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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All942£8,872737,8912,168
Aberdeen City10£8,572830,62519
Aberdeenshire5£10,416628,6516
Angus2£6,2751049,5504
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Ballymoney1£7,250663,155-
Bedfordshire13£6,561950,22626
Belfast1£11,49945,78011
Berkshire14£8,296836,45933
Bexley - Greater London2£6,1401037,0003
Blaenau Gwent2£11,247541,2792
Brent - Greater London1£5,700952,0005
Bristol10£7,192752,26729
Bromley - Greater London1£7,495810,7893
Buckinghamshire18£9,739733,24235
Caerphilly1£6,995764,0002
Cambridgeshire10£7,716846,00235
Cardiff9£8,028841,50818
Carmarthenshire3£7,830936,7874
Ceredigion6£9,579724,40210
Cheshire18£10,103627,96755
City of Edinburgh16£10,330625,35543
City of London - Greater London9£8,044737,47622
Conwy3£7,362829,3336
Cookstown1£9,795531,100-
Cornwall5£10,995631,10617
County Durham13£7,682835,36046
Craigavon3£9,162627,1971
Croydon - Greater London1£8,495727,8103
Cumbria16£9,810632,73129
Derbyshire16£9,500627,45744
Devon25£10,222631,18848
Dorset11£11,003724,83227
Dumfries and Galloway1£7,2951226,8412
Dundee City1£13,498523,44015
Ealing - Greater London3£5,6621156,6677
East Ayrshire3£5,6621070,9987
East Dunbartonshire1£9,99859,3072
East Riding of Yorkshire3£9,480638,02512
East Sussex5£7,794848,40419
Enfield - Greater London1£7,995550,8882
Essex21£9,188738,58944
Fife14£13,864525,13337
Flintshire1£4,750891,8272
Glasgow City18£9,294730,06931
Gloucestershire15£8,902735,44547
Greater Manchester57£8,108837,48670
Gwynedd1£13,490618,0003
Hammersmith & Fulham - Greater London1£15,39063,9692
Hampshire27£8,904836,97171
Harrow - Greater London4£5,620841,3977
Havering - Greater London3£5,1301057,8114
Herefordshire4£7,635841,02213
Hertfordshire20£8,394835,51442
Highland5£8,916730,9048
Hillingdon - Greater London2£7,400941,1427
Hounslow - Greater London4£7,7231039,9793
Inverclyde1£4,4901162,4283
Isle of Wight2£7,2451230,9503
Kent25£10,045634,39758
Kingston upon Thames - Greater London3£6,567946,3454
Lancashire26£8,560839,57463
Larne2£5,9931069,617-
Leicestershire8£9,816732,94527
Lincolnshire10£6,551945,89739
Merseyside13£8,226739,84332
Merthyr Tydfil1£11,999640,4385
Moray1£9,995437,0207
Neath Port Talbot1£13,990415,5388
Newport1£5,9951051,00011
Newtownabbey4£8,741629,2666
Norfolk16£6,852948,29547
North Ayrshire4£7,622740,6011
North Down2£5,4701079,0003
North Lanarkshire5£11,338516,61412
North Yorkshire13£9,333634,02454
Northamptonshire16£8,809646,42222
Northumberland2£8,750870,4897
Nottinghamshire13£7,553941,15950
Oxfordshire4£6,8201040,36921
Pembrokeshire2£15,390419,8033
Perth and Kinross3£12,997421,5499
Renfrewshire5£11,338536,22311
Rhondda Cynon Taf5£10,778640,8256
Rutland2£5,8251051,4111
Scottish Borders2£7,575923,3264
Shropshire9£8,674823,41716
Somerset10£9,212739,76236
South Ayrshire1£9,499723,1476
South Lanarkshire1£7,850645,5494
South Yorkshire20£6,991845,51750
Staffordshire18£11,996630,49055
Stirling4£10,123525,5188
Suffolk24£8,189740,91343
Surrey24£9,309728,20449
Swansea12£11,086731,20321
Tyne and Wear21£8,521735,62741
Waltham Forest - Greater London3£11,499411,0312
Wandsworth - Greater London1£16,49927,7105
Warwickshire11£9,741630,87120
West Dunbartonshire2£11,747628,422-
West Lothian3£8,0631052,0939
West Midlands33£9,404735,87653
West Sussex18£6,718967,25544
West Yorkshire43£7,992841,41398
Wiltshire10£9,686728,15613
Worcestershire17£9,516739,76830
Wrexham1£6,9951159,2544
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