Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,573£16,153447,1922,343
Aberdeen City6£20,162314,76213
Aberdeenshire2£14,247534,8052
Angus4£12,809549,1482
Antrim2£11,970670,1672
Ballymena6£15,236460,4975
Barking & Dagenham - Greater London1£14,499468,7101
Barnet - Greater London1£21,50024,4522
Bedfordshire8£11,062558,61816
Belfast6£16,099339,74510
Berkshire48£11,884777,03053
Bexley - Greater London2£15,990576,00012
Blaenau Gwent3£24,18814,6505
Brent - Greater London10£13,582348,00015
Bristol38£14,087555,19857
Bromley - Greater London2£18,095321,9063
Buckinghamshire21£13,067674,05631
Cambridgeshire60£11,407570,20786
Cardiff10£11,415699,02212
Carmarthenshire2£12,747551,8382
Carrickfergus1£7,19510100,000-
Ceredigion12£14,500544,44312
Cheshire42£12,944557,97457
City of Edinburgh23£16,417549,07228
City of London - Greater London11£14,646470,29312
Clackmannanshire1£23,9981102
Coleraine1£23,995229,3202
Conwy1£11,9955108,0004
Cornwall12£24,830220,5608
County Durham15£14,419479,95520
Craigavon1£7,7509116,303-
Croydon - Greater London2£25,613324,3344
Cumbria52£13,113550,21277
Denbighshire2£10,998570,0231
Derbyshire49£15,752453,07875
Derry3£23,7170102
Devon44£12,574562,45244
Dorset12£21,539215,82511
Down2£13,125458,1528
Dundee City1£22,9981107
Dungannon15£21,151111,19114
East Ayrshire3£14,832566,3499
East Dunbartonshire1£23,998121-
East Renfrewshire11£12,199658,63114
East Riding of Yorkshire3£15,025457,5542
East Sussex13£15,319560,3239
Enfield - Greater London2£9,495788,8001
Essex42£12,771564,27168
Falkirk12£10,853787,7316
Fermanagh1£22,95011003
Fife2£22,99727,0888
Flintshire1£14,195367,000-
Glasgow City11£15,934343,59646
Gloucestershire25£13,325567,24644
Greater Manchester75£12,862565,262113
Hampshire56£16,752445,937106
Harrow - Greater London3£13,495230,733-
Havering - Greater London3£15,830673,5618
Herefordshire2£13,745456,1252
Hertfordshire16£13,032561,00454
Highland8£18,652341,91218
Hillingdon - Greater London12£11,161575,9539
Inverclyde1£14,495791,7882
Kent53£17,414443,62754
Lancashire48£16,043446,72155
Leicestershire22£12,642680,16645
Lincolnshire30£19,299339,47459
Merseyside19£13,611456,23029
Merthyr Tydfil1£13,295441,711-
Monmouthshire13£17,668660,0129
Moray10£23,295116,41512
Newport6£21,242318,93210
Newry and Mourne11£20,031312,7646
Newtownabbey2£21,950111,8358
Norfolk8£11,407677,25621
North Ayrshire1£14,499542,0313
North Down7£17,364329,55210
North Lanarkshire15£11,660671,22218
North Yorkshire22£13,952568,49839
Northamptonshire18£16,470341,90026
Northumberland3£23,99812,92911
Nottinghamshire51£15,822457,33445
Oxfordshire4£16,308547,58412
Pembrokeshire3£14,164453,3355
Powys1£17,995227,526-
Renfrewshire3£23,6651107
Rhondda Cynon Taf4£7,870984,5004
Scottish Borders1£15,995326,0001
Shropshire10£20,504324,18624
Somerset11£15,331560,59120
South Ayrshire2£24,998125
South Lanarkshire4£18,247433,6064
South Yorkshire72£16,564444,762144
Staffordshire24£14,714451,73153
Stirling1£23,99811010
Strabane2£17,19327,8876
Suffolk13£14,398547,72622
Surrey12£12,984543,93035
Swansea20£23,07017,5957
Tyne and Wear27£23,379112,82441
Waltham Forest - Greater London3£11,314553,51813
Warwickshire6£13,678441,06512
West Dunbartonshire9£8,334797,2574
West Lothian2£25,8981102
West Midlands34£13,852570,46946
West Sussex5£14,648358,2889
West Yorkshire84£14,053462,03490
Wiltshire35£15,067663,94249
Worcestershire4£13,400446,75019
Add postcode for better results.