sought after vehicles - this hatchback contains a 1.4 L petrol motor with manual transmission and it has got 62,186 mi on the dash.
A hatchback car manufactured by the Toyota company to give drivers a higher level of dependability than an average vehicle, it provides the driver with a petrol 1000CC engine and manual transmission. This dealership currently has this second hand model in stock that has 53,550 miles on the dashboard.
In the shade of silver, this coupe Volkswagen CC 2.0 Gt Tdi Bluemotion Technology Dsg 138 Bhp has 79,000 miles on the dash and comes fitted out with a automatic 2000 cc engine running on diesel.
Driving a new or quality used car doesn't have to come with a sky-high price tag. Car finance offers a convenient and accessible way for UK drivers to get behind the wheel of a car they love without the need for a large upfront payment. If you're working with a budget of £200 per month, there are numerous options available to you.
Identify the Right Car for Your Needs
With a budget of £200 per month, you have access to a wide range of cars, from sporty coupes to spacious SUVs. Popular choices within this budget include the Audi A3, Mercedes-Benz A-Class, and BMW 1 Series. When selecting a car, consider factors such as running costs, insurance premiums, fuel efficiency, and maintenance costs to ensure that it aligns with your overall budget.
Understand Your Finance Options
There are several finance options available to car buyers, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Take the time to understand the features of each finance option, including deposit requirements, monthly payments, interest rates, and end-of-term options. This will help you make an informed decision that best suits your budget and requirements.
Shop Around for the Best Deal
When it comes to car finance, it pays to shop around. Take the time to compare finance offers from various providers, including banks, credit unions, and online lenders. Many car dealerships also offer in-house financing, which may provide competitive rates and flexible terms. Use online comparison tools to quickly identify the best deals based on your budget and preferences.
Maximise Your Deposit
The size of your deposit will significantly influence your monthly payments. A larger deposit will reduce the amount you need to finance, resulting in lower monthly payments and potentially lower interest rates. If possible, save up for a more substantial deposit to maximise your budget and reduce your monthly payments.
Consider the Term of Your Finance Agreement
The length of your finance term will impact your monthly payments. A shorter finance term will result in higher monthly payments but may save you money on interest in the long run. Conversely, a longer finance term will reduce your monthly payments but may result in higher overall interest costs. With a budget of £200 per month, you can opt for a shorter finance term to maximise your savings.
Conclusion:
With careful planning and research, finding a car finance deal for £200 per month is entirely achievable. By selecting the right car, understanding your finance options, shopping around for the best deal, and considering your deposit and finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom and convenience of driving a quality car without the high upfront cost.