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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,076£12,501644,4255,687
Aberdeen City10£18,147316,38729
Aberdeenshire6£10,757736,3486
Angus4£10,494744,40911
Ards3£7,933860,0273
Armagh1£4,9959139,0003
Ballymena13£15,389428,89518
Barking & Dagenham - Greater London2£6,7451048,4363
Barnet - Greater London1£6,990859,2001
Bedfordshire47£9,695753,05091
Belfast3£5,332988,3338
Berkshire27£10,476650,73992
Bexley - Greater London1£6,500875,0006
Blaenau Gwent12£15,228322,22351
Brent - Greater London5£7,628963,4009
Bristol36£9,854748,88495
Bromley - Greater London2£14,345637,17310
Buckinghamshire38£12,058645,09492
Caerphilly4£5,684984,4839
Cambridgeshire53£9,980750,21377
Cardiff2£17,135222,74610
Carmarthenshire3£15,926224,23612
Ceredigion6£11,345752,23219
Cheshire57£14,503531,084170
City of Edinburgh16£14,287536,93738
City of London - Greater London13£13,861528,05764
Clackmannanshire4£24,1230105
Coleraine3£7,747957,1842
Conwy2£7,995957,6245
Cornwall6£14,746421,05429
County Durham45£11,074646,819129
Croydon - Greater London5£8,645845,37527
Cumbria13£15,181327,62220
Denbighshire1£23,49513,000-
Derbyshire24£10,882738,61493
Devon33£10,379847,361110
Dorset7£14,320626,91728
Dundee City8£13,478642,60137
Dungannon4£15,466428,3344
Ealing - Greater London3£7,5951058,6924
East Ayrshire5£15,205420,64518
East Dunbartonshire3£24,16501010
East Lothian2£20,25025,8573
East Riding of Yorkshire16£12,319539,26537
East Sussex22£14,425524,70257
Enfield - Greater London1£18,753314,4521
Essex60£13,305535,091137
Falkirk17£10,521749,39420
Fermanagh4£10,8737442,4482
Fife17£10,388747,55634
Flintshire2£6,373975,9186
Glasgow City35£17,625318,526312
Gloucestershire16£13,964536,93746
Greater Manchester105£10,180751,932302
Greenwich - Greater London1£23,49513,2276
Hampshire87£12,792536,310187
Harrow - Greater London1£7,995783,6473
Havering - Greater London24£12,035639,19333
Hertfordshire22£10,887645,24948
Highland7£13,782647,34413
Hillingdon - Greater London12£6,134971,40417
Hounslow - Greater London9£6,936964,3708
Inverclyde1£5,6951067,0005
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,072526,4231
Kent53£12,053743,399146
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire81£12,677640,572176
Leicestershire29£11,462643,93264
Limavady1£8,495846,000-
Lincolnshire35£12,302644,193109
Lisburn2£6,496960,8504
Magherafelt4£12,286555,000-
Merseyside29£10,287745,59980
Merthyr Tydfil3£17,435428,5779
Merton - Greater London5£7,874950,3326
Monmouthshire1£5,6951165,1893
Moray7£19,266314,96847
Newport13£10,633648,08331
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96411
Norfolk54£10,807645,667122
North Ayrshire3£9,201656,46718
North Down18£18,067211,06913
North Lanarkshire8£9,682740,62534
North Yorkshire40£12,647535,42177
Northamptonshire18£12,984542,97260
Northumberland36£19,017215,55181
Nottinghamshire43£10,322743,76499
Omagh1£5,995995,9671
Oxfordshire6£11,324642,58652
Pembrokeshire1£7,499964,0475
Perth and Kinross12£17,883319,67427
Powys1£18,490226,07710
Redbridge - Greater London3£6,162974,6674
Renfrewshire9£20,309213,36964
Rhondda Cynon Taf11£15,888427,10948
Scottish Borders4£19,574110,8407
Shropshire13£14,208526,82851
Somerset33£12,610541,85463
South Ayrshire13£18,729315,14630
South Lanarkshire9£17,674324,46636
South Yorkshire39£14,000627,859144
Staffordshire36£11,728641,99296
Stirling6£19,915213,00525
Suffolk26£12,399538,01792
Surrey20£11,088738,52058
Swansea17£16,080424,16432
Torfaen1£6,695955,0002
Tyne and Wear51£10,925743,295146
Waltham Forest - Greater London4£16,851322,69011
Warwickshire26£9,422749,85769
West Dunbartonshire3£16,996422,1986
West Lothian18£17,103434,35257
West Midlands113£10,401745,144274
West Sussex10£13,906535,27730
West Yorkshire65£10,281745,821212
Wiltshire17£16,305422,59651
Worcestershire10£11,833644,30144
Wrexham5£7,095964,52711
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