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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,635£15,672449,5932,285
Aberdeen City9£17,319331,4579
Aberdeenshire1£12,499560,6092
Angus5£12,426541,9633
Antrim2£11,970670,1672
Ballymena6£15,067457,0285
Barking & Dagenham - Greater London1£14,499468,7101
Barnet - Greater London1£21,50024,4521
Bedfordshire10£10,823664,22618
Belfast5£16,459337,8968
Berkshire58£11,600777,67440
Bexley - Greater London3£14,577572,33312
Blaenau Gwent6£28,44802,1178
Brent - Greater London6£12,154457,00013
Bristol38£14,254456,10859
Bromley - Greater London1£19,295220,0323
Buckinghamshire22£11,887783,93927
Cambridgeshire51£11,409569,00182
Cardiff10£10,645699,24712
Carmarthenshire2£12,747551,8382
Carrickfergus1£7,19510100,000-
Ceredigion13£14,308545,22111
Cheshire42£12,930555,19049
City of Edinburgh21£17,157548,83324
City of London - Greater London10£13,064577,32311
Clackmannanshire1£23,998110-
Coleraine1£23,995229,3201
Conwy1£11,995382,8195
Cornwall13£24,804220,1799
County Durham16£14,623472,00418
Craigavon1£7,7509116,303-
Croydon - Greater London1£29,350325,8325
Cumbria50£13,341550,90872
Denbighshire2£10,998570,0231
Derbyshire58£15,424452,51570
Derry1£22,8500103
Devon47£11,834663,60540
Dorset7£21,503438,15416
Down2£12,350458,1527
Dundee City2£18,348229,7916
Dungannon14£21,50015,31419
East Ayrshire3£14,832566,3495
East Dunbartonshire1£23,998121-
East Renfrewshire7£12,028765,67417
East Riding of Yorkshire6£13,423559,2262
East Sussex11£14,806556,48610
Enfield - Greater London2£9,495788,800-
Essex46£12,348661,34268
Falkirk10£10,735779,6628
Fermanagh2£24,95011003
Fife1£22,9981747
Flintshire1£14,195367,000-
Glasgow City9£18,575332,50545
Gloucestershire21£13,525561,85444
Greater Manchester92£14,504556,684119
Hampshire46£15,572551,319108
Harrow - Greater London3£13,495230,733-
Havering - Greater London3£15,664673,5616
Herefordshire3£15,640550,1593
Hertfordshire29£11,898665,47153
Highland10£15,882460,21818
Hillingdon - Greater London11£11,905566,0629
Hounslow - Greater London1£9,995472,0001
Inverclyde1£14,995791,7882
Kent54£16,787446,59056
Lancashire45£16,854340,98153
Leicestershire22£11,330690,31643
Lincolnshire25£17,549440,69565
Merseyside19£15,163448,89826
Merthyr Tydfil1£11,995441,711-
Monmouthshire16£16,130664,8278
Moray12£19,829314,16414
Newport6£15,407435,9048
Newry and Mourne12£19,445315,5506
Newtownabbey1£19,95818,9987
Norfolk12£11,369679,29119
North Down9£17,637325,33310
North Lanarkshire12£11,542677,52921
North Yorkshire21£13,019673,07629
Northamptonshire24£14,113450,05933
Northumberland2£24,24812,60310
Nottinghamshire52£15,573456,72853
Oxfordshire7£15,895444,04613
Pembrokeshire2£11,747563,8915
Perth and Kinross5£13,338357,1947
Powys1£16,495227,526-
Renfrewshire1£24,9981107
Rhondda Cynon Taf5£11,273673,9755
Scottish Borders1£15,995326,000-
Shropshire11£20,489224,34519
Somerset12£14,435662,38018
South Ayrshire2£23,498124
South Lanarkshire3£20,164225,1425
South Yorkshire74£16,406447,924146
Staffordshire37£14,772446,50551
Stirling4£15,922342,8526
Strabane2£16,693231,4446
Suffolk14£12,522659,08217
Surrey15£12,771545,37727
Swansea20£22,320212,4443
Tyne and Wear25£22,723118,67836
Waltham Forest - Greater London3£18,376338,38314
Warwickshire3£11,428570,95915
West Dunbartonshire7£8,9317103,0655
West Lothian4£18,994220,0052
West Midlands53£12,085579,12953
West Sussex5£13,299573,67710
West Yorkshire77£12,900462,10792
Wiltshire33£14,914765,13742
Worcestershire4£12,600446,75014
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